Nakhu ukuthi i-ESOP isebenza kanjani: Umqashi unikezela inani elithile lamasheya enkampani kwisisebenzi ngasinye esifanelekile. Ukwabiwa kwamasheya kusekelwe esikalini sokukhokha noma enye indlela efanayo yokusabalalisa.
I-ESOP ingaba nenzuzo kubasebenzi nakwenkampani, kodwa kunezinye izinkinga ezingathintwa nazo. (Okuyinhloko enkulu: ukutshalwa kwezimali okungekho ngaphezulu kwenkampani ngenzuzo yephothifoliyo ehlukene yomhlalaphansi.)
Funda kabanzi mayelana nokuthi i-ESOPs isebenza kanjani, izinzuzo zabo nokuqapha, nokuthi yini okufanele ibuze uma uxoxisana nenkampani enikeza i-ESOP.
Izinzuzo zama-ESOPs
Amasu okubambisa abanikazi bamasheya aklanyelwe ukwandisa ukutshala imali kwabasebenzi emiphakathini emihle yenhlangano. Ngemuva kwalokho, uma isisebenzi sinesithakazelo enkampanini, cishe bayozizwa benesifiso sokuba inkampani iphumelele futhi inani lenkokhelo yalo likhule. Futhi, abasebenzi abanamasheya enkampanini banesisusa sokuhlala enkampanini, enganciphisa ukubuyiswa kwabasebenzi. Isikhungo Sikazwelonke Sobunikazi Basebasebenzi (NCEO) sisho ucwaningo lwe-Rutgers olubonisa ukuthi izinkampani ze-ESOP zikhula ngo-2.3% ngokushesha ngemva kokusetha i-ESOP.
Amasheya omsebenzi ngamunye agcinwe ethempelini le-ESOP lenkampani kuze kube yilapho isisebenzi sishiya noma siphumula. Ngaleso sikhathi, abasebenzi bangathengisa amasheya noma emakethe evulekile noma babuyele enkampanini. Abasebenzi abakhokhiswa intela baze bathengise amasheya abo. Ngaphansi kwezimo ezithile, intela ingabuyekezwa ngisho nangaphezulu uma inzuzo isetshenziselwa ezitokisini zezinye izinkampani.
Ngokuvamile, abasebenzi abafanelekile ukubamba iqhaza baze basebenze inombolo ethile yamahora noma iminyaka. Futhi, abasebenzi ngokuvamile badinga ukunikezwa ngaphambi kokukwazi ukuthola izimali.
Ukuqhathaniswa kwama-ESOPs kwabasebenzi
Abasebenzi abaningi abasebenzisa ama-ESOP njengendlela yabo esemqoka noma ekhethekile yokulondoloza abanalo iphothifoliyo yokutshala izimali ezihlukene kakhulu. Cabanga ngalokhu njengabasebenzi bebeka wonke amaqanda abo okulondolozwa emgqeni owodwa wokutshala izimali. Abahleli abaningi bezezimali baxwayisa abatshalizimali abatshala imali engaphezu kwezingu-10 zezimpahla zabo esitokisini senkampani.
Uma inkampani inezinselelo noma yenza kahle, abasebenzi bangase bazithole belahlekelwa ukulingana kanye nokuthi kungenzeka baqedwe. Kodwa-ke, le nsalela isinganiselwe yiqiniso lokuthi abasebenzi bezinkampani ze-ESOP bathola iminikelo emikhulu yomqashi ngokulinganiselwe kumacebo okusindisa kunabasebenzi bezinkampani ezingekho ze-ESOP.
Isibalo Sezinhlelo Zokubambisa Abakwa-US Abasebenzi
Ngokusho kwesiKhungo sikaZwelonke soMnikazi wabasebenzi, kunezinhlelo ezingaba ngu-7,000 izinhlelo zobunikazi bezisebenzi e-United States. Izisebenzi ezilinganiselwa ku-13.5 million zihlanganiswa ngalezi zinhlelo. Kukhona nezinye izinhlobo zobunikazi bomsebenzi, kubandakanya izinhlelo zokuthenga ngqo, izinketho zamasheya, nokuningi.
I-NCEO ilinganisela ukuthi abasebenzi bayoba ngu-8% wokulingana okulinganayo kwebhizinisi ngokusebenzisa uhlobo oluthile lokuhlelwa kwesitoko.
Okudingeka Ukwazi Njengomhloli Wokusebenza
Ingabe uxoxa enkampanini enecebo lomnikazi wobunikazi besisebenzi? Uthole isipho somsebenzi kusuka kwesinye? Njenganoma iyiphi inzuzo , kufanele ucabangele lokhu kanye nomholo uma ubukeza isipho noma ucabange ukuthi inkampani ikufanelekile yini kuwe.
Uma inkampani inganikeli izinzuzo ezengeziwe zomhlalaphansi, isibonelo, futhi ukhathazekile ngempilo yonke yenkampani, i-ESOP kungenzeka ingabi inzuzo enkulu. Uma uthola ukunikezwa komsebenzi , cela uxhumano lwakho kumithombo yabantu ukuze uthole imininingwane kwi-ESOP, ngakho-ke wazi kahle ukuthi isebenza kanjani, futhi ubuze mayelana nezinye izinketho zokuhlela umhlalaphansi inkampani enganikeza yona. Ngokusho kweBhangerate.com, izingqinamba ezintathu eziyinhloko okumele zigcinwe engqondweni ziyi-value yesitoko, ukuthi izinzuzo zikhokhwa kanjani, nokuthi i-ESOP izokhokhiswa kanjani.
Ukubuza imibuzo mayelana nezinzuzo akulula ngaso sonke isikhathi, futhi kungavame ukugatshangelwa injabulo yokwamukela umsebenzi. Nazi ezinye zezinto ezibalulekile ongazibuza ngesikhathi sokuxoxisana nangemva kokuthola ukunikezwa, kanye nokuqonda ukuthi ungahlola kanjani iphakheji lezinzuzo zenkampani.