Yini eyenziwa yi-actuary? Izindleko zenza izibalo eziyinkimbinkimbi ukuze zithole amathuba emiphumela ehlobene nezingozi, izifo, ukufunwa kwabathengi, kanye nokutshalwa kwemali. Basebenzisa isofthiwe ekhethiwe yekhompyutha ukuze baqoqe izinombolo futhi benze amatafula, amagrafu, nemibiko ngokuphathelene nokuthola kwabo.
Izindleko zethula lolu lwazi lwezibalo kubasebenzi bomshuwalense, abaphathi bamakethe, abalobi bezimali, abanini-zimali zokutshala izimali, nabaqondisi bempesheni ukusekela izinqumo zabo mayelana nemali yemigomo yomshuwalense, ukuthuthukiswa kwemikhiqizo / ukuhlelwa kwemikhiqizo, iminikelo yesitoko kanye nokukhetha ukutshala izimali. Idatha ye-actuarial eyenzayo ibalulekile emisebenzini yokuphatha ingozi yebhizinisi yezinkampani, okumele iguqule njalo ibhizinisi labo, i-R & D, nokusebenza kwemakethe ukulawula ukutholakala kwabo engozini yezimali kanye nokuqinisekisa ukuzinza kwemisebenzi yebhizinisi labo.
Incazelo yeJobe Job and Salary Information
Abaningi bama-actuaries basebenzela izinkampani ezibhekene nokuphila, impilo, impahla, kanye nokushona komshwalense.
Abanye basebenza ezinkampanini zempesheni, bexhumana namafemu, noma ama-ejensi kahulumeni. Abaningi bama-actuary baya enkhundleni yokuphatha noma izikhundla eziphezulu lapho beqondisa futhi bephethe izingxenye zokusebenza.
Abaningi bama-actuaries basebenza isikhathi esigcwele esimisweni sehhovisi lendabuko; Ama-25% asebenza amahora angaba ngu-40 ngesonto.
Imfundo, Ukuqeqeshwa, Nezimfuneko Zokuqinisekisa
Abaningi bama-actuaries bathola i-bachelor degree kwi-mathematics, science actuarial, noma ibhizinisi.
Ukusebenza ngezibalo, ezomnotho, isayensi yekhompiyutha, i-calcus, kanye nezimali zezinkampani zinikeza isisekelo esihle kakhulu sokuhlolwa kwemisebenzi kanye nemisebenzi yezinga lokungena.
Izindleko zingaqala umsebenzi wazo njengabaqeqeshi ngaphandle kwesitifiketi. Abaningi bama-actuaries bathola ukuqeqeshwa, ukuqeqeshwa kanye nokukhululwa isikhathi sokulungiselela izivivinyo ngenkathi emsebenzini. Kodwa-ke, ukuze kube nesimo sobuchwepheshe esigcwele, ama-actuaries kufanele aphishekele umlingani- kanye nesitifiketi sezinga lesikanye nabo noma i-Casualty Actuarial Society / CAS (yezinkampani ezithintekayo emkhakheni nasendaweni yokulimala) noma i-Society of Actuaries / SOA (ukuze isebenze umshuwalense wokuphila, umshuwalense wezempilo, izinzuzo zomhlalaphansi, izitshalomali kanye nezimboni zemali). Uma usuvele u-actuary eqinisekisiwe (ngemuva kweminyaka engu-4-6 yokuqinisekisa isitifiketi kanye neminye iminyaka engu-2-3 yokubambisana), basadingeka yi-CAS ne-SOA ukuqedela izidingo zemfundo eqhubekayo.
Abafundi beKolishi abalungiselela futhi badlulisele eyodwa noma ngaphezulu yalezi zivivinyo ze-actuarial ngenkathi esikoleni zizobe ziphelile ekuqashweni kwemisebenzi yezinga lokungena. Izihloko zokuhlolwa kokuqala zesitifiketi sokuqala ze-actuarial zifaka phakathi "Okungenzeka," "Izibalo zezezimali," "Amamodeli we-Actuarial: Umnotho wezezimali," "Amamodeli we-Actuarial: Ukubhekana nokuphila," "Amamodeli wezinqubo ze-Stochastic kanye nezibalo," kanye "nokwakhiwa nokuhlolwa kwe-Actuarial Amamodeli. "
Ukwandisa amathuba abo okuthola umsebenzi ophumelelayo wokungena njengabasebenzi, abafundi bekolishi kumele bazame ukwenza okungenani indawo eyodwa lapho bekwazi ukusebenza ngokubambisana nama-actuary experience. I-internship yendawo yasendaweni ngokuvamile inikezwa izinkampanini ezinkulu zomshuwalense, ngokuvamile ezikhokhela abaqeqeshi babo phakathi kuka-$ 15 no-$ 22 ngehora. Izidingo ezijwayelekile ze-internship ezinjalo zihlanganisa ukuqedwa okungenani kokuhlolwa okuyi-actuarial kanye ne-GPA ka-3.5 noma ngaphezulu. Izikhalazo ze-internships zikhona ngezikhathi ezithile ezidingekayo ukuba zibe nomyalo omuhle we-Excel kanye nedatha / izibalo ezihlaziya izilimi ezifana neSQL noma i-SAS. Ngenxa yokuthi isayensi ye-actuarial insimu ekhethekile, ukukhishwa ngempumelelo kwe-internship kungase kuvule iminyango yokuqashwa ngokushesha ngemva kwekolishi.
Ukwaziswa Kwamaholo okuhlala kwendawo
Ukufuna ukuqhutshelwa kwemisebenzi kuqhubeka, njengoba kuboniswa ngokuqasha imikhuba kanye nokwanda kwamaholo.
Ngokusho kweBusiness of Labor Statistics, abasebenzi bezinkampani zathola isilinganiso samaRandi ayizigidi ezingu-100,610 ($ 48.37 ngehora) ngo-2016, ukukhuphuka kweminyaka emibili ye $ 13,910 ngenxa yokukhokha okuphakathi kuka $ 96,700 ngonyaka ka-2014. Amaphesenti angu-10 e-actuaries athola imali engaphansi kuka-$ 58,910 ngo-2016 , kanti ama-10% aphezulu athola okungenani $ 186, 250.
UJobe Outlook for Actuaries
Inani lemisebenzi ye-actuary kulindeleke ukuthi likhuphuke ngo-18% ngo-2024, ngemisebenzi emisha engu-4,400 evuliwe eminyakeni engu-7 eyalandela.
Amaqiniso Okusheshayo: I- Occtuary ( Occupational Outlook Handbook )
Izihloko Ezihlobene Njalo: Izinkokhelo Ezihlongozwa NgeJobe | Amanani Wokuqhathanisa Nemiholo | | Izibalo Zemiholo | Imisebenzi engu-20 ephezulu kakhulu yokukhokha