Okudingeka Ukwazi Ngokuthola Imali
Ukuze uthole ukuthi umholo omaphakathi wenzani ethile, omunye uhlela amaholo abo bonke abasebenza kuwo ngokulandelana kwezinombolo. Isamba esiphakathi ohlwini luyimidiya uma kukhona inombolo engavamile yedatha. Uma kunenombolo efanayo, umlingani ubalwa ngokulinganisa amaholo amabili aphakathi.
Isibonelo, ake sithi kukhona abenzi bewijethi abathathu abaqashwe e-United States.
Imiholo yabo, kusukela ephansi kunazo zonke kuya phezulu, ingama- $ 20,000, $ 30,000 no- $ 35,000. Iholo lomphakathi liyi $ 30,000. Uma kukhona umenzi wewijethi wesine owathola i-$ 33,000, umlingani u-$ 31,500 [$ 30,000 + $ 33,000] ÷ 2].
Kungani Kudingeka Ukwazi Ngokuthola Imali?
Uma ucwaninga umsebenzi , enye yemibuzo yakho yokucindezela iyoba "Ngingakanani engizoyithola?" Nakuba umholo akuyona into ebaluleke kunazo zonke yokwaneliseka komsebenzi-kungakhathaliseki ukuthi kufanelekile -uzodinga ukwenza imali eyanele ukukhokha izikweletu zakho.
Kubalulekile ukwazi ukuthi yini abanye abantu abasensimini yakho abayitholayo uma uxoxisana nomholo wakho nomqashi wamanje noma ozayo. Ngololu lwazi, uzokwazi ukunquma ukuthi umsebenzi owunikezwa yini ulungile. Uzophinde ufune ukwazi ukuthi bangakanani abanye abasensimini yakho abenza uma ucela ukuphakama .
Imithombo eminingi yolwazi lomsebenzi isebenzisa umholo ophakathi lapho ubika imali.
Izibonelo yi-Occupational Outlook Handbook ne-O * NET OnLine, izincwadi ezimbili ezikhulunywa ngazo zikahulumeni.
Ukwaziswa Kanjani Umholo?
Ungase uhlangabezane nesilinganiso semali, esikhundleni seholo lomphakathi, ngomsebenzi. Kusho elinye igama elilinganiselwe. Kubalwa ngokungeza ndawonye amaholo omuntu osebenza emsebenzini bese ehlukanisa inani lezinkokhelo.
Thatha isibonelo sokuqala seholo lomenzi wewijethi. Khumbula abenzi be-widget abathathu (abasebenza kuphela e-US) abathola u-$ 20,000, $ 30,000, no-$ 35,000 ngokulandelana. Uma ungeze ndawonye ($ 20,000 + $ 30,000 + $ 35,000) inani liyi $ 85,000. Ukuze uthole ukuthi usho ukuthini, hlula inani eliphelele ngenani labenzi bewijethi: $ 85,000 ÷ 3. Okushiwo yi-$ 28,333.33. Njengoba lesi sibonelo siboniswa, inkulumo kanye nesikhulu, ama-dollar angu-30,000 kulokhu, zivame ukuhluka komunye nomunye. Imholo ephakathi, kunokuba isabelo semali, sisho ngokuqondile imali engenayo emisebenzini.
Isizathu Sokuba Ubheke Imholo YeMedian Esikhundleni Sokufaka Imali Emiholo
Kulesi sibonelo esingenhla, sibheke amaholo amathathu abe nomthelela we $ 15,000 phakathi kwamazinga aphezulu nakancane kakhulu ($ 35,000- $ 20,000). Akuyona into engavamile ukuthi kube khona ukungafani phakathi kwemiholo ephansi kakhulu kunazo zonke ensimini. Kucatshangelwa ukuthi abaqashi bakhokhela kanjani abahola imali ekungeneni ngokuhambisana nokuthi bangakhokha kanjani abasebenzi abaneminyaka eminingi abanolwazi, kanye namaholo abasebenzi abaphakathi kwabo. Kukhona nabangaphandle-abasebenzi abenza kancane kakhulu nalabo abanemiholo ephakeme kakhulu.
Ake sibheke esinye isibonelo. Kukhona abalimi abayisishiyagalolunye bomhlaba.
Ababili bathola imali engu-18,000 ngamunye, abathathu kubo bonke bakhokhelwa u-$ 19,000, futhi ababili benza imali eyizigidi ezingu-20,000. Enye isebenza kumphathi omunyu futhi ihola imali engu- $ 10,000 kuphela. Omunye uthola umholo ovulekile kakhulu we $ 45,000 (uyisikhulu esiphezulu). Lawa angaphandle, njengoba kuxoxwe ngenhla.
Ukuze uthole umholo wesilinganiso, silinganisa leyo mali, kanje:
| $ 18,000 |
| + $ 18,000 |
| + $ 19,000 |
| + $ 19,000 |
| + $ 19,000 |
| + $ 20,000 |
| + $ 20,000 |
| + $ 10,000 |
| + $ 45,000 |
| Ingqikithi: $ 188,000 |
Bese sihlukanisa umphumela, $ 188,000, ngenani labasebenzi (9) bese sithola umholo olinganiselwa kuma $ 20,889. Lokhu kuphakeme kunalokho abantu abaningi abasebenza kule nsimu abayitholayo, ikakhulukazi leyo enezinxephezelo eziphansi kunazo zonke, kodwa kunenani eliphansi kakhulu kuneholo lomthengi ophezulu. Imali ephakathi nendawo ayinakwenzeka njengoba inkokhelo yesigwebo kufanele isetshenziswe yizigqila, isibonelo, umholo ophezulu kakhulu noma umholo ophansi ngokweqile okungekho abantu abambalwa abangayithola.
Uma ufaka amaholo omlimi womhlaba womhlaba ngokulandelana kwamanani ($ 10,000, $ 18,000, $ 18,000, $ 19,000, $ 19,000 , $ 19,000, $ 20,000, $ 20,000, $ 45,000), uthola ukuthi umholo wamaphakathi u-$ 19,000. Lokhu kuvumelana kakhulu nalokho iningi labalimi bomhlaba abahlala kulo esibonelweni sethu bathola kunesilinganiso noma isilinganiso se $ 20,889.