Ukubhalisa amabhonasi kuvame ukusetshenziswa kakhulu ngamafayili ezinsizakalo zezezimali ukuheha abakhiqizi abanolwazi emncintiswaneni. Ukubhalisa amabhonasi yidivayisi ejwayelekile kakhulu esetshenziselwa ama-brokerage amafemu ukukhulisa izilinganiso zabo zabacebisi bezezimali ngokusayina ama-FA anama-experience awakhiwe amabhuku amakhulu futhi anenzuzo kwezinye izindawo (kodwa ngokuhambisana neThe Protocol for Broker Recruiting).
Ukubhalisa amabhonasi futhi kuvame ukusetshenziselwa ukuqasha amabhange asezimbonini .
Ukubhalisa Ubunikazi beBhonasi
Ubukhulu bebhonasi yokubhalisa, uma kuhlinzekwa, buyahlukahluka kakhulu ngokuya eqinile okwenza isipho, inani elibonakalayo lomkhiqizi kanye nencwadi yebhizinisi elifuna ukuyithola, nesimo sezulu samanje sokuncintisana, ikakhulukazi amanye amafemu abanikela ngawo ukuheha ithalenta elifanayo. Kwabaneluleki bezezimali abavuthiwe abaqashwe ngokusayina amabhonasi, akuyona into engavamile ukuba inani libe ngu-100% wezindleko zonyaka wangaphambilini. Ngonyaka ka-2009, imibiko yezindaba ikhonjiswe ukuthi amanye amafemu afuna ukuphakamisa izinkampani zabacebisi bezezimali abanikela ngamaphesenti angaba ngu-300, kufaka phakathi ukugqugquzela okuhlobene nokusebenza eminyakeni eminingana.
Ukusayina isakhiwo seBhonasi
Ukunikela ngokuqinile ibhonasi yokubhalisa kufanele kuqaphele ukuthi kungenzeka ukuthi isisebenzi esisha sizoshiya ukwamukela esinye isipho kwenye indawo, futhi / noma ukuthi isisebenzi sizohluleka ukwenza lokho okulindelwe.
Ukuzivikela ngokumelene nalezi zingozi, abamukeli bamabhonasi amakhulu asayina ngokuvamile kufanele basayine amaphepha omthetho avuma ukuthi inani elitholiwe limelela mboleko, nokuthi imali ebolekwayo iyokhokhelwa uma izimo ezithile zingakafiki, njengokuhlala ne-firm for a number specified iminyaka kanye / noma ukuhlangabezana nemigomo ethile yokusebenza ngaleyo nkathi.
Njengoba imigomo yokusebenza ihlangene, noma njengoba iminyaka yokuqeda umsebenzi idlula, imigomo yesivumelwano ivame ukuthi inkampani izokuthethelela ingxenye yesibambiso, unike isisebenzi ilungelo lokusemthethweni lokugcina leso samba, okube sekuba yinzuzo engenayo kulowo muntu .
Ukubhalisa Amathrendi Wabhonasi
I-Institute of International Finance (IIF), iqembu lezemali elibambe iqhaza kwezezimali, lilandele amabhonasi ekuholeni izikhungo zezimali kusukela ngo-2007. Ucwaningo lwama-IIF lwama-2010 lwamafemu angu-37 ("Amabhange asebenzisa ukusetshenziswa kwamabhonasi ukuze athole imali," i- Financial Times , 9/3 / 2010) kubonise ukuthi babenikeza amabhonasi ambalwa njengendlela yokwenza ithalenta eliphezulu kusuka kumncintiswaneni, ikakhulukazi amabhange asetshalomali. Ngokuyinhloko ngenxa yokucindezelwa abalawuli, ukuqinisekiswa kweminyaka eminingi kuyehla ngokuphawulekayo ngemuva kwenkinga yezimali ka-2008. Ukuthola okuyisisekelo umbiko we-IIF kwaba:
- Amabhonasi aqinisekisiwe ayengu-5% kuwo wonke amabhajethi okukhokha kula mafemu ngo-2009, u-10% ngo-2008 no-8% ngo-2007.
- Iphesenti lamabhonasi aqinisekisiwe ekhokhwa ngonyaka owodwa kuphela ingu-99% ngo-2009, u-92% ngo-2008 no-91% ngo-2007.
Kodwa-ke, isihloko esilandelayo ku- Crain's Detroit Business ("Ukufunwa kwabaphendula imali kuletha izinkokhelo ezikhulayo, amabhonasi," ngoJulayi 20, 2014) kubonisa ukuthi 74% yazo zonke izinkampani eNyakatho Melika zinikeza ukusayina amabhonasi, kusuka ku-54% ngo-2010.
Ezinkambeni zobuchwepheshe ezifana ne- accounting , isibalo singu-89% wabo bonke abaqashi. Ku-accounting, ibhonasi yokubhalisa ephakathi kuka-$ 5,000 no-$ 10,000, ngamabhonasi ku- Big Four afika ku-$ 15,000.