Amathiphu Wokugwema Izikweletu Zemiholo Yomuntu
Abaningi abakwa-credit scammers bazosungula amawebhusayithi noma banikeze ama-athikili nokubuyekezwa okuchazayo ngemali ebolekayo.
Ngokuvamile bazohlinzeka inqubo yokugunyazwa kwemalimboleko esheshayo futhi elula, izinga lentengo ephansi kakhulu, nelungelo eliqinisekisiwe lokukhansela. Isikweletu esibi akuyona inkinga. Abakwa-Scammers batshela ababoleki ukuthi bangathola imali mboleko kungakhathaliseki umlando wabo wesikolodo.
Kungase kuzwakale kusemthethweni, kodwa cishe akunjalo. I-scammer ingaphandle ukuthola imali yakho ngokukukhokhisa imali ngaphambi kokubolekwa noma ufuna ukuthola imininingwane yakho eyimfihlo yokweba ubunikazi .
Izikweletu zokuxwayisa izikweletu zemali
- Imilayezo ye-imeyli equkethe isipelingi, izimali ezinkulu, izimpawu zokubhala kanye / noma amaphutha okugama.
- Ababolekayo babuzwa ukuthi badlulise imali ngaphambi kokubolekwa.
- Kukhona intela noma imali edingekayo ukuze uthole imali.
- Izinga lesithakazelo liphansi kakhulu kunalokho okunikezwa yinoma ubani obolekisa ngokusemthethweni.
- Unikelwa isikhathi samahhala (njengonyaka ongenayo izinkokhelo) ngaphambi kokuthi uqale ukukhokhelwa kwemali mboleko.
- Inkampani ithi ayisebenzisi ukuhlolwa kwekhredithi futhi izoboleka imali kungakhathaliseki ukuthi yiziphi izinkinga zezimali esikhathini esidlule.
- Ababolekayo bayatshelwa ukuthi badinga ukwenza isinqumo masinyane, noma bazolahlekelwa.
Hlola i-Lender
Buza imibuzo yokuboleka imali ukuze uhlole ukufaneleka kwabo. Imibuzo esemqoka okufanele uyenze ihlanganisa ukubuza ngegama lenkampani, ikheli lebhizinisi layo, ulwazi lwelayisensi, nokubhaliswa. Uma abamele abasebenzisi bamakhasimende benganaki noma bawagweme le mibuzo, cishe kuyisihluku.
Futhi iGoogle i- "[igama lenkampani] + logaxekile" ukuze ubone ukuthi kukhona imibiko yezikhwama ezihlobene nomboleki.
Amathiphu Wokugwema Ukukhwabanisa Kwesikweletu
Ungalokothi uthumele inombolo yakho yokuphepha yomphakathi, ikhadi lesikweletu, noma imininingwane ye-akhawunti yasebhange nge-imeyili noma ungene kwiwebhusayithi ongaqiniseki ukuthi iyomthetho. Izixhumanisi eziqukethe i-imeyili zingabuye zibe yinkohliso, futhi kungase kungabonakali ukuthi uthunyelwa kuwebhusayithi ehlukile kunaleyo yenkampani yangempela.
Izinkokhelo eziningi ezisemthethweni ngeke zidingeke ukukhokha okuphambili. Kuyinto engekho emthethweni ukuthi izinkampani zase-United States zithembise isikweletu futhi zicele ukukhokha ngaphambi kokulethwa kwayo. Akekho obolekisa ngokusemthethweni ozoqinisekisa ukuthi ungavunyelwa ngaphambi kokufaka isicelo noma ngaphambi kokuthi ahlole isimo sakho sesikweletu.
Izibonelo Zezikweletu Zemiholo
Nazi izibonelo zezikhwama ezabelwana ngabafundi:
Inkampani yaseTexas Loan
Inkampani yaseTexas Loan - qaphela. I-scam yayinama-imeyili amaningi okubolekwa kwemalimboleko yamakhadi esikweletu. Zonke izinkohliso zifuna nje imali kuwe.
I-Emmediate Credit Solutions
Baxhumana nabantu abafuna i-FHA mboleko, futhi ubatshele ukuthi bangasiza "ukulungisa" isikweletu sabo. Kodwa kunalokho, bathola ikhadi lakho lesikweletu futhi akenzi lutho kodwa uthathe imali yakho.
Ulwazi oluthe xaxa ku-Job Scams
Ngokudabukisayo, izigameko zivame ukuqasha njengoba nje benza embonini yemalimboleko.
Uma ucinga umsebenzi omusha kwimithombo ye-intanethi efana ne-"Craigslist," udinga ukuqinisekisa ukuthi isikhundla osifakelayo sisemthethweni. Akuzona zonke izinkampani ezizohlinzeka ngegama noma indawo yazo ezikhangisweni zomsebenzi we-intanethi. Ngenkathi lokhu kungabangela ukukhathazeka ngaso sonke isikhathi, kufanele ukuthi ukhulise ifulegi elibomvu ukuze uqaphele ngokuphindaphinda kabili ukuhlola ukwethembeka komqashi ngaphambi kokuba ubathumele ulwazi lomuntu siqu noma uvumelane ukuhlangana nabo ngomuntu siqu.
Kuyini ukukhwabanisa nokuthi yini engekho? Kungaba nzima ukutshela umehluko phakathi kokuhlambalaza nokuvuleka kwemisebenzi efanele, ikakhulukazi uma kuziwa emisebenzini yomsebenzi ekhaya. Kodwa yiziphi izinto ezijwayelekile zokuqashwa nokusebenza ekhaya? Futhi ugwema kanjani ukuhlaselwa ? Nazi izixwayiso ze-scam zokubukela nokuthi ungabheka kanjani u-scam.
Okufanele Uyenze Uma Uke Ugaxekile
Uke waba nabuhlungu ngokwanele ukuthi uhlehlisiwe noma usuqothule?
Uma kunjalo, nangu ulwazi mayelana nokuthi ungabika kanjani ugaxekile , kufaka phakathi ukuthi ungabika kuphi futhi kanjani ukubika u-scam wokuqashwa.