Ukusekela Abacebisi Bemali
Ngenkathi inkulumo ethi "umthengisi wokuthengisa umthengisi" isabonakaliswa ngokujwayelekile, amafemu amaningi okuphatha ingcebo ayosebenzisa ngokusemthethweni "umsizi wokuthengisa umeluleki wezezimali," noma into efanayo, ebonisa isihloko sabaqeqeshi bokutshala izimali abazisiwe lababantu.
Lesi sigaba somsebenzi siphakathi kwalabo abajwayele ukuhlotshaniswa nabesifazane eWall Street.
Thola Ukuvula Imisebenzi
Sebenzisa leli thuluzi ukuze useshe ukuvuleka kwemisebenzi yamanje kule nkambu.
Imfundo
Eminyakeni edlule, lesi sigaba somsebenzi sabhekwa njengabafanelekayo abaphothule esikoleni esiphakeme. Namuhla, ekhonsathini nokwenyuka okujwayelekile ekufinyeleleni okuncane kwezemfundo okulindelwe izikhundla eziningi, ngokuvamile kudingeka i-bachelor degree. Imisebenti yezimali, ukubalwa kwezimali kanye / noma ezokwezimali kuyasiza, nakuba kungadingeki.
Isitifiketi
Azikho izitifiketi ezikhethekile ezidingekayo, ngaphandle kwababhalisi bokuthengisa abhalisiwe. Abantu kulesi sigaba esingasensimini bangamukela futhi benze izinqumo zokuhweba ezingabhalisiwe, ezibekwa amaklayenti ngokuphelele ngokwabo.
Okungenani, abasizi bezokuthengisa abhalisiwe kumele badlule ukuhlolwa kwe- Series 11 okunikezwa yi- FINRA futhi bahlangabezane nezidingo eziqhubekayo zemfundo. Amafemu okugcina amasheya amakhulu, noma kunjalo, adinga iziqu eziningi eziqinile, ephikelela esikhundleni sokudlulisa izivivinyo ezifanayo zoChungechunge 7 noChungechunge 66 eziyingxenye yomqinisekisi wezezimali kanye nokuqeqesha .
Imisebenzi Nemithwalo Yemfanelo
Umsizi wesikhangisi somthengisi ucingo ucingo kubeluleki bezezimali bese uxazulula izinkinga zokusebenza, njengezinkinga nezitatimende, amadiphozi, amasheke kanye nokuthengiselana ngekhadi lesikweletu. Ngakho-ke umsizi wokuthengisa uthembisa ithonya elikhulu kunokwaneliseka kwamakhasimende.
Abasizi bezokuthengisa ababhalisile benza le misebenzi efanayo, ngaphezu kokucubungula ama-oda okuhweba angafuneki.
Noma kunjalo, ngokuvamile abavunyelwe ukunikeza iseluleko sokutshala izimali kunoma yiluphi uhlobo.
Ishejuli Esijwayelekile
I-worksweek yamahora angu-40, noma into eseduzane nayo, ifanekisela umsizi wokuthengisa. Noma kunjalo, kuzomele kube nezikhathi ezimatasa, njengezimakethe ezithuthumayo, lapho umsebenzi udlula ngalezi zikhathi. Ukwengeza, abasizi bezokuthengisa ngokuvamile balindeleke ukuba baye emicimbi lapho amaklayenti abanjwe khona.
Yini Okufanele Uyenze
Labo abanamakhono abantu abahle kakhulu bajabulela ukuxhumana njalo namakhasimende. Ukuxazulula izinkinga kwamaklayenti kunika ukugxila komsebenzi futhi kusule izigcawu zokuphumelela.
Okungafani
Ukusekela umeluleki wezemali omatasa ngeqembu elikhulu lamaklayenti kusho ukusakaza okuqhubekayo kwemibuzo yocingo kanye nokucindezeleka kwesikhathi sokuxazulula izinkinga.
Khokha
Ukubuyiswa kwemali kuyashintsha kakhulu, kuye ngokuthi iqinile nokuthi ubukhulu nenzuzo yencwadi yebhizinisi lomeluleki wezezimali. Umholo womsizi wokuthengisa okhethiwe ngokuvamile uzoba phakathi kuka- $ 30,000 no-$ 60,000. Abasizi bezokuthengisa ababhalisiwe, njengoba kungenzeka kulindeleke, bavame ukuzuza ekupheleni kwalolu hlu. Ukufaneleka kokubamba iqhaza kumachibi amabhonasi kuhluka ngokuqinile.
Abacebisi Abadayisiwe Abadayisi
Emgodini oqhubekayo wokunciphisa izindleko, amafemu amaningi okuthengiswa kwemfihlo kanye nokuphathwa kwemicebo athuthele ohlelweni lapho inkokhelo yabathengisi bezokuthengisa inqunywe khona kumaluleki wezezimali.
UMorgan Stanley, okwamanje unabeluleki bezimali abakhulu kunabo bonke, isibonelo esihle kakhulu. Abathengisi abanjalo abasebenza ngokusemthethweni abasebenzi be-firm, kodwa inkampani ngokuphumelelayo ikhululekile kakhulu, uma kungezona yonke, izindleko zabo zempesheni.
Lapho le nqubo isendaweni khona, kuzomele inciphise amathuba okuvula amathuba emisebenzi futhi ikhokhele abakwazi ukusiza abadayisi. Abeluleki bezezimali abaphumelele kakhulu kuphela abazohola ngokwanele ukuthatha umsizi wokuthengisa noma ukukhokha umholo wokuncintisana.
Ukuthuthuka
Njengoba usukhuphuka ijika lokufunda, bheka ukuvuleka okusekela abacebisi abanemali abanakekile nabanempumelelo, ngenhloso yokuthola ukwanda ngokuphindaphindiwe kokukhokha uma umuntu ekungenisa. Kancane kakhulu, umsizi wokuthengisa (ikakhulukazi obhaliswe) angasebenzisa isipiliyoni sakhe sokusekela ukuthengisa ukuze abe umeluleki wezezimali.
Nakuba le ndlela yenza umqondo onengqondo, kungase kube nemingcele yamasiko kwamanye amafemu okuyithatha. Enye indlela ehamba phambili ukusebenzisa oxhumana nabo nsuku zonke ngezindawo zokusebenza zemikhiqizo ye-brokerage ye-firm ukuhambisa lapho.
Ukuze uthole olunye ulwazi
Landela izixhumanisi ngezansi ukuze uthole imininingwane eyengeziwe ekuqinisekiseni kanye nezigaba zomsebenzi ezihlobene. Izigaba zomsebenzi ezihlobene zithandekayo ezinhlotsheni ezimbili. Okokuqala, kufanele bakucabangele ngombono wokuqonda izinhlobo zabantu ozosebenza nabo eduze, izindima zabo nokuthi bangakusiza kanjani nakumakhasimende abakhonza kuwo. Okwesibili, nabo banendaba ngokubheka lapho kungenzeka khona izinketho zomsebenzi esikhathini esizayo uma unquma ukuqhubeka. Mayelana nalokhu, ubuye ubone izihloko zethu ngokubaluleka kokuxhumana , ukuqondisa kanye nabaxhasi bezemisebenzi ekuthuthukiseni imisebenzi nokuthuthukiswa.