Funda Ngezimboni Zomkhakha Wezomnotho Abathengi Nezokuphatha

Uma ubheka abatshalizimali ebhizinisini lakho lomculo, kubalulekile ukukhumbula ukuthi ngokushintshanisa ukheshi, uzobe ulahlekelwa isikhwama sebhizinisi lakho, okunye kokuzimela kwakho, noma kokubili. Qinisekisa ukuthi ucabangela ngokucophelela izindleko zangempela zokutshalwa kwezimali - hhayi nje ukuthi yini okumele uyikhokhele, kodwa ukuthi uzoba yini umhlatshelo lapho usebenza nomtshali-zimali - futhi uqiniseke ukuthi uyacaca kulawa maphuzu kusengaphambili.

Nazi ezinye zezinketho uma kuziwa ekukhuliseni imali.

Angel Investors

Abashali bamabhizinisi bamabhizinisi omculo bangathatha amafomu ahlukahlukene. Ingelosi yakho ingaba yilunga lomndeni noma umngane onamapokhethi ajulile, noma kungenzeka ukuthi angumfokazi ogcwele ngemali eningi othanda ukutshala izimali ezinkampanini zokuqala. Ezinye izingelosi zebhizinisi zomculo ngabantu abaye benza imali ngomculo futhi bafuna ukudlulisa inzuzo yabo enhle kanye nobuchwepheshe babo. Abanye bangabantu abanomholo ozochitha labo abafana nomqondo wokuhileleka emculweni. Izingelosi zizosiza nge-cash-start, kepha ibhizinisi lakho elihlongozwayo kufanele libe nesayizi elithile ukuze lilungele isikhathi sabo (bheka "ingxenye encane yokuphrinta" ngezansi).

Venture Capitalists

I-venture capitalists (i-VCs) izotshalwa amabhizinisi kokubili ekuqaleni kokuqala futhi ngezikhathi lapho inkampani idinga umjovo wesikweletu ukuze ukhule. Uma ufuna imali ye-VC, qiniseka ukuthi ubuka iqembu elinomlando wokutshala izimali kumabhizinisi ahlobene nomculo.

Nakuba ama-VC afuna ukutshala izimali eziphezulu, akuzona ngaso sonke isikhathi imifino emihle nezimboni zokudala ngaphandle uma zisetshenziselwa leyo ndawo. Ngamanye amazwi, uma ungakwazi ngisho ukuthatha ukuthi bakuthathe ngokungathí sina, ukuqala, abangeke bakhathalele ngempela "ubuqotho bakho" - bafuna ukuphanga, futhi bayayifuna.

Amabhodi Emibono

AmaMelika angakwazi ukukhohlwa ngalokhu, kodwa ngaphandle kwamazwe, amazwe amaningi anemibandela yokuxhasa imali ezohlinzeka ngemali yobuciko, kubandakanya imboni yomculo. Lezi zikhungo zoxhaso zobuciko zingaba izindawo ezinhle zokuthola imali oyidingayo ngoba zizimisele ukusebenza namabhizinisi omculo azo zonke izilinganiso futhi zinekhono lokuthatha amathuba kumaphrojekthi okufuna inzuzo njengezingelosi ne-VCs angeke zithinte. Ngcono nakakhulu, isikhathi esiningi abanika izibonelelo ngaphandle kokuboleka imali, ngakho-ke akudingeki ukhokhele. Usadinga uhlelo oluhle lwebhizinisi ukuthi usebenze nabo, noma kunjalo - nakuba ezimweni eziningi, zingakusiza ukuba ubhale.

Amalebula amakhulu

Amalebula we-indie , ukutshala izimali ngelebuli enkulu kuyindlela yokukhetha. Lolu hlobo lokutshalwa kwezimali luzovama emva kokuba usakhele irekhodi elibonakalayo lempumelelo njengelebula futhi udinga imali yokwandisa - ukuqala imali ngokuyinhloko kuvame ukunikezwa umuntu oye waqhuba ilebula ye-indie ephumelelayo idlule noma inerekhodi elihle lokudayisa njengomculi.

Yiqiniso, ukuxhaswa ngezimali ezivela enkulu kuzodinga ukuthi kutholakale ukulawulwa kwelebuli yakho, engakaze iphele kahle kuma-indies.

Abahambisa

Lena enye ecacile kumalebula, futhi ukuthola kancane ukuthola.

Kodwa-ke, kwezinye izimo, ungakwazi ukuthola ummemezeli ukuthi atshale ekukhululweni kwiprojekthi. Isibonelo, uma unethuba lokusebenzisana nomculi wegama elikhulu, kodwa awukwazi ngempela ukukhokhela kusengaphambili noma imali yokunikeza i-albhamu isisindo esifanele, ummemezeli wakho angase angene ngesandulela ngokuzayo amaholo ku-albhamu noma ngesikweletu esizobenza babe ngumtshali-mshini kule phrojekthi, abanike ukusika okukhulu kwezinzuzo ze-albhamu. Abanikezeli bangase basize ekukhiqizeni .

Izinto ezibalulekile okufanele uzicabange lapho ufuna ukutshala izimali

Ingabe umtshalili wakho ufuna ukuhileleka ekwenzeni izinqumo zebhizinisi? Uma kunjalo, ingabe banolwazi embonini yomculo noma eminye imboni yokudala (futhi uma ewu, ingabe uhlanganyela nefilosofi efanayo ngokwebhizinisi)?

Ukusebenza nomtshali-zimali ngamatoni okuhlangenwe nakho kwemboni yomculo ofuna ukukusiza ukuma nokwakha ibhizinisi lakho kungaba yinto enhle.

Ukusebenza nomtshali-mali osenayo imali eningi futhi ufuna ukutshala imali ebhizinisini lakho elihlobene nomculo ngoba bacabanga ukuthi kungaba mnandi kakhulu kungase kungabi into enhle uma befuna abanye bathi-ngakho ezinqumweni zebhizinisi lakho. (Qaphela ukuthi akubona bonke abatshalizimali abazofuna ukuhileleka ebhizinisini lakho. Abanye bafuna ukwenza utshalomali futhi balinde imali.)

Qinisekisa ukuthi uyaqonda uma uthola utshalomali noma umboleko. Izimali ziletha ingozi kumtshali-zimali, ngakho-ke bayaqonda ukuthi bangase balahlekelwe imali yabo. Isikweletu kufanele sikhokhwe. Uma umtshalili wakho ekucindezela ukuba usayine ingxenye enkulu yebhizinisi lakho, qaphela. Uma imali enkulu kanye namasheya amakhulu ehilelekile, thola izeluleko zomthetho .

Ngokuvamile Abaqashi Bomculo Bafuna Ukutshala izimali ezinkulu

Enye into okufanele uyikhumbule lapho ufuna ukutshalwa kwezimali ngukuthi uhlobo olunzima kakhulu lwebhizinisi ukuthola imali ngeyona encane kakhulu. Ngokuvamile, i-VC ayifuni ukukhuluma nawe ngaphandle kokuthi udinga okungenani amakhulu amaningana ekutshalweni. Izingelosi zebhizinisi zomculo zizotshala imali ezinkampanini ezincane kunalokho, kodwa ngokuvamile zifuna amathuba okutshala izimali okungenani ezinkulungwaneni zezinkulungwane. Ukukhulisa ama-dollar ayizinkulungwane ezimbalwa kuyinto enzima kakhulu ukuyenza. Uma kungabikho imikhandlu yobuciko noma umndeni / abangane abaphanayo, kungase kudingeke ucabange ukugcina imali, izikweletu zakho, namakhadi esikweletu uma udinga imali encane ukuze uhambe.

Futhi qaphela ukuthi utshalomali lomculo uvame ukunikezwa kumabhizinisi afana namalebula, izinkampani zokukhuthazwa , njll. Amabhange afuna ukutshalwa kwezimali azoba nesikhathi esinzima ngokusebenzisa enye yale mizila futhi kuyodingeka abheke emalebula, abahambisa kanye nokunye ngenxa yezidingo zabo .