Abathathe umhlalaphansi abaneminyaka engaphansi kwengu-20 yenkonzo basathola ezinye izinzuzo
Uhlelo lwezempi lomhlalaphansi luye lwahlelwa ngo-2016, futhi uhlelo olusha luqala ukusebenza ngo-2018.
Kuwo wonke amabutho ase-US, amasosha, abagibeli, ama-Marines, abasebenzi be-airmen nabase-Coast Guard bakwazi ukukhetha phakathi kwempesheni yendabuko kanye nenketho yokuthatha umhlalaphansi okwamanje. Uhlelo olusha luseduze nomsebenzi omphakathi wama-401 (k) kodwa uvumela labo abaphuma emasosheni abaneminyaka engaphansi kwengu-20 yenkonzo ukugcina ezinye zezinto abazitshalile.
UMthetho Wokugunyazwa Kazwelonke Wezokuvikela Wonyaka Wezimali 2016 wadala uhlelo oluhlanganisiwe, olwethulwa njengesimiso somhlalaphansi sesimanje sezempi. Labo abaneminyaka engaphansi kuka-12 yenkonzo kusukela ngo-Disemba 31, 2017 bakwazi ukungena ohlelweni olusha ngesikhathi sekhalenda ngonyaka ka-2018.
Ukwedluliswa kwesistimu kwenzelwe ngokusekelwe ezincomo ezivela kuKomishoni yokuHlala komhlalaphansi eMilitary, emva kokutadisha isikhathi eside. Izinguquko zenziwa ngenhloso yokuheha abasha abasenkulwaneni yeminyaka eyizinkulungwane, abaningi babo abavame ukushintsha imisebenzi kaningi kunabantwana babo, kodwa abangase bangakwazi ukuthola noma ukukhathalela izinhlelo zokuthatha umhlalaphansi.
Ukuthatha Umhlalaphansi Wezempi Ngaphambi kuka-2016
Ngaphansi kohlelo lokuthatha umhlalaphansi wangaphambilini, abasebenzi bezempi bangase bathathe umhlalaphansi ngemva kweminyaka engu-20 benkonzo yokusebenza. Ilungu lezempi elabamba umhlalaphansi eminyakeni engu-20 yenkonzo lithole amaphesenti angu-50 enkokhelo yakhe yenyanga.
Ngonyaka ngamunye wakhonza iminyaka engaphezu kwengu-20, ilungu lezempi lithole amaphesenti angaphezu kuka-2.5, kuze kube ngamaphesenti angaba ngu-75 enkokhelo yawo, eminyakeni engu-30 yokusebenza.
Amalungu aseMpi angena enkonzweni emva kukaSeptemba 8, 1980, kodwa ngaphambi kuka-Agasti 1, 1986, awela ngaphansi kwesimiso esincane esivela kancane.
Esikhundleni sephesenti eqondile yehokhelo eliyisisekelo abathola ngesikhathi sokuthatha umhlalaphansi, la malungu athola iphesenti leholo labo eliphansi lamanzi phakathi neminyaka emithathu yenkonzo lapho ukukhokha kwabo kwakuphakeme kakhulu (okuvamile, kodwa hhayi njalo ekugcineni kwabo iminyaka emithathu yenkonzo).
Ukuqashwa Kwemali Yokuthatha Umhlalaphansi
UMthetho Wokugunyazwa Kazwelonke WezokuVikela ushintshe indlela yokuvikela amasosha nokukhokhela amalungu ayo umhlalaphansi. Amasevisi enkonzo ajoyina ngemuva kuka-2006 kodwa ngaphambi kuka-1 Januwari 2018, abe nokukhetha ukuthi bahlale nesistimu ekhona noma bangene ohlelweni lomhlalaphansi oluhlanganisiwe. Labo abajoyina ngaphambi kuka-2006 bahlala ohlelweni oludlule.
Umhlalaphansi othintekayo wadalwa ukuze azuze wonke amandla. Ngaphambilini, cishe ngamaphesenti angu-81 alawo malungu ajoyina amasosha asele ashiye izinzuzo zomhlalaphansi. Ngaphansi kohlelo oluhlanganisiwe, amalungu angamaphesenti angaba ngu-85 ensizakalo athola inzuzo yomhlalaphansi, noma ngabe ayifanelekeli umhlalaphansi ogcwele (ngamanye amagama uma ekhonza ngaphansi kweminyaka engama-20).
Wonke amalungu enkonzo ajoyina ngemuva kukaJanuwari 2018 abhalisiwe kwiThft Savings Plan (TSP) , ngeminikelo yokuzenzekelayo kanye neyehlukene yoMnyango Wezokuvikela (DoD).
Ngemuva kokuphothulwa kweminyaka emibili yenkonzo, ilungu lensizakalo linikezwe futhi imali iyabo. Uma behamba, kuyahamba nabo.