Ukuphathwa kweengozi kuhlola futhi kulawulwe izingozi ezibhekene nenkampani
Ngokuvame ukuyingxenye yomsebenzi wokuthobela ibhizinisi, kodwa kungase kube yingxenye yamayunithi ebhizinisi afana namasheksi okuhweba okugcinwa ngamasheya noma iminyango yokuvela emalini .
Incazelo Yobubi: Imisebenzi Nemithwalo Yemfanelo
Abaphathi beengozi bangase babe ama-generalists abamba izindawo ezihlukahlukene, noma bangaba ochwepheshe abagxila endaweni eyodwa. Izigaba ezinkulu zengozi embonini yezinsizakalo zezimali zihlanganisa:
- Ukungahambisani nemali mboleko ekhishwe yi-firm
- Ukulahlekelwa kwizinqolobane zokugcina izimpahla ezigcinwe ngabahwebi
- Ukulahlekelwa kwezimali zokutshala izimali ezigcinwe i-akhawunti ye-firm
- Ingozi yeqembu lokuhlukunyezwa-enye inkampani yezezimali iphelelwa izibophezelo zayo ezakho
Abasebenzi bokulawulwa kwezinhlekelele bahlakulele, basebenzise, futhi basebenzise imithetho nemigomo eyenzelwe ukunciphisa lezi zingozi. Isibonelo, ukubaluleka kokusungula okugcinwe ngumthengisi wemfihlo kungase kungabi nakancane.
Ukwephulwa kwedatha kanye nokwebiwa kwezisi kuyinkinga kuzo zonke izimboni, hhayi nje ngezinsizakalo zezezimali.
Ukuchayeka okungenzeka kunyuke ngokucacile kusuka kokubili kokubheka imali nokuziphendulela. Iminyango yokulawulwa kwezinhlekelele kanye nabaqeqeshi bokulawulwa kwezinhlekelele kuthatha izindima ezisebenzayo ekubekeni inqubomgomo mayelana nokuphepha kwedatha ngokubambisana eduze namaqembu abo obuchwepheshe bamafemu.
Abasebenzi bokulawulwa kwezinengozi basebenzisa izinsimbi ezahlukene zezimali nezinkontileka zokulawula izingozi, njengomshwalense, ama-swaps, ama-derivatives, izinkontileka zesikhathi esizayo kanye nezinkontileka zokukhetha.
Ishejuli Esijwayelekile Somphathi Wezinhlekelele
Ukuzibophezela kwesikhathi okudingekayo emsebenzini wokulawulwa kwezinengozi kungashintsha kakhulu. Ingaxhomeka eqinile nasesikhundleni. Ngokuvamile, ngokuvamile umsebenzi wokuba ngu-9 kuya kweyisithupha, kodwa ukulawulwa kwezinengozi kuyisici esibalulekile ngakho abaphathi bangalindela ukufaka emasontweni omsebenzi odlula amahora angu-40, okungenani ngezikhathi ezithile nangezikhathi zokuphuthumayo. Abasebenzi bokulawulwa kwezinengozi bangase bahlale bebize ngesikhathi sokuqhuma okukhulu kwemakethe nokungaqiniseki kwezezimali.
I-Pros and Cons of Management Risk
Ukuphathwa kweengozi kuwumsebenzi obalulekile futhi ngaleyo ndlela kunomsebenzi omkhulu wokwaneliseka komsebenzi. Izithuba kulo mkhakha zikhokhwa kahle futhi zihlonishwa kahle. Umsebenzi ungasheshe uphuthumise futhi ukhuthaze.
I-flipside yokusebenza kule nsimu ebaluleke kakhulu ukuthi izidingo zomsebenzi zingaba zikhathi ezinzima esikhathini esiyinkimbinkimbi, ikakhulukazi uma izinqumo ezinzima kufanele zenziwe ngokuphawula kwesikhashana.
Isici "sephoyisa" sokulawulwa kwezinhlekelele singakha ubudlelwane obungathandeki bokuhlukunyezwa nabasebenzi kanye nabasebenzi kanye nezinye izigaba zabakhiqizi, ikakhulukazi abahwebi bemfihlo.
I-psychology yamandla injalo ukuthi abantu abanethonya eqinisweni, njengamalungu okuphatha okuphezulu, kungenzeka banqabe ukudlala ngemithetho.
Imfundo, Amakhono, Nezidingo Kudingeka
I-bachelor's degree is the minimum if you want to work in management management, kanti i-MBA iyadingeka kakhulu. Izifundo zokulawulwa kwezinhlekelele zivame ukuvame kakhulu kuwo wonke amazinga angaphansi kwe-undergraduate kanye neziqu, futhi ezinye izikhungo zinikela ngezinga lokulawulwa kwezinhlekelele. I-degree leminyaka emine ebhizinisini, emnothweni noma endaweni yezezimali ngokuvamile iyakwanela, noma kunjalo, ngoba lokhu kuyinkambu lapho kungenzeka khona ukuba unyawo lwakho emnyango futhi usebenze ngendlela yakho, uzuze okuhlangenwe nakho emsebenzini ngaphakathi.
Amakhono anesisindo esinamandla kufanelekile, futhi isizinda esilandelayo ekuphatheni isayensi nasekuthuthukiseni noma ekusetshenzisweni kwamamodeli okubikezela kungasiza kakhulu.
Ukukhathazeka okuyinhloko kwabaphathi bezingozi ezinkampanini zamashuwalense kubonakala sengathi kungabonakalisa ukulahlekelwa kwemakethe ekufakweni kwezimpahla ezigcinwe ngamatekisi okuhweba. Ngenxa yalokho, isipiliyoni sangaphambili njengomthengisi noma njengomsizi womsebenzi wezokuhweba singabalulekile kumphathi wezingozi kulolu hlobo lokuqina. Ngesikhathi uMerrill Lynch ehola imboni ngokusungula isikhundla sokuqala kuWall Street ngemuva kokushona kwemakethe ka-1987, le nkampani yabamba umthengisi omdala wendima.
I-Possibility of Certification
Izitifiketi eziningana zokulawulwa kwezinhlekelele ziyatholakala, futhi zidinga inani elikhulayo labaqashi. Bangasiza ukuqala noma ukuqhubela phambili umsebenzi emkhakheni, kodwa iningi lezinkampani azikazidingi.
Ukutholakala komthetho , ukubalwa kwezimali , ukuhambisana, umshwalense, noma izindawo zokusebenza zomkhakha wezinsizakalo zezezimali yiziqinisekiso ezibalulekile. Abaphathi beengozi ababhekele ukuhweba ukuhweba kufanele babe nolwazi olunzulu ngemikhuba yokuhweba kanye nezinqubo, futhi lolu lwazi luzuzwa kangcono kusukela ekuhlangenwe nakho kwangaphambili njengomthengisi noma njengomsizi womsebenzi wezokuhweba.
Izinga lomholo kanye nezinzuzo
I-Bureau of Labor Statistics (BLS) ihlanganisa abaphathi bezingozi ngezinye izigaba zabaphathi bezezimali, kodwa ukukhokhela amaphakheji kubaphathi bezinhlekelele ngokuvamile kudlulele imingcele yabaphathi bezimali ngokujwayelekile. Labo abaqashwe kuleso sikhundla bangase bathole amabhonasi nama-commissions ngaphezu kwamaholo, futhi bavame ukuthola i-perk eyengeziwe yokwabelana ngenzuzo. Futhi-ke, isinxephezelo singahluka kakhulu ngumqashi.
Okungenani, abaphathi bezinhlekelele ngokuvamile bathola amaphakheji akhokhelwayo kanye nezinzuzo phakathi no- $ 50,000 ngonyaka uhla, kepha lokhu kuvame kakhulu uma beqala nje. Bangakwazi ukuthola imali engaba ngu-$ 140,000 kuya ezingaphezu kwezingu-160,000 zama-dollar ngesikhatsi nesipiliyoni, nakuba uhla lwe-$ 120,000 luyinto evamile. U-Freddie Mac noKaiser Permanente bakhokhele u-$ 118,000 kubaphathi kulo mkhakha ngo-2018, kuyilapho i-Credit Suisse inxephezela cishe amaRandi ayizigidi ezingu-130 ngonyaka.