Amathrendi emisebenzi
Inombolo ephelele yemisebenzi yabathengisi ijwayele ukulandela amaphethini okuhamba, njengoba amabhange amakhulu aqala izikhathi ezilandelanayo zokunwetshwa noma ukukhishwa ngenani lamagatsha awo. Umkhuba wamuva wokuhlanganisa nokuhlanganiswa kwembhange yasebhange (eyashesha ngengozi ye-mortgage ngonyaka ka-2006-07) yabangela ukuthi inani lemisebenzi yebhange lase-US liwe 11.2% phakathi kuka-2008 no-2012, kusukela ku-600 500 kuya ku-545,300.
Noma kunjalo, amathuba okuqashwa kwabathengi bebhange kulindeleke ukuba abe abaluleke kakhulu esikhathini esizayo esizayo, ikakhulukazi ngoba insimu inomlando omude wezinga eliphezulu. Ngenkathi i-Bureau of Labor Statistics (BLS), ukubikezela ukuthi imisebenzi yabatshelayo izonyuka ngezikhundla ezingu-5 600 kuphela (1%) eminyakeni eyishumi kusukela ngo-2012 kuya ku-2022, izinga eliphakeme lababatshela ukuthi izikhundla eziningi zivulwa njalo.
Thola Ukuvula Imisebenzi
Sebenzisa le thuluzi lokusesha ye-really.com ukuthola ukuthola amathuba okusebenza kwamanje kule nkambu.
Imfundo: Ngokuvamile, idiploma yesikole esiphakeme yanele, nakuba iziqu zasekolishi zithandwa kakhulu. Ngenxa yobuthakathaka bomsebenzi, noma yisiphi isici esikurekhodi yakho esingase sibheke esitolo sangemuva singavimbela umsebenzi njengomtsheli webhange.
Ukuhlinzekwa ngezinombolo kanye nekhono kwi-arithmetic kukhona ama-musts.
Ukwengeza, ikhompyutha ekhulayo yokusebenza kwebhange yenza ukuba ukufunda kwekhompiyutha kube kuhle kakhulu. Abatshelezi abahle bakhululekile ukusebenzisana namakhasimende, babe namakhono okukhulumisana ngomlomo futhi abalaleli abahle .
Ukuqeqesha: Kuzo zonke amabhange amakhulu kunazo zonke, ukuqeqeshwa kwabathengisi basebhange kuhloswe ukuba kube ngokusemthethweni emsebenzini, ngaphansi kokufundiswa kwababikezeli abanolwazi kanye / noma iziphathimandla zamagatsha (abaphathi), abanemfundo encane noma engekho emthethweni ekilasini. I-BLS ibika ukuthi ukuqeqeshwa okunjalo ngokuvamile kuqhubeka cishe ngenyanga.
Imisebenzi Nemithwalo Yemfanelo
Imisebenzi eyisisekelo yomtsheli webhange kufaka phakathi ukuhlolwa kwezimali, ukwenza ama-deposit, ukulungisa izinkokhelo zemali mboleko kanye nokuhoxisa izimali ezivela kuma-akhawunti amakhasimende. Abathengi beBhange nabo basiza amakhasimende ngama-akhawunti wokuvula nokuvala. Umsebenzi udinga ukunamathela eduze nemithetho nemithethonqubo mayelana nokuqinisekiswa kwezimpawu zamakhasimende, ama-akhawunti kanye nokuthengiselana okuvunyelwe ukufinyelela noma ukuqala, kanye nemali yezimali ezingabekwa zona. Abatshela kumele nabo balandele izidingo ezihlukahlukene zokubika. Imithethonqubo nemithethonqubo ekukhulunywe ngayo ukuxuba kwalabo ababekwe ngumthetho noma ngabaphathi bebhange, nalabo abakhethekile ebhange ngalinye.
Kwamanye amabhange nasezindaweni zebhange, indima yomtshizi ingatuswa ukuze ihlolwe izidingo zamakhasimende futhi imakethe imikhiqizo namasevisi athile kubo. Kokubili lesi sici somsebenzi futhi esihlobene nokulawula ukuphoqeleka kudinga ukuqonda okujulile kwesahlulelo, kuya phambili ngaphezu kokunamathela kokujwayelekile.
Ishejuli Esijwayelekile
Iviki lomsebenzi wamahora angu-40 livamile, kepha lingase libe lide, kunikezwe umkhuba wamabhange ukufaka amakhasimende ngamahora amaningi, kuhlanganise nobusuku, ngoMgqibelo ngisho nangeSonto kwezinye izimo. Izinsuku zakudala ze "ama-banker's hours" ezethambile kusukela ngo-9 kuya ku-3, ngoMsombuluko kuya kuLwesihlanu, ziyisikhathi esidlule. Kodwa-ke, futhi phawula ukuthi namuhla abangaba ngu-33% wabatsheleli basebenza isikhathi esithile.
Yini Okufanele Uyenze
Labo abajabulela ukusebenzisana nabantu bangathola ukuxhumana namakhasimende into ejabulisayo yomsebenzi. Kuyiqiniso ngokukhethekile kulabo abanelungelo lokuba ngababikezeli emagatsheni asebhange ngokukhanya kuya emazingeni aphakathi kwamakhasimende, lapho ukucindezelwa isikhathi kungeyona inkinga enkulu.
Ngokuya ebhange nasezinyathelweni zomuntu ngamunye, umsebenzi webhange wokutshela kungaba yinto eyayiyoqhubeka eya emisebenzini ephezulu ebhange. Isinyathelo esilandelayo esicacile kunazo zonke njengesiphathimandla (umphathi) ngaphakathi kwegatsha.
Okungafani
Emagatsheni asebhange emadolobheni asematasa kakhulu, ababikezeli bangaba ngaphansi kwengcindezi enkulu futhi bathole umsebenzi ngokomzimba nangokwengqondo. Inkinga ingahlanganiswa uma isisekelo samakhasimende sifuna futhi sisheshe. Ngaphansi kwengcindezi enjalo, kungenzeka ukuthi kwenziwe amaphutha okusebenzisa i-computational, okwenza kube nokucindezeleka okwamanje.
Ngemuva kokuthi igatsha livale, kuye ngokuthi inani lokuthengiselana phakathi nosuku, nobukhulu kanye nokusebenza kahle kwabasebenzi, inqubo yokufakazela umsebenzi wezitshudeni emini ingaba inqubo ende futhi ecindezelayo. Ngokuvamile, ababikezeli abavunyelwe ukushiya usuku kuze kube yilapho umsebenzi wabo ubonakala. Lokhu kungukuthi, imali ekhona ekupheleni kosuku kufanele ilingane ukuqala imali kanye nokukhokhwa kwemali ngaphandle kokukhipha imali. Ngokufanayo, izimali ezingekho emali kanye nokuhoxiswa (ngesheke noma ukudluliselwa komshini) kumele zihlolwe ukuqinisekisa ukuthi zibalwa ngokufanele.
Ngaphezu kwalokho, ukusebenza njengomtsheli webhange kuthwala ingozi yengozi engokomzimba ehlotshaniswa nokuzama ukuphanga. Ukwakhiwa okuvulekile kwamagatsha amaningi asebhange, abatshelayo ikakhulukazi abadalulwe kumakhasimende kunanoma iyiphi enye, ungeza engozini.
Ukwenyuka okuphezulu kuphakanyiswe inkokhelo ephansi (bheka isigaba esilandelayo). Futhi, kuyilapho amathuba okuthuthuka ekhona (njengoba kuchaziwe ngenhla), ngokuvamile ayalinganiselwe.
Ukuvuselelwa
Inkokhelo yaminyaka yonke yaseMedian yabakwa-bankersers (i-BLS code of occupation 43-3071.00) yayingu-$ 24,940 kusukela ngo-May 2012, kanti 90% ihola phakathi kuka-19,630 no-$ 34,320. Njengalezo zonke izigaba zomsebenzi, lindela umehluko omkhulu wokukhokha wezindawo .
Abangaphezu kuka-90% wabathengisi bahola kancane kunomholo wonyaka waminyaka yonke wabo wonke umsebenzi, owawuyi $ 34,750. Phakathi naleso sikhathi, abasebenzi abangaba ngu-75% eminye imisebenzi bazuza okungaphezu kwemali yonyaka ephakathi kwababikezeli ($ 24,940).