Funda i-Ins ne-Outs yalezi UkuThengiselana Okuvamile
Ukuqonda Equity
Ukulingana imali esetshenzisiwe enkampanini noma ebhizinisini ngabanikazi ababizwa ngokuthi ngabanikazi bamasheya.
Umnikazi wamasheya uvame ukuthola amalungelo okuvota futhi angavota emihlanganweni yonyaka ephathelene nenhlangano noma ukuphathwa kwebhizinisi noma izinyathelo ezilandelayo. Umnikazi wamasheya uthola ukugeleza kwemali kusuka ekulingeni kwakhe uma ngabe leyo nhlangano ihlawula izinzuzo. Umnikazi wamasheya angase aqaphele inzuzo, ukulahlekelwa, noma ukuguqulwa kwendleko enkulu yasekuqaleni lapho etshengisa ukulingana.
Ukubala Equity
Ukulingana kwebhizinisi noma inhlangano kubalwa ngokususa amafa ayo ahlanganisiwe kusuka ezikweletheni zayo eziphelele. Ukubaluleka kwenani lebhizinisi noma ibhizinisi limelela ukulingana kwalo, noma lokho okushiwo yinhlangano okungaphansi kwalokho okumele kubonwe yinhlangano.
Ukushintshaniswa kwezeMali-kuya-Equity
Umbolekiseli uguqula inani lemalimboleko noma inani lemalimboleko elimelelwe izibopho ezibekwe emasheya okulingana uma kuguqulwa isikweletu ekulingeni. Ayikho imali yangempela eshintshaniswa kushintshaniswa kwezikweletu-kuya-equity.
Isibonelo Sokushintshaniswa Kwemali-mboleko
Nansi ukuthi isebenza kanjani: I-Corporation A ingakhokhisa i-Lender X $ 10 million.
Esikhundleni sokuqhubeka nokukhokha kule sikweletu, i-Corporation A ingavuma ukunikeza i-Lender X $ 1 million noma isabelo sabanikazi bezingxenye ezingu-10 enkampanini ngokushintshanisa ukukhipha isikweletu.
Ngini Futhi Kungani Lokhu Kusenzeka?
Lolu hlobo lokuthengiselana luvame kakhulu lapho inkampani ihlangabezana nezinkinga zezezimali ngakho-ke akukwazi ukukwazi ukukhokha ngokukhokhwa kwezikweletu.
Izinkinga zezezimali zilindeleke ukuthi zibe yisikhathi eside ukuze kulungiswe ngokushesha ukubuyisela ukulingana kwezezimali. Inkampani ingase iphinde iphinde ithuthukise ukugeleza kwemali yayo ngokuguqula izikweletu ngokulingana.
Kwezinye izimo, ababolekisi bangase basikisele noma bacele ukushintshaniswa kwezezikweletu, kanti inhlangano ingase icele enye kwezinye izimo.
Ama-Swabt-Equity Swaps ku-Bankruptcy
I-swaps yesibambiso-sokulingana nayo ingenzeka nakanjani ezimweni ezimbi njengokuthi inkampani kumele ifake kanjani ukuze ilahlekelwe. Zingahle zibe khona ngenxa yokuqhutshwa komthetho. Ezimweni eziningi, inqubo iyafana. Uma iNhlangano A ingakwazi ukwenza izinkokhelo esikweletini esikweleta i-Lender X, umbolekisi angase athole ukulingana ku-Corporation A ngokushintshanisa isikweletu esilahlwe noma sokuqedwa. Ukushintshaniswa kuzobe kuncike ekuvumelweni kwenkantolo yokukhokha, noma kunjalo.
Ukubika nge-Equity-to-Equity Swap
Umnyango wezezimali we-corporation wenza ukungena kwamaphephandaba ngosuku lokuthengiselana ku-akhawunti ngokushintshaniswa kwezikweletu nokulingana. Ukuguqula yonke imali eyizigidi eziyizigidi ezingu-10 zemali ukulingana ngosuku lokuthengiselana kuvumela inhlangano ukuthi idlulise izincwadi ngokugcwele i-$ 10 million. I-akhawunt ye-equity ejwayelekile ibizwa ngokuthi yi-issue entsha yokulingana-kulesi sibonelo, ku-$ 1 million noma amaphesenti angu-10.
Umnyango wezezimali uphinde udonsa izindleko zenzalo ukubika noma yikuphi ukulahlekelwa okufakwe ekuguqulweni kokushintshwa kwezikweletu.