Izitifiketi Eziphezulu Zezikhundla Embonini Yebhange

Kubantu abaphumelela ngokulandelana nokuchithwa kwemali, imboni yebhange ibhekene nemvelo. Kungakhathaliseki ukuthi uthanda ukulinganisela i-checkbook yakho noma ujabulele ukudala amaspredishithi esabelomali, kungenzeka ukuthi ucabange ngomsebenzi ebhange ukuze usebenzise imininingwane yakho. Ingxenye engcono kakhulu mayelana nokusebenza kwebhange ukuthi ungakhetha ekugcineni inombolo enkulu yezinhlamvu zebhange.

Iningi labantu liyaqaphela ukuthi kunezinkokhelo zezimali, izikhulu zemali mboleko, nabatshele imali yasebhange.

Kodwa-ke, abantu abaningi abazi ukuthi zingaki izinhlobo ezahlukene zezikhundla ezikhona embonini yasebhange. Kungakhathaliseki ukuthi umsebenzi wakho wangaphambilini noma ekolishi omkhulu, ungase uthande ukucabangela umsebenzi wokubhange. Ngezansi nje kuphela isampula sezinhlamvu ezahlukene zebhange ongabamba:

Umhlaziyi wezezimali : Njengomhlaziyi wezezimali, usiza amabhizinisi noma abantu ngabanye benze izinqumo zokutshala izimali. Ngokuvamile, udinga okungenani i-bachelor degree, kodwa i-master degree ikhetha. Kungase kudingeke uthole ukuqinisekiswa kwe-Chartered Financial Analyst (CFA) ukuze ufanelekele izikhundla eziningi zokuhlaziya zezimali.

Abacebisi bezezimali : Abeluleki bezezimali bomuntu siqu basiza abantu ukuba baphathe imali yabo ukuze bahlangabezane nemigomo yabo emifushane nesikhathi eside. Kusukela ekuhleleni umhlalaphansi ukuthola indlela yokukhokha ekolishi, abeluleki baveza okukhethwa kukho okuhlukile futhi basize abantu ukuba basebenzise kakhulu imali yabo, njengokwakhokhelwa intela okukhethekile noma okukhuthaza.

Uzodinga okungenani ubuncane be-bachelor degree, futhi kusiza ukuthi uthathe izifundo ezimali zezimali, ukubalwa kwezimali, kanye nezomnotho.

Ababhali bezimali : Eyodwa yezikhundla zezimali eziyaziwa kakhulu, abaqaphi bezimali bahlaziya, bahlela, futhi bahlaziya izindleko zebhizinisi kanye neholo. Abaningi bama-akhawuntini banesidingo se-bachelor kuphela, kodwa inkosi iyasiza futhi.

Ungase futhi udinga ukuhlala esihlolweni se-Certified Public Accountant (CPA), ikakhulukazi uma ufuna ukusebenza ku-firm accounting firm. Ilayisensi yakho ye-CPA iyadingeka uma uhlose ukuhlinzeka ngamasevisi e-accounting kumphakathi. Awudingi ukuthi usebenze kumnyango we-accounting wenkampani.

Abacwaningi bama-Auditor : Amarekhodi okuhlola ama-Auditors egameni lamakhasimende, efuna ukungahambisani noma ukulahlekelwa.

Izikhulu zokuboleka imali: Izikhulu zokuboleka zisiza abantu ukuthi babone futhi bafake izicelo zokubolekwa kwemali mboleko, kusukela kumalimboleko kuya kumalimboleko. Bahlola umlando womsebenzi wokukhethwa, umholo, kanye nokubolekwa kwezikweletu. Izikhulu zokuboleka ngokuvamile zinemvelaphi kanye nemfundo ezimali noma ezomnotho. Ukuba isikhulu semali mboleko kuyisinqumo esihle sokusebenza uma uthanda ukusebenzisana nabantu.

Abaqoqi : Ngesikhathi abaqoqi bevame ukuthola idumela elibi, badlala indima ebalulekile ezinkampanini. Zilawula ama-akhawunti futhi zilandelela izikweletu futhi zizama ukuqoqa kuma-invoyisi adingekayo adlule. Izikhundla eziningi zokuqoqa zidinga idiploma yesikole esiphakeme, kodwa i-bachelor degree isamukelekile.

Abatshele ibhange : Abatshela iBhange ngokuvamile bangumuntu wokuqala ikhasimende elibona ibhizinisi labo lebhange. Abathengi beBhange bahlola ukheshi, bamukela idiphozi, futhi bahlela ukuhoxiswa kwe-akhawunti. Abatsheli abaningi basebhange bane-diploma esikoleni esiphakeme kodwa ukubamba idijithali noma i-bachelor degree kungaba usizo kulabo abatshela ibhange abafuna ukunyuka emazingeni ukuba babe isikhulu semali mboleko, ibhange lomuntu siqu noma imisebenzi yemenenja yebhange.

Abanimali : Abanimali balawula izimali, izinhloso, nezinhloso zenhlangano. Bagcina isabelomali senhlangano futhi baqondise amasu okutshala izimali kanye nezindleko ezinkulu. Inkhundla enkulu yomgcinimafa idinga ama degree aphambili, njenge-master's or Ph.D. Ngaphezu kwalokho, ukuba nezinye iziqinisekiso zebhange nezemali zingasiza.

Kulabo abanesithakazelo semali nokuphathwa kwezimali, izinketho eziningi zitholakala ngaphandle kwabalandeli bebhange noma abaphathi bebhange. Kungakhathaliseki ukuthi ujabulela ukusebenza nezinkampani ezinkulu noma ukusiza imindeni ukuba ithole imali nekusasa ngokuhlelekile, imisebenzi iyatholakala engakwazi ukukubandakanya nokukugcwalisa. Ngaphezu kwalokho, kunamathuba amaningi okuthuthela ezikhundleni ezikhokhelwayo eziphakeme uma uthola ulwazi, ikakhulukazi uma ukwazi ukuqhubeka nemfundo yakho.

Hlola izinketho zakho ukuthola okusemandleni okusebenza ngokusekelwe ezithakazelweni, emakhono, nasezingeni lemfundo.