Umhlahlandlela Wokuthatha Umhlalaphansi Wokuqala I-Side Hustle

Umgwaqo wokuthatha umhlalaphansi awulula. Namuhla, umbhangqwana olinganiselwe udinga cishe u-$ 740,000 ukuze usinde emhlalaphansi, ngokusho kocwaningo lwe- Merrill Lynch . Mhlawumbe kuyamangala nakakhulu ukuthi imindeni ayilungisanga yini: Imindeni eneminyaka engama-50 kuya kwengu-55 isilondoloze imali engu-124,831, kanti amakhaya aneminyaka engu-56 kuya ku-61 ahamba kancane kancane nge $ 163,577.

Naphezu kwalezi zinombolo ezidabukisayo, umnotho we-gig utshela izindaba ezinhle kubantu abadala.

Ucwaningo olunzulu lwathola ukuthi asebekhulile baseMelika bamukela impilo yokuzimela, futhi izibalo ziyakhuthaza:

Uma ukhathele impilo engama-9 ukuya ku-5, kodwa usadinga ukwandisa ukonga kwakho, landela lezi zinyathelo ukuze uthathe indawo yakho emakethe ohlangene.

Hlanganisa Nezinzuzo Zakho Zokuphepha Komphakathi

Uma okwamanje udweba izinzuzo zokuvikeleka kwezenhlalakahle, kubalulekile ukucabangela indlela uhlangothi olubheke ngayo luzobathinta umholo wakho. Uma uthola iminyaka ephelele yokuthatha umhlalaphansi ka-66 ngo-2018, umkhawulo wemali oyikhokhela izinyanga ngaphambi kwesikhathi ungama- $ 45,360. Uma usuqala ukudweba Social Security, awukwazi ukuthola ngaphezulu kuka $ 17,040 ngonyaka ngaphandle kokunciphisa izinzuzo zakho zonyaka.

Ngenkathi le nombolo ingase ibonakale iphansi, ihumusha ku-$ 1,417 ngenyanga, engakusiza ukhokhe izikweleti ezisele futhi uncike kancane ku-401 (k) yakho kanye namanye ama-akhawunti omhlalaphansi wokuphila kwansuku zonke. Ungase futhi usebenzise imali yakho ukuze uhambe noma uthathe i-hobby entsha. Thola izindawo ezibuthakathaka emalini wakho bese ucabangela indlela uhlangothi olunezinhlangothi ezingase luhlanganise ngayo indlela yakho yokuphila.

Dala i-Presence Online

I-intanethi yilapho uzothola amathuba ohlangothini lwe-hustling, futhi uma ungakafiki kakade, sekuyisikhathi sokudala iphothifoliyo e-intanethi. Iwebhusayithi yebhizinisi ikuvumela ukuthi ubhale amakhono akho nokutholakala kwakho, xhuma namakhasimende amasha futhi akhona, ugcizelele abafakazeli beklayenti, futhi uqinisekise ukwethembeka kwakho kobuchwepheshe. Hlola umhlahlandlela wethu ukuze ufunde kabanzi, futhi ungakhathazeki, ngeke udinga isizinda kumklamo wewebhu ukuze uqalise.

Sebenzisa Amakhono Akho

Wakhele ulwazi olunolwazi ngawo wonke lawo minyaka emsebenzini, ngakho kungani ungayisebenzisi kahle? Izindwangu ezingezansi zitholakala cishe kuwo wonke amazinga embonini nekhono.

Professional

Uma unesithakazelo emsebenzini oqhubekayo we-freelance osebenzisa ama-chops akho ochwepheshe, la masayithi angakuxhuma ngemithombo ehloniphekile:

Isevisi / Microjobs

Uma ngabe uthanda ukusebenza ngokulinganiselwe, hlola le mithombo ye-gigs yesikhathi esisodwa, eyaziwa nangokuthi i-microjobs:

Sebenzisa lesi sici

Ukuthola amandla akho akupheli njenge-freelancer, kodwa njengoba sifundile, imithetho ihlukile kancane uma uqoqa izinzuzo zomhlalaphansi. Ukulawulwa Kwezokuhlaliswa Komphakathi kudonsa u-$ 3 kuwo wonke ama-$ 1 owuthola ngaphezu kwemali engu-$ 17,040 yonyaka, okuvimbela ikhono lakho lokuvala igebe phakathi kokungakanani okulondolozile nokuthi unesidingo esingakanani eminyakeni yakho yegolide. Uma lokhu kuzwakale kujwayelene, kunesidingo esisodwa okufanele ungayinaki: imali engenayo yokutshala izimali. Imali etholakalayo ngokusebenzisa izimali zakho-kufaka phakathi impahla-ikhululekile emithethweni ye-SSA, okusho ukuthi ungathola okuningi ngangokunokwenzeka ngaphandle kokuthinta izinzuzo zakho zomhlalaphansi.

Uma unegumbi lokuphumula noma ikhaya lesibili, ukuliqasha nge-Airbnb kungakhuphula kakhulu imali yakho engenayo. Ngokuhlaziywa kwe-Priceonomics, ummemezeli we-Airbnb wesilinganiso uhola imali engama-dollar angu-924 ngenyanga, futhi izinkokhelo zicutshungulwa amahora angu-24 ngemuva kokuthi izivakashi zakho zihlole. Uma imali yakho yokuthatha umhlalaphansi ingasebenzisa amandla, le nketho inikeza isisombululo ngokushesha.

Umnotho we-gig awusiwo, futhi kunelungelo lamathuba (kanye nemali engenayo!) Etholakalayo kulabo abaseshayo. Sebenzisa ngokunenzuzo ekutheni uthathe umhlalaphansi futhi uphumelele. I-side hustle inganciphisa imithwalo yemali yokuguga.