Ngo-2013
Kubhalisiwe ngaphandle kwabathembeki
Amaphoyisa ngaphandle kwabathembeki
Ibhaliswe nabathembekile
I-Warrant Officers enabanciki
Amaphoyisa anenxusa
Isibonelelo Esisisekelo Sokuhlala (BAH) sinikeza izinsizakalo zeNsizakalo yeNsizakalo isinxephezelo sezindlu ngokulingana esekelwe ezindleko zezindlu emakethe yezindlu zasendaweni zasemakhaya ngaphakathi eUnited States ngenkathi uhulumeni engekho.
Ilungu lezinsizakalo ezifakwe ngendlela efana ne-US, okubandakanya izindawo ze-US kanye nezimpahla, ezinganikezwa uhulumeni wezindlu, zifanelekile kwi-Overseas Housing Allowance (OHA).
Amanani ka-BAH ka-2013 aqala ukusebenza ngoJanuwari 1, 2013 ngokukhula kwamaphesenti angu-3.8. I-BAH Amanani abuyekeziwe ayenayo ukwanda okukhulu okuphakathi kweminyaka emine ngokusho kwabasebenzi bezokuvikela. Kodwa-ke, naphezu kokunyuka okujwayelekile, cishe eyodwa kwenye indawo ezinhlanu izobona izinga lokunciphisa. Amalungu anenxusa abona ukunyuka okuvamile ku-BAH okungaba ngu-$ 60 ngenyanga. Ama-Veteran nemindeni yabo esebenzisa uMthethosivivinywa we- GI we-Post-9/11 nawo ubona ukunyuka okujwayelekile kwenzalo yabo yezindlu, esekelwe isilinganiso se-BAH se-E-5 nabancike.
Ezindaweni lapho amazinga ahla, ukwehla kusebenza kuphela kumalungu asanda kubika kulezo zindawo. Amalungu avikelwe ukuvikelwa komuntu ngamunye okuqinisekisiwe ukuthi labo abanikezwe indawo esinikeziwe ngeke babone izinga labo le-BAH lehle, kodwa bayothola ukwanda uma izinga likhuphuka.
Lokhu kuqinisekisa ukuthi amalungu asebenzile izibopho zesikhathi eside ngesimo sokuqasha noma isivumelwano asihlawuliswa uma izindleko zendawo zendawo zinciphisa.
Izingxenye ezintathu zifakiwe ekubalweni kwe-BAH: ukuqashwa kwamakethe okuphakathi kwamanje; Izinsizakalo ezijwayelekile (kubandakanya ugesi, ukushisa, namanzi / umshini wokuhambisa amanzi) nomshuwalense wokuqashisa umhlalaphansi.
Izindleko zokuhlala izindlu zibalwa ngamaphrofayli ayisithupha ezindlu (ngokusekelwe kwendawo yokuhlala kanye nenani lamakamelo okulala) endaweni ngayinye yempi. I-Basic Allowance for Rates rates izakubalwa ibanga ngalinye lokukhokha , kokubili nabangenalindelwe.
I-BAH yenza amalungu eSevisi aphile ngendlela efana nabalingani bawo, kepha akuklanyelwe ukumboza zonke izindleko zezindlu kuwo wonke amalungu. Izindleko zangempela zingase zibe ngaphezulu noma ezansi ngokusekelwe kokukhethwa kwamalungu ezindlu nokuthi bahlalaphi. Ngenxa yokuthi amalungu akhululekile ukwenza izinqumo zezindlu ezihambisana nezidingo zabo, ilunga lingakhetha ukusebenzisa lonke isabelo sabo sezindlu ukuqasha izindlu ezibiza kakhulu eduze nesiteshi somsebenzi, noma ukuhamba isikhathi eside kunendlu enkulu noma ephansi kakhulu indawo eseduze.
I-BAH iyinzuzo, ngakho-ke ayikho ngaphansi kwentela engenayo.
Ungase futhi ubheke amatafula we-BAH esedlule:
2012 BAH
2011 BAH
2010 BAH
2009 BAH
2008 BAH
2007 BAH
2006 BAH
2005 BAH
2004 BAH
2003 BAH
imibuzo ejwayelekile ukubuzwa
Ubani ovumelekile ku-BAH? Ilungu elinikezwe umsebenzi onomphela ngaphakathi kwe-United States engu-50, elinganikezwa uhulumeni wezindlu, lifanelekile iSisitoreji Esisisekelo Sokuhlala (BAH), esekelwe isikhundla selungu, isimo sokuthembela, kanye ne-ZIP Code permanent.
Ilungu elithunyelwe ngaphesheya kwezilwandle (ngaphandle kwaseHawaii nase-Alaska), kufaka phakathi izindawo zaseMelika kanye nezimpahla, ezinganikezwa uhulumeni wezindlu, zifanelekile kwi- Overseas Housing Allowance (OHA) ngokusekelwe kwesimo sokuxhomeka kwelungu. Uma ilungu elinabantu abancike (ngaphandle kwelungu elikhokhela ukusekelwa kwengane) likhonza uhambo lwe-UNACCOMPANIED phesheya kolwandle, ilungu lifanelekile ku-BAH kumanani "ancike eceleni," ngokusekelwe e-US yokuhlala yokuhlala i-Code Code, kanye ne-FSH ku-OCONUS I-PDS, uma ilungu linganikezwa ngezindlu zikahulumeni ngaphandle kwezwe.
Ngibheke phezulu ngonyaka wamanje we-BAH wemali yebanga lami nekhodi ye-ZIP futhi engaphansi kokuthola kwami ngonyaka odlule. Ngizolahlekelwa yimali? Cha. Ukuvikelwa kwesilinganiso se-BAH kwenza umuntu angabi nciphisa i-BAH uma nje umuntu egcina "ukufaneleka okuphazamiseka" kwe-BAH.
Lokhu kusho ukuthi umuntu ugunyazwe isilinganiso esingu-1 kuJanuwari ebangeni lomuntu nendawo noma isibonelelo sezindlu esikhokhelwa ngo-31 Disemba wonyaka odlule, noma yikuphi okukhulu.
Ngingakwazi yini ukulahlekelwa ukuvikelwa kwesilinganiso ? Izimo ezintathu ezihlukene zingaholela ekuguqulweni kwesimo sakho "esiphazamisa ukufaneleka kwakho" ukuze uthole imali, bese kuthi, kuphela uma isabelo esishicilelwe ebangeni lakho nendawo yakho lingaphansi kwalokho okuthola manje.Ukuqala, futhi okuvamile, ukwehla kwenzeka lapho u-PCS endaweni lapho izindleko zendlu zingaphansi kwesiteshi sakho somsebenzi samanje. Esikhathini esiteshini somsebenzi esisha uthola isibonelelo sezindlu esincane, kepha akufanele kube nzima kakhulu, ngoba isabelo siqhutshwa izindleko zezindlu lapho. Okwesibili, uma uphonswa phansi, isibonelelo sakho sezindlu siphendukela etafuleni lamanje elishicilelwe lamanje langaleso sikhathi. Ukukhushulwa akunciphisi imali yakho yokuhlala. Okwesithathu, uma isimo sakho sokuxhomeka sishintsha (kusukela kuncike ekutheni singencike kuye, noma ngokuphambene nalokho), isibonelelo sakho sezindlu sinqunywa ngesimo sakho esisha sokuxhomeka kanye netafula elishicilelwe lamanje le- grade yakho manje.
Uma, ngonyaka onikeziwe, ngilahlekelwe ukuvikelwa kwesilinganiso, ingabe ngivikelekile ekudlukeni okuqhubekayo ngonyaka olandelayo? Yebo. Umuntu ugunyaziwe ukukhudlwana kwalokhu: (a) ngoJanuwari 1 eshicilelwe i-BAH yesigaba nendawo; noma (b) isibonelelo sezindlu esikhokhwa ngoDisemba 31.
Ingabe ukukala ukuvikelwa kungivimbela ukuba ngithole ukunyuka kwamazinga? Cha. Umuntu ugunyazwe ukwanda okukhulu: (a) ngoJanuwari 1 eshicilelwe i-BAH yesigaba nendawo; noma (b) isibonelelo sezindlu esikhokhwa ngoDisemba 31.
Uma ngiphakanyiswa, ingabe ngithola inani le-"evikelwe" le-BAH yebanga lami elisha lokukhokha? Cha. Uma uphakanyiswa, isilinganiso sakho se-BAH yi-BAH eshicilelwe ngaleso sikhathi-ye-grade yakho entsha (ephakeme), ngale ndlela elandelayo. Uma ukhuthazwa, futhi endaweni lapho i-BAH eshicilelwe khona manje ebangeni lakho elisha liphansi kunani le-BAH owathola ngaphambilini, uyaqhubeka ukuthola imali ephakeme ye-BAH.
Ngizobona izinguquko ezinkulu ezindlini zomhlalaphansi ngoJanuwari 1? Izinguquko ezijwayelekile ezindlini zezindlu zithobekile. Izibonelelo zibonisa izindleko ezihlobene nokuqashwa komndeni. Ngokuvamile, amanani okuqashisa aguqulwa phakathi kwamaphesenti angu-2 -5 ngonyaka unyaka, izimakethe "ezishisayo" zishintsha u-5% -10%. Izibonelelo zezindlu ziyashintsha ngokufanayo.
Ngisenayo izindleko ezingaphandle kwe-pocket! Yebo, amanye amalungu endaweni angase abe nezindleko ezingaphandle kwezindleko. Izinga le-BAH lisetjenziswa emkhatsini wephrofayili ngalinye nebanga lezindlu. Ngomuntu onikeziwe, izindleko ezingaphandle kwe-pocket zingase zenzeke ngokususelwa ekukhethweni kwezindlu zangempela. Uma ilungu lihlawula ngenhla izinga lokulinganisa lebanga / iphrofayli, lelo lungu lifaka izindleko ezingaphandle kwezindleko. Isibonelo, uma ilungu lihlala edolobheni lamakamelo amathathu okulala ngamasheya nezinsiza ezibiza amaRandi angu-1,200, kanti izindleko eziphakathi kwaleyo ndawo yokuhlala ngu-$ 1,100 ilungu elinemali engaphandle kwe-$ 100. Okuphambene nalokho kumuntu okhetha ukuhlala endaweni engabizi kakhulu. Ilungu kuphela elizindleko zezindlu ezisemkhatsini noma ngaphansi kwe-median ngeke zibe nezindleko zangaphandle.
I-BAH yebanga lami ayifuni ukumboza imali yami yokukhokhelwa kwemali! BAH isekelwe idatha yokuqasha. Ukukhokhwa kwemali yenyanga yokubolekwa kwempahla engasetshenzisiwe akusetshenzisiwe ekubaleni ngoba ukukhishwa kwemali kwenyanga yendlu yomnikazi akuyona inkomba enhle yezindleko zomnotho zobunikazi bekhaya. Izinguquko ezidingekayo ukucubungula lokhu zifaka phakathi okunzima ukukala izici njengokubaluleka okulindelekile ngokubaluleka kokuhlala, inani lokukhokha okuphansi, izindleko zesikhala senzuzo kusuka ekukhokhweni okuphansi, izindleko zokuhlala, kanye nokugcinwa kwentela ngenxa yenzalo ukukhishwa kwentela. Ngakho-ke, i-BAH ibonisa izimo zamakethe eziqashisayo zamanje hhayi izimo zomlando ezungeze izikweletu ezihlukahlukene zokubolekwa kwempahla.
Iyini imbangela ye-BAH yokuqashisa idatha? Idatha yamanje iyatholakala emithonjeni eminingi, isebenzisa indlela "yokuhlola nokulinganisa" ukuqinisekisa ukuthembeka nokunemba kwedatha. Izikhundla zamanje zokuhlala, ezitholakala emaphephandabeni wendawo kanye nokufakwa kuhlu okuqashiswa kwezindlu, zibalulekile, kodwa hhayi kuphela, umthombo wedatha. Izithuba zikhethiwe ngokungahleliwe, futhi zihambisana nenqubo yokuhlola yokuxhumana okuhlangene ukuze kuqinisekiswe ukuthi kunembile futhi inokwethenjelwa. Izingxoxo zocingo zakha ukutholakala kanye nendawo eqondile yendawo ngayinye yokuhlala. Isampula yenzelwe ukuthola izinga lokuzithemba lamaphesenti ama-95 noma ngaphezulu. Ukufakwa kuhlu kwekhasi eliphuzi lamafulethi kanye nezinkampani zokuphathwa kwezindlu zangempela ziqashwe ukukhomba amayunithi emanani okuqasha. Kubuye kuvame ukubonisana nabasebenzi bezindawo zendawo yokuhlala ukuthola ukuqinisekiswa okubalulekile nemithombo eyengeziwe yedatha. Lapho kutholakala, amahhovisi okudlulisa izindlu ezinamandla / okuthunyelwe / asezindaweni zokuxhumana azokuxhumana ukuze athole ubuchwepheshe bendawo yasemakhaya futhi athole ukuqonda kokukhathazeka kwendawo yamalunga afanayo. Okokugcina, i-DoD kanye nezinsizakalo ziqhuba ukuhlaziywa kwesayithi ezindaweni ezihlukahlukene ukuqinisekisa nokuqinisekisa ukuthembeka nokunemba kwedatha yezindleko. Izithuthukisi zesikhathi esizayo zihlanganisa ukuhlola ukusetshenziswa okungenzeka ku-Intanethi kanye nedatha yezindlu etholakala kwamanye ama-ejensi kahulumeni.
Yini ehlanganisiwe ezindleko zokuhlala izindlu? Ukuqashiswa kwamakethe okwamanje, umshuwalense ovamile kanye nomshuwalense wezindlu.
Ingabe usayizi womndeni wenza umehluko? Cha. Nakuba i-BAH ihlukanisa phakathi komuntu othembekile futhi ongencike kuye, isinxephezelo esisekelwe kuye sincike emphakathini ofanayo osebenzisa usayizi wesilinganiso somndeni.
Kungani umuntu ohlala kwenye idolobha athola okungaphezulu kwe-BAH kunami, uma kubonakala sengathi izindlu ziyabiza lapha? Ukuqaphela ngokunembile ukuthi indawo eyodwa inezimakethe eziqashisayo eziqashisayo kunomunye ukuvivinya kwesayensi nesibalo. Ngezinye izikhathi, abantu bancike ekuhlangenwe nakho okulinganiselwe noma emaphephandabeni namaphephandaba ukuze benze leso sahlulelo.
Kuyini i-BAH-Diff? I-BAH-DIFF iyinani lemali yokukhokhela izindlu zelungu elinikezwe indawo yokuhlala eyodwa futhi ogunyaziwe i-BAH kuphela ngenxa yokukhokhelwa kwelungu lokusekelwa kwengane. Ilungu aligunyaziwe i-BAH-DIFF uma isilinganiso sanyangazonke saleso sondlo sabantwana singaphansi kwesamba se-BAH-DIFF. Inani le-BAH-DIFF, ekuqaleni libalwe ngo-1997, libuyekezwa njalo ngonyaka ngokususelwa ekushintsheni kumatafula ase-Basic Pay. Ukuze uthole olunye ulwazi xhumana nehhovisi lakho lezezimali noma uxoxe no-JFTR, par. U10008.
Ngihlukanisile nezingane , ngisiphi isabelo sami se-BAH? Kuncike ekutheni unayo yini imvume yokugcinwa kwezingane zakho ngokomthetho nangokomzimba, ukhokhele ukusekelwa kwabantwana, kanye / noma uhlale endaweni yokuhlala kahulumeni oyedwa. Uma unakekela izingane zakho ngokomthetho nangokwenyama, u-BAH ugunyaziwe ngezinga elixhomeke eceleni uma ungabanikezi izindawo zokuhlala zomndeni ezifanele. Uma ngabe oshade naye ohlala naye egcinayo futhi ukhokha ukusekela ingane ngokwanele (okungenani ngesamba semali yakho ye- BAH-DIFF ) uyagunyazwa i-BAH ngesilinganiso esithintekayo uma kungenjalo kwi-quarters kahulumeni noma i-BAH-DIFF uma kunikezwe uhlobo olulodwa izindawo zikahulumeni.