Izindlela ezisezingeni eliphansi ziyasebenza ezinkingeni eziningi zokuhlaziya, njengabacwaningi, abacwaningi bezomnotho, ososayensi bezokuphatha , abahlaziyi bezimali , abahlaziyi bezimali, abahlaziyi bamasheya, abaphathi bezezimali (CFOs) nabalawuli , phakathi kwabanye.
Njengengqikithi yokuqhathanisa, ubuye ubone ingxoxo yethu yendlela ephezulu yokuhlelwa kwesabelomali nokubikezela. Zombili lezi zinqubo zivame ukusetshenziswa ngesikhathi esifanayo, isebenza njengokuhlola.
Izibonelo Ekubhajisweni Kwezimali
Ekukhiqizeni ibhajethi yezindleko zenkampani, amabhajethi yemali engenayo kanye nezabelomali eziyinhloko, indlela ephansi yokwenza izinto izobandakanya kuqala ukubeka kuzo ezingeni eliphelele kunazo zonke zokuphathwa kombiko wokuphatha , ngayinye yocingo lokubika noma umnyango ngaphakathi kwezokuphatha ukubika. Ngaphansi kwalendlela, isabelomali esiphezulu ezingeni ngalinye eliphakeme lesigungu esiphezulu sizokhiqizwa ngokufaka isabelomali ezingeni eliphansi ngezansi.
Ukwengeza, ezimweni lapho umnyango wesabelomali usebenza ngendlela ephansi, umnyango ngamunye noma i-unit unit kumele kusebenze phezulu ukusuka ekuhloleni izindleko zemali kanye nemali engenayo. Isibonelo, isabelomali esiphezulu somnyango singase sihlanganise ukubikezela okuqondile kanye nesibhonasi kumuntu ngamunye okuhloswe ukuba abe ngabasebenzi (okuvumela ukuthi impela amasheya amasha alindeleke ukuba angeziwe).
Khona-ke babezoqhuba izindleko zempesheni zabasebenzi kulezi zibalo zokukhokha, mhlawumbe futhi nezindleko zokuhlala, ngokusekelwe ekucatshangweni kwezigatshana ezigciniwe zomsebenzi ngamunye (ngenkathi kulungiswa ukungezwani ehhovisi le-ofisi elihlobene nesigaba, isihloko somsebenzi noma ibanga lesigceme ).
Izibonelo Ezokuthengiswa Kwezohwebo
Indlela esezansi yokuthengisa okubikezelayo ikhiqiza izilinganiso zomkhiqizo ngamunye noma ingxenye ethile, futhi kungenzeka nakwezinye izilinganiso ezifana nesiteshi sokuthengisa, isifundazwe, uhlobo lwekhasimende kanye / noma ikhasimende elithile.
Ngokuphindaphindiwe, izibikezelo zamakilasi abanzi emikhiqizo noma izingxenye, kanye nezinhlanganiso ezibanzi zamashaneli okuthengisa, izifundazwe, izinhlobo zamakhasimende kanye nezigaba zamakhasimende, zizokhiqizwa ngokufaka izibikezelo ezenziwe kakade kumazinga amaningi kakhulu.
Amandla oMgwaqo Ongezansi
Ukubikezela kanye nokwabiwa kwesabelomali emfashini ophansi kunamandla okuphoqelela izigaba ezithile zezindleko, ukukhipha, kanye nemali engenayo, okudingekayo ukuhlela nokuphatha imisebenzi yezinyunyana zokubika, iminyango, izitshalo, njll Ukubeka ukuqasha, ukuhlela futhi izinhlelo zokukhiqiza, isibonelo, zidinga ukucaciswa okunjalo.
Ukubuthakathaka koMgwaqo Ongezansi
Kwezinye izimo, ukubikezelwa emazingeni aphansi e-aggregation namazinga aphezulu okucaciswa, lapho ehlanganiswe emazingeni aphezulu e-aggregation, athambekele ekungeneni kangako kunamabonakaliso avezwe kusukela ekuqaleni ekuqaleni kwamazinga ahlanganiswe kakhulu. Kungenxa yokuthi amaphutha okwenziwe emazingeni aqondile angakwazi ukuhlanganisa inqubo yokwengeza ukubikezela okuningiliziwe nokulinganisela. Lokhu kuyiqiniso ikakhulukazi uma amaphutha okubheka emazingeni aphelele kakhulu athambekele ekuqondeni owodwa (okungukuthi, konke kuya phezulu noma ngaphansi kwezilinganiso), kunokuba akhombise amaphethini okungahleliwe angaphezulu nangaphansi kokulinganiselwa.
Ukuze kube okucacile, ezinkambisweni zesabelomali kukhona ukuhlaziywa okuzakhelwe ukubikezelwa kwezinga eliphansi kanye nezinhlu zokufisa ukufuna ukuchitha ngokweqile nokukhipha imali, ngenkathi kuhlaziywa imali engenayo engafanele. Kusemandleni abaphathi bezinkundla ukubhalisa izidingo zezinsizakalo ezingaphezulu kunalokho okudingekile nakancane ngenkathi benza imali engenayo kanye nenzuzo engaphezulu kunalokho okufanele bakwazi ukuyikhiqiza. Lona umdlalo wezemidlalo uhlobene nokulinganisa ukusebenza kanye nenxephezelo, ukwandisa izinkinga ezizodlula imigomo futhi ngaleyo ndlela zivuzwe ngokufanele.
Ngokufanayo, ekubikezelweni kwezebhizinisi, kukhona ukuhlaziya okujwayelekile kumathimba okuthengisa kanye nabaphathi bemikhiqizo ukungena izilinganiso ze-lowball, ngezizathu ezifanayo ezichazwe ngenhla ngaphezulu ngokubhekiselwe kwesabelomali.
Isixazululo esisodwa
Sekuyiminyaka eminingi, uhlelo lwe-AT & T lukaWestern Electric, umkhiqizi wemishini yeBell System endala, lusetshenziswa inqubo yokubikezela yokuthengisa ukuthi abaphathi bayo bajwayele ukuba "ngezansi, phezulu phezulu naphakathi." Ngamanye amazwi, indlela enamandla ephansi-up up iqhathaniswa nemiphumela evela phezulu.
Inqubo yokubuyisana yenzeke lapho izilinganiso ezisezingeni eliphansi ezishintshiwe zilungiswa ukuze zivumelane nezihlanganisi ukuthi abaphathi banqume, ngendlela ebenokubuciko kunezesayensi, benza umqondo omkhulu.