Ngithole i-imeyili emuva ngo-Ephreli kusuka kumuntu ofuna ukwazi ukuthi ngabe u- veteran wayezikhandla yini ngokuthatha umhlalaphansi ngeminyaka engu-16 kuphela ye-Active Duty service. Njengoba kuvela, kwakungenayo i-chain yanking.
Kungenzeka ukuba uthathe umhlalaphansi ngeminyaka engaphansi kwengu-20 yenkonzo, futhi ungabi umhlalaphansi wezokwelapha.
Ngo-1993, uhlelo lwaqalwa ukusebenza - IsiGungu Sokuthatha Umhlalaphansi Sesikhashana, esaziwa nje ngokuthi i-TERA.
Ngaphansi kwalolu hlelo, amalungu agunyaziwe anamaphesenti angaphezu kwengu-15, kepha iminyaka engaphansi kwengu-20 yenkonzo esebenza ngokugcwele evumelekile ukuba ifake isicelo sokuthatha umhlalaphansi ngaphambi kwesikhathi. Kwavumela isosha ukuthi lize ekusizeni ngemuva kokuphela kweMpi Yomshoshaphansi. Ithuba lokuthatha umhlalaphansi ngaphansi kwalolu hlelo lwe-TERA lwaphela ngo-September 2002.
Emthethweni wezokuVikela kaZwelonke woMnyango wezeMali ka-2012, i-TERA iphinde ibuyiselwe emuva, ivumela amalungu angagunyaziwe aneminyaka engaphezulu kwengu-15, kodwa engaphansi kweminyaka engu-20 yenkonzo esebenzayo esebenzayo yokufaka isicelo sokuthatha umhlalaphansi ngaphambi kwesikhathi. Ithuba lokuthatha umhlalaphansi ngaphansi kwalolu hlelo lwe-TERA lisaqhubeka, futhi kulindeleke ukuthi luphele ngo-Disemba 31, 2018. Ku-Guard Guard, i-TERA isungulwa kuMthetho Wezokuphepha Wase-Coast no-Maritime Transportation Act ka-2012 .
I-TERA iyinhlangano yokuqondisisa futhi ayikho ilungelo. I-TERA, ngokujwayelekile, isebenza kuzo zombili izikhulu futhi zibhalisiwe. Ngenkathi igatsha ngalinye lineziqondiso zalo ezilawula ukuthi ubani ongasebenzisa lolu hlelo (futhi abuyele uhlelo ngalonyaka), ngokujwayelekile, umhlalaphansi ngaphambi kwesikhathi ngaphansi kwe-TERA kunomkhawulo kwabasebenzi abasebenza ngokugcwele abaphikisiwe inkonzo yokusebenza esebenzayo iminyaka engama-20.
Amalungu enkonzo yamalungu e-Traditional "ajwayelekile" awafanelekile ku-TERA, nakuba ama-reservist anesisebenzi esanele se- Active Duty angase afaneleke.
I-Military ikhetha ukusebenzisa i-TERA njengengxenye yeqhinga elikhulu lokuphatha amandla ukuze lidale amandla. Ngokwesibonelo:
Ngo-2014, i- Air Force yamemezela ukuthi ayilungele ukunikeza i-TERA ngo-2015, ngokushaya imigomo edingekayo ukuze isayizi ibe nokuma kwe-Air Force.
Abakwa-Coast Guard bakhetha ukungayisebenzisi i-TERA kwabasebenzi ababhalisiwe ngo-2013-2014, nakuba kusetshenziselwa izikhulu - nakuba kuphela izikhulu ezaqeda okungenani iminyaka engu-17 ye-Active Duty service.
Amalungu ahlala ngaphansi kwe-TERA ayifuni isibopho seStock Reserve (inothi: Abasebenzi beNavy bazobe bengabasebenzi beFleet Reserve, kanye nabasebenzi baseMarine Corps kuFleet Marine Corps Reserve baze bafanelekele ukudluliselwa ohlwini lwaMhlalaphansi emakethe abo aseminyaka engama-30) .
Amalungu asethathe umhlalaphansi ngaphansi kohlelo lwe-TERA athola izinzuzo ezifanayo zomhlalaphansi njengalabo abaqashile ngaphansi kohlelo lweminyaka engu-20 - agcwaliswe nge-TRICARE ne-TRICARE ye-Life, kusukela ekuqaleni kokuthatha umhlalaphansi, ukulungiswa okufanayo kwe-COLA, ukufinyelela kwe-base, ikhadi le-ID, njll - umehluko kuphela umholo wabo wokuthatha umhlalaphansi wehlisiwe.
Umholo we-TERA osemhlalaphansi usuqale ulinganiswa usebenzisa ubude befomula yomhlalaphansi wenkonzo [hlola i-athikili eveziwe Ukuqonda Imali Yokuthatha Umhlalaphansi Wezempi ]. Ibuye isetshenziswe ukunciphisa isisombululo esekelwe kwinani lezinyanga zokuthatha umhlalaphansi kungakapheli iminyaka engama-20 (okusho ukuthi umuntu uzothola imali engaphansi kuka-50% ekhokhelwa phansi).
Ukukhokhwa komsebenzi osebenzayo x Amaphesenti amaningi Amaphesenti angu-Reduction Factor = Inkokhelo ye-TERA ekhokhelwa umhlalaphansi
Ngakho-ke, ake sichaze isimo lapho ilungu lezevisi lihlala khona eminyakeni engu-15 ngaphansi kwe-TERA - nakhu okuzobe kubheke:
15 (Iminyaka Yesevisi) x 2.5 (isici somhlalaphansi) x 0.95 (isigwebo se-TERA *) = amaphesenti angu-35.625 omhlalaphansi.
- Qaphela ukuthi isigwebo esingu-0.95 sisebenza kulabo abakhetha ukuthatha umhlalaphansi eminyakeni engu-15 - ukusondelana komuntu ngamunye kumakhilomitha angu-20, kunciphisa inhlawulo - ngokuyinhloko, ithebula lesigwebo liyanciphisa umholo okhokhelwa umhlalaphansi ngamaphesenti angu-1 ngonyaka ngamunye 20. Nalokhu, ilungu lezisebenzi lithola isikweletu ngenyanga ngayinye yokusebenza - izinsuku zokusebenza ezingaphansi kwenyanga zithathwe; o Usuku lwezinsizakalo luyizinyanga zonyaka, kanti njalo izinsuku ezingama-29.
Ngakho-ke, leli lungu lensizakalo elikhethwe ukuhlala umhlalaphansi ngeminyaka engu-15 yensizakalo lizothola okungenani amaphesenti angaphezu kwama-35 eholo lakhe eliyisisekelo esikhathini sokuphila somhlalaphansi.
Kungamaphesenti angama-14 ngaphansi kwalabo abathola amaphesenti angu-50 ngokukhonza iminyaka engu-20 egcwele.
Futhi njengoba nje ngomhlalaphansi weminyaka engu-20, inkokhelo yomhlalaphansi e-TERA iphinde ibheke phansi kudola elikude.
Ukubalwa okunye / ukuhlukunyezwa abanye abangase babe nakho uma bebambe umhlalaphansi ngaphansi kwe-Career Status Bonus / REDUX (CSB / REDUX) - umholo wabo osetshenziselwe umhlalaphansi ungancishiswa ngokuphindaphindiwe kwe-REDUX. Ukuze uthole incazelo egcwele yenkinga yokukhokhelwa, bhekani kuDoD 7000.14-R - uMnyango Wezokuvikela Ukulawulwa Kwezimali (DoD FMR)