Thola ukuthi Indlela Abesifazane Abashintshwa Ngayo Ekuzuzeni Umhlalaphansi
Abantu abaningi abasebenza ngokulangazela balangazelela usuku lapho bengakwazi khona ukuphuma emncintiswaneni wezinkampani futhi baqale ukujabulela iminyaka yabo yokuthatha umhlalaphansi. Lokhu kubandakanya izigidi zabesifazane abasebenzayo abasondela eminyakeni yobudala bomhlalaphansi kuwo wonke ama-US. Kodwa-ke, abesifazane abaningi bashiya imali enkulu etafuleni, ngokusho kocwaningo lwamuva.
Lapho Abesifazane Basusa
Ngokusuka kwedatha ka-2014 evela ku- Social Security Administration , amaphesenti angu-40.8 wabesifazane abaneminyaka engama-62 ubudala athi inzuzo yabo yokuthatha umhlalaphansi, amaphesenti angu-65 wabesifazane abaneminyaka engama-66 noma engaphansi kwabo abathintekayo, kanti amaphesenti angu-2,8 kuphela abesifazane abaseneminyaka engama-70 noma ngaphezulu babemeza.
Ngenkathi i-age eligunyaziwe ekufuneni izinzuzo ngamashumi angu-62, abesifazane abathola izinzuzo zabo ezincane kakhulu banciphisa izinzuzo zabo ngamaphesenti angaphezu kuka-30 kulabo abalinde kuze kube neminyaka engama-65. Lokhu kusho ukuthi owesifazane angase afanele ukuthola i-$ 1200 ngenyanga ukukhokha njalo kwezokuphepha komphakathi, kodwa ngokuthatha izinzuzo zakhe ekuqaleni, le nombolo ihlaselwa ku-$ 840 ngenyanga. Esikhathini esingaphezu konyaka, ukulahlekelwa lokho kuhlanganisa u-$ 4,320 futhi uma ehlala eneminyaka engu-85 ubudala, ulahlekelwa ku-$ 99,360 ngezinzuzo zokuphila.
Uma owesifazane efika eminyakeni ephelele yokuthatha umhlalaphansi (65), ngokuvamile ufanelekile ukuthola izinzuzo zakhe ezigcwele zezokuThuthukiswa koMphakathi noma isigamu sabashadile bakhe (noma yikuphi okungenani inani elikhulu). Uma ethi izinzuzo zakuqala, eneminyaka engama-62, uthola amaphesenti angu-70.4 kuphela ezinzuzo zakhe kanye nezinzuzo ezingamaphesenti angama-32.5 ezinzuzo zakhe.
Abesifazane abaningi kakhulu abahlala ngaphandle
Isikhungo SokuHlala KwezeMhlalaphansi eBook yase-Boston sibonise ukuthi abesifazane baye baphuma umhlalaphansi cishe iminyaka eyishumi.
Kodwa, lokhu akuchazi abesifazane abayizigidi ezingu-2,9 baseMelika abangaphezu kweminyaka engama-65 abahlala ngaphansi kwezinga lobuphofu - okungaphezu kokuphindwe kabili amadoda ayizigidi ezingu-1.3 abahlala ebumpofu, ngokusekelwe kwidatha evela ku- National Women's Law Center . Ngenkathi amadoda ngokuvamile enenye indlela yokuthola imali ukuze baphile ngokunethezeka, abesifazane banamathuba angaphezu kwesihlanu kunamadoda ukuze basinde kwizinzuzo zezokuSebenza koMphakathi kuphela.
Ngokuvamile owesifazane uphoqeleka ukuba athathe imisebenzi yesikhathi esithile noma athembele ezinganeni ukuze zifinyelele.
Lezi zici zishintsha abanye njengesizukulwane esisha sabesifazane abahlala beqashwe isikhathi esiningi, futhi bathola okungaphezu kwalabo abashade nabo, kodwa uma becabangela inombolo ephezulu yabesifazane abasencike ezinzuzweni zomlingani ukukhokhela izidingo eziyisisekelo, abaningi baya ngaphandle. Izindlu, ezivame ukuba yisisekelo secebo lokuthatha umhlalaphansi, liye libiza kakhulu ezindaweni eziningi ngokunyuka kwentela abaqashile abangakwazi ukuhlala emakhaya abasebenza kanzima ukuthenga. Abaningi babhekene nezindaba zezempilo ezixosha izinsiza ezinyangeni, kunokuba iminyaka ihlelwe ukuthi bayothatha umhlalaphansi. Kuyinto engacabangi ukucabanga ukuthi uhulumeni ulindele umuntu ohlala umhlalaphansi, ngezindleko zezokwelapha, ukuba aphile kahle ngokuncane kunalokho umuntu akuthola imali encane yokuthola imali.
Indlela Abesifazane Abangayithola Ngayo Emisebenzini Yokuthatha Umhlalaphansi
Ochwepheshe bezezimali bayeluleka amasu amabili kwabesifazane abafuna ukuphila kangcono emhlalaphansi. Inombolo eyodwa - qala isiKhwama sokuthatha umhlalaphansi ngokushesha ngangokunokwenzeka ngenkathi usasebenzisa futhi ubeka imali engenayo yentela ngaphambi kokususwa kwezimali. Uma owesifazane angasindisa imali engu-R10 000 ngenyanga enjabulweni yokuthatha umhlalaphansi, kusukela ekuqaleni kweminyaka engama-35, angakwazi ukuhamba ngokuzungeze azungeze u-$ 1 million ekulondolozeni umhlalaphansi ogcinwe intela eneminyaka engu-70.
Okwesibili, ochwepheshe bezezimali bancoma ukuthi bahlanganyele ekuqoqeni izinzuzo zezokuThuthukiswa kwezeNhlalakahle kuze kube yilapho sekuphele iminyaka ephelele yokuthatha umhlalaphansi Unyaka ngamunye lapho owesifazane ephuza izinzuzo zakhe, uthola isikweletu esikhwameni somhlalaphansi esibambezelekile esingamaphesenti angu-8 esingakwandisa izinzuzo zakhe cishe ngamaphesenti angu-32 uma elinda kuze kube yiminyaka engu-70 kuya kwezinzuzo zokufaka isicelo. Lokhu akusho ukuthi owesifazane kufanele ayeke ukusebenza noma aphile ngaphandle. Abesifazane bangathinta ezinye izinhlobo zabo zokulondolozwa, ukuguqula izimali zokubolekwa kwemali, kanye nokutshalwa kwemali kwezimali kuze kube manje.
Sebenzisa lo wokubala umhlalaphansi othatha umhlalaphansi ukuthola ukuthi isikhathi esihle sokuthatha umhlalaphansi sini.