Izinhlobo ze-Art Insurance
Kunezinhlobo ezimbili zemisebenzi yomshuwalense yobuciko ohlinzeka ngokuvikelwa komsebenzi wobuciko obuhle: isihloko kanye nempahla.
Umshuwalense wesihloko uvikela ngokumelene nesihloko esingalungile. Isibonelo, uma ubuciko bubiwe noma buphangiwe ngaphambi kokuba uthenge buhlinzeka isihloko sakho esingenasici.
Ngokuvamile inkampani yomshuwalense noma ukuhlukaniswa ngokukhethekile kuyisikhwama somshwana nje. Lolu hlobo lomshuwalense lubalulekile ezintweni zobuciko eziphezulu kakhulu eziye zadlula abanikazi abaningana noma umlando wabo awucacile.
Umshuwalense wempahla , ngakolunye uhlangothi, ufana nomshuwalense womninikhaya njengoba uvikela ukweba noma ukulimala. Uma unomgomo womshuwalense wendawo yomnikazi wendawo noma umnikazi wendawo yomhlalaphansi, ungase uhlanganiswe umkhawulo wakho wenqubomgomo ngayinye into engayifuni. Ngokwebuciko obuyigugu, mhlawumbe udinga i-floater eyengeziwe ehlukile ukuze uyimboze ngokuqondile. Iningi lezinkampani zomshuwalense zinikeza lezi zindawo zokuhambisa amanzi ukuze zenzele inqubomgomo.
Uma unesiqephu esibalulekile noma iqoqo lobuciko, noma kunjalo, cishe uzobekwa kangcono inqubomgomo ebhalwe yinkampani ehlukile yomshuwalense wezobuciko. Izinkampanini zomshuwalense wezobuciko zihlanganisa ubuciko obuhlukahlukene obuhlukahlukene, kusukela emidwebweni kuya emidlalweni ye-antique nakweqoqo lobuciko bomuntu siqu kumamyuziyamu namabhizinisi, kufaka phakathi imisebenzi yabaculi kuma-studios abo.
Abadayisi kulezi zinkampani kukhona ochwepheshe abaqonda ubuciko obuhle nokuthi bayakuvikela kanjani. Ngisho ngaleso sikhathi, buza imibuzo. Thola umthengisi oqonda uhlobo oluthile lobuciko onalo.
Yini okumele uyiqinisekise
Lapho ukhuluma ngenqubomgomo yakho nomthengisi wakho, qinisekisa ukuthi ihlanganisa izimo ezihlukahlukene ezingathinta ubuciko bakho, njengomlilo, izinhlekelele zemvelo, ukweba nokulimala ezingozini ekhaya nangesikhathi sokuhamba.
Ufuna nokukhishwa uma ubolekisa ubuciko bakho, njengokuboniswa embukisweni.
Cishe ufuna inqubomgomo ehlanganisa kokubili ukushintshwa , okuhlanganisa ubuciko uma kubuwe noma kubhujiswe ngokuphelele, nokubuyiselwa , uma kunomonakalo okhethekile ongalungiswa. Okunye ukucabangela ukuthi ngabe inqubomgomo yomshuwalense iyokubuyisela yini inani elilahlekile , njengokuthi ukulungiswa okudingekayo kunciphisa inani lemakethe yesikhwama sakho. Iningi lezazi zincoma ukuqinisa ubuciko bokubaluleka kwayo, hhayi izindleko zangempela. Lokhu kuhilela ukuthola ubuciko bakho buhlelwe ngokujwayelekile, kusukela ngonyaka kanye nonyaka eminyakeni yonke embalwa, kuye ngokuthi uhlobo lomsebenzi, ngoba ukubaluleka kobuciko kungakwazisa ngokuhamba kwesikhathi. Qinisekisa ukuthi u-appraiser uyazi ukuthi ukuhlolwa kuyinhloso yomshuwalense.
Yiqiniso, izicucu ze-art-one-kind-a-kind ezibiwe noma ezibhujiswayo azikwazi ukushintshwa; inkampani yomshuwalense we-Fine Art ithi ithuba lokubuyiselwa kobuciko ngemuva kokweba lingaphansi kwamaphesenti ayishumi. Kodwa ufuna ukukhokhelwa ukulahlekelwa kwakho.
Idokhumenti edingekayo ye-Insurance Insurance
Izinkampani zomshuwalense zizofuna ukubona imibhalo yobunikazi bakho, ukuhlolwa, ukutholakala kokuthenga kwakho, nezithombe zomsebenzi.
Kufanele futhi unikeze irekhodi lobunikazi uma isiqeshana sidlulile kubanikazi abaningana, okubizwa ngokuthi i- provenance . Uma uthola imibhalo esemthethweni kakhulu, kungcono, uma kufika isikhathi sokufaka isimangalo.