Ukubala Ukuguqulwa, Ukuthola Izaphulelo, kanye Nezinye Izibalo Zezibalo Zezombhalo Zezombhalo
Nazi amathiphu okusiza ukuthola ushintsho olufanele futhi ulinganise izaphulelo kanye nentela uma ikhasimende lithenga izinto.
Izibonelo zeSample
1. Uma wenza ushintsho lokuthenga ukheshi, noma ngabe irejista yemali yenza izibalo kuwe, njalo ubale ushintsho emuva kumakhasimende.
- Isibonelo: Ikhasimende lenza u-$ 23.78 ekuthengeni, futhi likunika i-$ 30.00. Ubuyela emuva kumakhasimende: "Amasenti angu-22 enza amadola angama-24, idola elilodwa lenza u-$ 25, kanti ama-5 enza i-$ 30."
- Isibonelo: Ikhasimende lenza u-$ 11.56 ekuthengeni, futhi likunika i-$ 15.06. Ubuyela emuva kumakhasimende: "Amasenti angu-50 enza amadola angu-12, ama-dollar angu-1,2,3 enza i-$ 15"
Awudingi ukukusho ngokuzwakalayo, kodwa uyibala (okungenani ekhanda lakho) ngenkathi wenza ushintsho. Wenza amaphutha ambalwa ngale ndlela!
2. Uma ubuzwa ngokugcina imali ebhalweni nokuthi yiziphi izindleko ozisebenzisayo zokwenza ushintsho, chaza ukuthi uyaqonda ukuthi kubalulekile ukuqinisekisa ukuthi irejista yakho ifakwe kahle.
Ukuthengisa kubeka njalo isamba semali esiyidingayo ukugcina irejista yemali - lokhu ngokuvamile i-$ 200, kodwa ingahluka ngokusekelwe kokuthengiswa kwansuku zonke okudayiswayo. Kubalulekile ukugcina inani elanele lezindleko ezivame ukusetshenziswa - i-dollar engu-1 kanye ne-20-dollar bills - esandleni.
Noma nini lapho kungenzeka, kufanele futhi wenze ushintsho usebenzisa izikweletu zenkolo ephakeme kakhulu (ukuze ungapheli imali yakho yezindleko ze-dollar engu-1).
3. Ungase ubuzwe mayelana nokubala izaphulelo kumakhasimende. Ukunikeza ukulinganisa okulula, okusheshayo kwephesenti, isibalo esingu-10%, futhi wande ngamashumi.
Lokhu kungase kungabi inombolo eqondile, kuye ngokuthi ushintsho, kodwa lusondele ngokwanele ukunikeza isilinganiso esihle.
4. Intela ingalinganiselwa ngendlela efanayo. Hamba nge-5% no-10%, futhi ungathola inombolo eduze ngokwanele ukusiza ikhasimende ukuthi inqume uma ifuna into.
Futhi, izindleko zangempela zingase zihluke kancane, kodwa ukulinganisela kwakho kukwazi ukusiza ikhasimende ukwenza isinqumo esengeziwe esinolwazi mayelana nokuthenga kwabo.
5. Ukwenza izibalo ezimbalwa ekhanda lakho uma uhlola amakhasimende kuzokusiza ukuthi ubambe amaphutha amanga angagwenywa.
Uma uyazi ukuthi ukuthengwa yilolu datha engu-$ 70 ku-25%, futhi irejista yakho ifunda u-$ 27.32 njengemali efanelekile, uzokwazi ukuthi kukhona okwenziwe ku-haywire, futhi ungayilungisa ngaphambi kokuba ikhasimende liphume esitolo.
Ukunaka imininingwane yilokho okwenza umthengisi omkhulu wokuthengisa futhi yilokho ababukeli abafuna lapho bebuza imibuzo yezibalo ngesikhathi sokuxoxwa komsebenzi . Abafuni nje ukuqiniseka ukuthi ungenza izibalo, bafuna ukuqinisekisa ukuthi ungakwazi ukulinganisa amanani, uma kunesidingo.
Amathiphu wokwenza ushintsho
Uma wenza ushintsho, kungcono ukusebenzisa i-bill enkulu yenkolo ongayenza. Ukubala okuncane kungethuba elingaphansi kwamaphutha ekubaleni (noma ukuba nezindleko zithinte ndawonye).
Uma udinga ukubuyisa i-$ 5, nikeza ibhilidi engu-5-dollar, hhayi izikweletu ezi-1 zama dollar, uma ungakugwema.
- Isibonelo: Ikhasimende lifuna ukwazi intengo yento ehlala njalo engu- $ 39.99, futhi i-30% ivaliwe. Kuzofika ku-$ 40.00, i-10% izoba yi-$ 4.00, izikhathi ezingu-3 zizoba ngu-30% no-$ 12.00. $ 40- $ 12 yi-$ 28.
- Isibonelo: Intengo ejwayelekile yento ingu- $ 70, futhi i-25% ivaliwe. I-10% i-$ 7.00, izikhathi ezingu-2 ziyi-$ 14, kanye nesigamu se-10% ngu-5%, noma i-$ 3.50. I-25% iyi-$ 14 + $ 3.50 = $ 17.50. $ 70- $ 17.50 ngu-$ 52.50. Enye indlela yokubuka ku-25% ukuyibiza nge-1/2 ka-50%. I-50% yamaRandi ayi-70 ngu-$ 35, ngakho-ke 25% i-$ 35 ihlukaniswe ngu-2, noma i-$ 17.50. $ 70- $ 17.50 ngu-$ 52.50.
- Isibonelo: Into ibiza u-$ 140, futhi inani lentela liyi-8.25%. I-5% izoba yi-$ 7.00, kanye (okungaphezulu kwesigamu futhi ~ 3%) cishe ku-$ 4.00 yi-$ 11.00. $ 140 + $ 11 = $ 151.00 yezindleko ezilinganiselwayo zento, intela ifakiwe.