Ubudala bokufaka intela yentela
Okokuqala, izingane azikaze zisencane kakhulu noma zingakhuli kakhulu ukuze zifake intela yentela uma zithole imali noma imali engenayo kusuka ekulondolozweni noma ekutshalweni kwezimali.
Iminyaka yabo ayinandaba; inani abaholayo yilokho okubalulekile. Ingane encane ene-akhawunti yokulondoloza eyabanjelwa ngokuqothula ugogo nomkhulu kungadinga ukufaka intela yentela, kuyilapho intombazane esebenza emisebenzini engaqondakali kungenzeka.
Ngonyaka we-2017 Imfuneko Yokuthola Imali Yabantwana
Ngonyaka wentela ka-2017, owethulwa ngo-Ephreli 17, 2018, isikhathi esinqunyiwe, izingane ezincane ezithi zixhomeke ekubuyiselweni kwentela kumele zifake intela-okumele uzifake-uma zihlangabezana nanoma yikuphi okulandelayo izimo:
- Imali engenayo engenayo ingaphezulu kwe $ 1,050. Lokhu kubandakanya izinzuzo kanye nesithakazelo kuma-akhawunti wokulondoloza noma ukutshala izimali egameni lomntancane.
- Imali etholakalayo inkulu kune $ 6,350. Lokhu kubandakanya imali ingane yakho eyitholayo emsebenzini wesikhathi esithile.
- Imali engenayo yokuziqhafaza inzuzo engaphezulu kwe $ 400.
- Imali engenayo egcwele futhi engatholakali eyinhloko engaphezulu kuka-$ 1,050 noma imali engenayo kanye ne-$ 350.
Qaphela ukuthi lokhu ngenhla kuyinkulumo-mgomo yemithetho ye-IRS esebenza.
Kukhona okungafani okuningi kule mithetho. Ngakho-ke, nakuba lokhu okushiwo ngenhla kuyisifinyezo esinokwethenjelwa kwemithetho esebenzayo, izimfuneko zomntanakho zingase zihluke futhi kufanele uhambisane nomuntu omazi-akhawunti ojwayele umndeni wakho. Ukushicilelwa kwe-IRS 929, "Imithetho Yentela Yabantwana Nezixhomekelelo," ingena kule mithetho eminingana eyinkimbinkimbi ngokuningiliziwe.
Ngakho-ke, ukufundwa kahle kwale dokhumenti noma ukubonisana nomeluleki wakho wezentela kunconywa kakhulu.
Indlela Yokufaka Ukubuyiswa Kwemali Yezingane Ezincane
Kunezindlela ezimbili zokufaka ukubuyisela intela yentela yengane encane, kuye ngokuthi uthola kanjani imali yakhe.
- Namathisela ukubuya komzali: Uma ingane yakho ingaphansi kweminyaka engu-19 (noma umfundi ogcwele isikhathi esingaphansi kuka-24), nengeniso yengane ingaphansi kuka-$ 1,500, futhi kuphela kusukela ekuthandweni nasezinhlakeni, ingaxhunyaniswa nokubuya komzali usebenzisa Ifomu 8814 Qaphela nokuthi ngenkathi kubika imali engenayo yengane njengoba okunamathiselwe ekubuyiseleni kwakho kuyindlela elula yokuyilayisha, ingabangela intela ephakeme kumaphuzu afanelekayo noma izinzuzo eziyinhloko.
- Qedela ukubuyisela intela ngabanye abancane: Uma izidingo zingezange zihlangane ukuze zixhume ekubuyiseleni komzali, noma ufuna ukuqinisekisa intela ephansi, ingane yakho encane kufanele ifake ukubuya. Angakwazi ukufaka ukubuyela okulula mahhala ku-CompleteTax. Futhi, bheka ngezansi "Ukukhokhwa Kwezimali Okukhethwa Ngabantwana."
Kiddie Tax for Minors
Nakuba izingane ezincike phansi (ezingaphansi kweminyaka engu-19 ubudala noma umfundi oneminyaka engaphansi kwengu-24) zingakhokhisi intela ku-$ 1,050 yokuqala yokuthola engenayo, zikhokhiswa intela ngesilinganiso sabo se $ 1,050 ezayo. Uma imali yokutshala izimali isamba ngaphezu kwama-$ 2,100, ingxenye yengeniso yakho encane izokhokhiswa intela yomzali yentela kunalokho okungeke kube yikho intela yentela yengane.
Kuyinto yentela yezingane, ekhona ukuqinisekisa ukuthi uhulumeni akalahlekelwa imali yentela lapho abazali befaka imali engenayo ezinganeni zabo ezincane.
Okunye Okudingekayo Ukugcwaliswa Kwabancane
Ngaphandle kwezidingo ezingenayo imali, kunezinye izimo lapho izingane kufanele zifake ukubuyisa intela yentela. Isibonelo esisodwa intela ye-Social Security ne-Medicare engayitholakali ngumqashi. Futhi, ukuqonda zonke izidingo, bheka i-Publication 929.
Ukufundisa izingane mayelana nezintela
Uma usebenza ekufakeni intela yengane yakho encane, kuyithuba elihle lokubafundisa ngezintela. Uma benomsebenzi, bachazele ukuthi umqashi wabo uzobe eshiya imali yentela ekhokha. Ngesikhathi sentela, tshela ingane yakho ukuthi kusho ukuthini ama-stubs angu-1099 noma e-W-2. Kufanele futhi ubonise ukuthi bangayifaka kuphi izinombolo kumafomu yentela.
Lo msebenzi uzokusiza ukwethula ingane yakho encane emhlabeni wezintela nentela yentela.
Ukukhokhwa kwentela okukhethwa kukho okwenzelwe izingane
Ngisho nomncane ongadingeki ukuba afake ukubuyiswa kwentela engenayo angakhetha ukufaka eyodwa. Abancane bazothanda ukwenza lokhu uma bekhokhiswa intela emsebenzini wesikhathi esithile futhi bafuna ukuthola imali.