Uma ufaka ukungasebenzi , uzokwaziswa ngezinketho ezahlukene ezitholakalayo zokuthola izinzuzo. Iningi lamazwe alisaphinde akhiphe amasheke ephepha ngoba akubiza kakhulu ukucubungula izinzuzo ngekhompyutha.
Ezimweni eziye zahamba nge-elekthronikhi, izinketho zokuthola izinzuzo zokungasebenzi zifaka idiphozi ngqo ehanjiswe ngqo kwi-akhawunti yakho yasebhange noma izinzuzo zakho zengezwe ekhadini lokukhishwa kwebhange.
AmaKhadi Okungasebenzi Emisebenzi Angasebenza Kanjani?
Ngemuva kokuthi ubhalisele izinzuzo ikhadi lakho lizothunyelwa kuwe. Uma usuwutholile, kuzodingeka usebenze futhi usethe iphinikhodi ukuze uthole imali evela kuhulumeni. Uzothola izimali zakho ngokulandela isimiso esinqunywe yihhovisi lakho langaphandle lokungasebenzi.
Izinkokhelo zenziwa ngokujwayelekile ngeviki noma ezinyangeni zenyanga kuye ngokuthi indawo yakho. Ukuze uthole ukuthi ungabhalisela kanjani (noma ushintshe) ukhetho lokungasebenzi kwakho, hlola ngehhovisi lakho lokungasebenzi emsebenzini .
Uma ihhovisi lakho lokungasebenzi lombuso linikeza ikhadi lesikweletu, lizosebenza njenganoma yiliphi elinye ikhadi lesebhange. Uzokwazi ukuhoxisa imali kumshini we-ATM ozikhethelayo bese usebenzisa ikhadi lakho ngokuthenga ezitolo.
Ungakwazi futhi ukukhokha izikweletu ngekhadi lakho lokukhipha imali. Isibonelo, unganikezwa ngekhadi le-Chase Visa, i-Bank of America Mastercard, noma elinye ikhadi elikhishwe yibhange. Uma usebenzisa ikhadi lakho, ngeke libonakale esitolo noma umcwengi wakho owomile ukuthi yikhadi lokukhokhwa kwemisebenzi. Ikhadi lakho lizofana nekhadi lakho lokubambisa.
Ngaphezu kwalokho, ungakwazi ukudlulisela izimali ezivela ekhadini lakho lokungasebenzi emsebenzini ngqo kwi-akhawunti yakho yasebhange ngokudluliswa ngqo kwe-deposit uma ufuna ukukhokha izikweletu zakho zanyanga zonke ngaleyo ndlela. Hlola ebhange lakho lendawo ukuze ubone ukuthi banikeza le nsizakalo.
Okufanele Ukwenze Uma Ungayitholi Inkokhelo Yakho
Uma inkokhelo yakho ingaphezu kwezinsuku ezimbalwa sekwephuzile, shayela ihhovisi lakho lokungasebenzi. Bazokwazi ukukunikeza ulwazi lokuthi ngabe inkokhelo yakho isetshenziswe noma cha nokuthi yini okufanele uyenze uma inkokhelo yakho ibambezelekile noma kube khona uhlobo oluthile lwe-snafu.
Indlela Yokugwema Ukukhishwa Kwekhadi Lokungasebenzi Ngekhadi
Ngokushesha nje lapho izwe lihamba nge-elekthronikhi, abakwa-scammers baphuma emapulazini. Kungenxa yokuthi, ngeshwa, akuyona yonke into enzima ukweba kubantu ngekhompyutha. Ukukhwabanisa kwekhadi lokungasebenzi kwabasebenzi kungamasela abheke abamukeli bokungasebenzi ukuze bathole izandla zabo ngezimali zakho.
Izindaba ezinhle ukuthi, ungazivikela. Amahhovisi okungaqashi akuceli ulwazi lwakho lomuntu uma isimangalo sakho sisethiwe. Ngakho-ke, kungenzeka ukuthi ubhekene ne-scammer uma uthola ucingo, i-imeyili, noma umlayezo wombhalo ocela ulwazi olulandelayo:
- Inombolo yokuphepha Komphakathi
- Ikhadi leBhanki / Inombolo yekhadi yokukhokha
- Inombolo ye-akhawunti yeDistimenti ngqo
- Inombolo ye-PIN
Ukuze uvikele ubumfihlo bakho, unganikeli ngolunye ulwazi olungenhla kumuntu wesithathu. Nakhu okunye okubhekisiwe kwekhadi lesebhange nokuthi ungakugwema kanjani.
Funda kabanzi
- Indlela Yokufakela Ukungasebenzi
- Indlela Yokufaka Isikhalazo Sokungasebenzi
- Yeka ukuthi Izinzuzo Zokungasebenzi Zinikezwa