Isizathu sokugqugquzela ukukhokhelwa kwezimali zokubhalwa kwezimali ezibhalisiwe:
Bobabili i-Goldman Sachs kanye ne-banking investment banking kanye ne-securities eqinile uMorgan Stanley bebelokhu behamba ngokufutheka ukwandisa amabhizinisi abo asebhange, futhi bahlakulele abe yizikhungo ezinkulu.
Imiklamo ye-Goldman ukuthi imvelaphi yayo yokuthenga imali entsha yokuthenga imali yamuva ingase ifike ku-$ 750 million ngonyaka. Iphothifoliyo lenani lemali elibolekwe yibhange laseGoldman lizimele lifinyelela kumaRandi ayizigidi ezingu-13,8 phakathi kuka-2012, kufaka phakathi izindleko zokukhokha ekhaya (phakathi kwezinye izinhlobo zokuboleka ngabanye).
Izingozi Ezihlobene Nale Ibhizinisi:
Enye yezindaba ezisemqoka zokulawulwa kwezinhlekelele ezihlobene nokuthenga imali yokubambisa imali yesikhwama sokubambisana ukuthi i-backpack support (ikakhulukazi, amasheya anikezwe ngamakhasimende ezimali ezizimele zangasese) zivame ukungabi nhlobo. Ukuthengisa isikhundla kungaba nzima kakhulu, futhi kuncike ekuhlakalweni okukhulu lapho kunokwenzeka khona. Lokhu kuqhathaniswa nemalimboleko yemikhakha yendabuko, evikelekile ngamasheya amaningi okuthengiswa esidlangalaleni kanye nezibopho. Ngezici eziningi, izikweletu ezigcinwe ngokulingana kwangasese zivame ukuba nezihambelana kakhulu nemalimboleko yezindlu zangasese kunezikweletu zemali. Mhlawumbe ngenxa yalesi sizathu, kubikwa ukuthi uGoldman Sachs uqasha ochwepheshe bezindlu zokubambisa imali engxenyeni yakhe yangasese yokubheka ukuqala nokulinganisa kwalolu hlelo olusha lwemali mboleko.
Ukukhuthaza Ukubanjiswa Kwebhange Lobumfihlo:
Ukuqhutshwa kwangasese kwebhange nguGoldman kanye nabanye abaphikisana nabo baye bavuselela, ngokwengxenye, ngemithethonqubo emisha nehlongozwayo eyenza, noma ithembise ukudala, impembelelo engalungile ekutholeni amathuba emabhizinisi abo angokwesiko okubambisene nokubambisa izimali zokuthengisa izimali .
Ngokuyinhloko, kuze kube yilapho nje i-Goldman Sachs idume ngokuhweba okunemali kakhulu yokuhweba okuyiyona eyinhloko eyinhloko eqenjini le-firm. Kodwa-ke, phakathi nobunzima bezimali ngo-2008, bobabili i-Goldman Sachs noMorgan Stanley babehlelwe kabusha njengezinkampani eziphethe ibhange ukuze bazuze usizo lwezemfundo ngaphansi kohlelo lwe-TARP.
Nakuba i-Goldman Sachs engayidingi usizo olunjalo, baphoqeleka ukuba bayithathe nguhulumeni wesifundazwe ngaphansi komqondo wokuthi iqhaza layo linganciphisa umlingani wokuhlambalaza ngokubamba iqhaza, ngaleyo ndlela ukunciphisa imiphumela emibi kwabanye, abangaphansi kokubambisa imali. Njengamabhizinisi asebhange namuhla, amafemu afana neGoldman Sachs noMorgan Stanley manje sebelawulwa njengaleyo, hhayi nje kuphela njengezinkampani zokugcina izimali. Ngokuyinhloko, lo okuthiwa i-Volcker Rule uhlongoza ukuvimbela yonke inzuzo yokuhweba ngezikhungo zebhange, manje ezihlanganisa ukuthanda kukaGoldman Sachs, uMorgan Stanley nezinkampani eziningi zontanga.
Umthombo: "I-unit yasebhange yaseGoldman yandisa ukubolekisa," i- Financial Times , ngo-September 6, 2012.
Obeye aziwe njengo
imali yesibambiso
Izibonelo: Ngenxa yokuthi iklayenti ayinayo imali eyanele yokuthenga esikhwameni esisha sangasese sokuthenga izimali esithengiswa nguGoldman Sachs, wakhipha imali yokubambisa imali yokubiza imali.