Abaningi bezocwaningo zezezimali bafuna ukuqokwa kweChartered Financial Analyst ukuze bathuthukise amathuba abo okuthengiswa kanye netholo. Kulesi sihloko, sizohlonza izinombolo ngemuva kwedatha yamaholo we-CFA ukuthola ukuthi umehluko omkhulu we-CFA charter ongayenza kumholo. Akuwona umsebenzi olula, ngoba i-CFA Institute ayifuni ulwazi olunjalo futhi ngoba, ngokungafani, uthi, i-degree degree, i- CFA iyasebenza kakhulu embonini yezinsizakalo zezezimali futhi ayinayo ukucaca okuqhubekayo komsebenzi.
Lokhu kwenza kube nzima ukukala ukunyuka kweholo okuvela ku-CFA Charter.
Amaholo asekelwe ku-Experience
Ngokusho kwe-CFAplanet, isayithi elilandelela izibalo ezihlobene ne-CFA, kunezindlela ezimbalwa ezahlukahlukene zokudiliza umholo we-CFA, njengeminyaka yobudala. Ngokwezibalo zabo, umshayeli wezinkampani ophakathi kweminyaka eyodwa nemine yembonini isipiliyoni angalindela ukuthola imali ephakathi kwama $ 78,190, kanti labo abaneminyaka engaphansi kwemihlanu nesishiyagalolunye ngaphansi kwamabhande abo bayothola isilinganiso sama $ 99,370. Labo abaneminyaka engaphezu kwengu-20 yokuhlangenwe nakho bayothatha ekhaya umholo omaphakathi we $ 152,122. Manje, khumbula ukuthi lezo zingamaholo omphakathi, okusho ukuthi kuyoba khona abantu abaningi abahola imali engaphansi kwaleyo mibalo.
Mhlawumbe indlela enenjongo kakhulu yokuqhathanisa amaholo e-CFA ngesikhundla somsebenzi kusukela lokho kuzoba usizo kakhulu kunoma ubani ofuna ukutholakala ukuthi angayengeza engakanani umholo wabo wamanje ngokuphishekela i-CFA charter.
Idatha esuka ku-Payscale.com igcizelela ukuthi izikhundla ezikhokhwa yiCFA ezikhokhelwayo ziyizibalo zezezimali, ezathola amaholo phakathi kuka-$ 43,741 no-$ 99,957. Izikhundla eziphezulu kakhulu ezikhokhwayo ngeke zikumangaze iningi lethu futhi yibo abanjwe yizikhulu zezezimali eziphezulu, abahola phakathi kuka-R4,410 no-$ 242,395.
Abahlaziyizimali bezokutshalwa kwezimali babesemuva emgqeni futhi bangathola imali engaba ngu-$ 125,403.
Ucwaningo lwesibambiso sobulungu luka-2007 lwe-CFA Institute lwamaphephandaba angu-9 000 ase-United States lusinikeza imininingwane ekhanyayo. Abafundi abangu-64% babeneminyaka engu-5 no-20 abanolwazi futhi ngaphezulu kuka-50% base beqede i-MBA. Ngakolunye uhlangothi, ama-37% ayengenayo imfundo yeziqu. Abangu-42% abaphendulile basebenze emafenjini okuphatha utshalomali. Izikhundla ezintathu eziphezulu ezibikiwe ziyi: Umphathi wephothifoliyo (9%), umhlaziyi wocwaningo lokuthenga (8%), no-C-Suite executive (8%).
Amapulangwe kanye Nezibonelo
Manje njengoba sikunike enye idatha, ake sikhulume ngawo wonke ama-caveats kanye nama-exemption. Njengoba kungekho idatha esemthethweni evela ku-CFA Institute, iningi lala manani eholo lihlanganiswa ndawonye kusuka kumsebenzi wokusebenza kanye namasayithi okusesha umsebenzi. Njengoba ungalindela, kubalulekile ukulawula izici ezifana nesizinda semfundo, iminyaka yobufakazi, kanye nesikhundla somsebenzi lapho ubheka idatha yeholo. Ngokwemininingwane yembonini, isinxephezelo embonini yezinsizakalo zezimali sihambisana kakhulu nesipiliyoni.
Inombolo ephawulekayo yabanikazi bama-CFA abanikezwa imali ngamabhonasi kanye nenkokhelo yokuvuselela engase ingathathwa kumholo wabo obikiwe.
Ngokusho kwe-CFA, isinxephezelo esibikiwe ngenhla, abaphendula abangu-90% be-2007 babelungele amabhonasi ekheshi kanti abangu-80% banelungelo lokuthola isinxephezelo esingekhokheshi njengamasheya okuvinjelwe noma izinketho zokwabelana.
Ngamafuphi, asikho indlela elula yokuhlaziya ulwazi lweholo le-CFA. Kodwa-ke, ngenhloso yokuqhathanisa, indlela elula yokwahlulela ukuthi isamba seCFA sizozuzisa kanjani umsebenzi wakho ukubuka ulwazi lomholo wendima yomsebenzi wakho wokunqophisa bese unquma ukuthi kuzothatha ukuthini ukuze ufeze leyo ndima.
Ukuqonda izidingo eziyisisekelo zokufeza umsebenzi oyifunayo noma izinga lobudala bese uqonda ukuthi iziphi izifiso ezifisayo zingakuthola ngokushesha ukhiye wokusebenza nge-career trajectory. Amanye amathrekhi omsebenzi adinga i-CFA charter njengengxenye yesizinda semfundo. Kwabanye, kuyindlela nje yokuzihlukanisa emncintiswaneni bese ukwandisa amakhono akho wokuhlaziya.