I-Biography Yomdlali WaseBucball Yasekuqaleni Yomsebenzi Iphenduke Umeluleki Wezezimali
Phakathi nomsebenzi wakhe omfushane njengomdlali we-basketball professional ku-NBA (i-National Basketball Association), uJim Spanarkel waqaphela ukuthi kunamathuba emisebenzi yezezimali yabadlali. Ngako-ke, wachitha ukushisa kwakhe ukufunda nokulungiselela isigaba esilandelayo empilweni yakhe, okuye kwaba njengomeluleki wezezimali ophumelele kakhulu eMerrill Lynch . UJim Spanarkel naye usekwazi ukugubha le career ngezinye izikhathi ngesikhathi esisodwa njengomsakazo webhasikidi.
Kusukela ku-Athlete kuya ku-Planner Financial
UJim Spanarkel wazalwa ngo-1957 eJersey City, NJ. Inkanyezi yesikhwama sebhayisikili esikoleni esiphakeme, waqhubeka edlala eDuke University. Ngemva kokuphothula izifundo ngo-1979, i-Spanarkel yalungiswa yi-Philadelphia 76ers yeNBA. Phakathi nehlobo lika-1980, wafunda futhi wathola ilayisensi yomdayisi wefa.
Ngemuva kwesikhathi sakhe se-rookie e-Philadelphia, uJim Spanarkel wabhalwa yiDallas Mavericks, ithimba lokunweba elaqala ukusebenza ngasekupheleni kuka-1980. Ngemuva kokuqala kwakhe eDallas, ehlobo lika-1981, wathola ilayisense ye- Series 7 , eyamfanelekela ukusebenza njengomeluleki wezezimali.
Ngesikhathi isizini sakhe sesishiyagalombili siphelile entwasahlobo ka-1984, uSpanarkel waba isikhulu samahhala. Umdlali osemncane eNBA, wayengafuni kakhulu amanye amaqembu, futhi walahlekelwa intshiseko yalo mdlalo. Wenze okwesikhashana emkhankasweni wamahhala we-Milwaukee Bucks, ngaphandle kokuqala kwenkathi ka-1984-85 kodwa wanquma ukuthatha umhlalaphansi eneminyaka engu-27 ubudala.
Ngemuva kokuthatha umhlalaphansi, uJim Spanarkel wasebenzisa futhi wamukelwa yiDuke no-Seton Hall Law Schools. Wabuye waxoxisana ngemisebenzi emafenjini amaningi ezinsizakalo zezimali futhi wamukela isipho esivela kuMerrill Lynch ukuba abe umeluleki wezezimali ehhovisi labo legatsha laseParamus, NJ. Ukwakha ubambiswano nabanye abeluleki bezimali be-Merrill Lynch ababili ngo-1999, ithimba elisha lika-Spanarkel lizobiza ukuthi lilawule imali engaphezu kwamaRandi ayizigidigidi zamaklayenti ngonyaka ka-2000.
Uma kunembile, lokhu kungasikisela ukuthi ilungu ngalinye leqembu lingase lizuze okungenani u-$ 1 million ngonyaka ngalesi sikhathi.
Ukuze wengeze inani elengeziwe lamaklayenti, uJim Spanarkel naye usebe ngumhleli wezimali oqinisekisiwe (CFP). Kusukela ngo-2016, uhlala engumlingani oholayo eqenjini lomeluleki wezezimali we-Merrill Lynch okwamanje kuhlanganisa nabanye abacebisi ababili, kanye nabangane ababili ababhalisile abaphezulu beklayenti (okungukuthi, ababasizi bokuthengisa abadayisi abhalisiwe ). Enye yalezi zinsuku nayo isebenza njengomcwaningi wokutshala izimali.
I-Spanarkel Browne Grussion Group
Leli qembu, i-Spanarkel Browne Grusho Group, ligxile ngokukhethekile ekukhonzeni amaklayenti amaningi aphezulu, kanye nezinhlangano ezingenzi inzuzo namakhasimende esikhungo . Baziqhayisa ngokuba phakathi kwabacebisi abangama-80 noma abanomnotho ngaphakathi kwe-Merrill Lynch abavunyelwe yiqembu le-Global Institutional Consulting (GIC) lenkampani ukuze bakhonze izikhungo ezincane ezindabeni ezinjengezinzuzo zomsebenzi nezokuthatha umhlalaphansi, ukuphathwa kwabaphikisana nabangenzi inzuzo, isu lephothifoliyo kanye nokubonisana nokutshala izimali .
Lokhu kubonisa ukuthi, ngaphansi kobunikazi beBenning America, uMerrill Lynch uye wathatha amadijithi athile okuthengiswa kwamandla okuthengisa, ekusekeleni ukwakhiwa kwamakhasimende.
I-Spanarkel neqembu lakhe babambe nezinye izitifiketi ezihlukahlukene ezikhethekile.
Okwamanje, uJim Spanarkel uphinde waba nomsebenzi othile wokuhlaziya njengomculi wethelevishini emidlalweni yebhola. Ngo-1998 wajoyina ithimba lokusakaza kwi-NBA (ke) i-New Jersey Amanethi we-NBA futhi uye waqhubeka nendima ngemva kokuthuthela eBrooklyn. Ubuye ongumhlaziyi wesikhathi eside ku-CBS ucingo lwe-NCAA ekolishi yebholaji, futhi kamuva nje njengomhlaziyi we-studio esiteshini sekhebula le-NBA.
Izifundo Zokuphila ze-Spanarkel
UJim Spanarkel ubonise ukubonelela okukhulu ekulungiseleleni impilo yakhe emva kwebhola basketball ngenkathi esengumdlali wepro. Ezingxoxweni, ukhulume ngokuphikelela njengento ebalulekile yabagijimi abaphumelelayo kanye nabantu bebhizinisi ngokufanayo. Lokhu, empeleni, kungenye yezimpawu zomuntu siqu lapho amafensi ezinsizakalo zezezimali efuna lapho eqoqa abagijimi bangaphambili.
Phakathi naleso sikhathi, ikhono likaSpanarkel lokugcina imisebenzi emibili njengomeluleki wezezimali kanye nomemezeli we-basketball ukhuluma nomsebenzi omuhle wokuziphatha emsebenzini wakhe, kanye nezinzuzo zokusebenza njengengxenye yeqembu labacebisi bezezimali. Ukungabikho kwakhe njalo ngenxa yokumemezela ukuzibophezela bekungeke kube yinkimbinkimbi kumuntu oyedwa.