Ngini futhi kanjani Ukukhangisa Umgwaqo?
Kodwa, akusho ukuthi ukukhangisa akusulwa. Ngenkathi kunemithetho yokuthi i-ejensi ayikwazi ukuwaphula, ingawagoba ukuze enze iphuzu layo. Ngokuvamile, bawagoba kakhulu.
Futhi-ke kukhona amacala lapho amanye ama-ejensi, noma amabhizinisi, ephula ngokucacile umthetho ngamacimu afana ne- "Bait 'n' Switch" noma ukukhangisa amanga.
Ukungahambisani nomthetho ngokungekho emthethweni. Uyini umehluko?
Ngezinye izikhathi, ukukhangisa kungaba kokubili. Isibonelo, lokhu okushiwo ngenhla "U-Bait 'n' Switch" ukukhwabanisa akuyona nje indlela yokuziphatha kodwa kungenziwa ngokungemthetho. Uma umkhangisi noma ibhizinisi esebenzisa lo mkhuba, baphula umthetho futhi bangabhekana nemiphumela ebuhlungu.
Kodwa kuthiwani ngokukhangisa okungekho emthethweni? Yebo, ukungabi namasiko kusho ukungahambisani nemithetho efanele yokuziphatha embonini, futhi ulahlekelwa izimiso zokuziphatha. Ekuphileni kwansuku zonke, izibonelo zalokhu zihlanganisa, kepha ngokuqinisekile akukhawulelwe ku:
- Ukukhohlisa oshade naye ngemali noma into
- Ukuthatha isikweletu emsebenzini emsebenzini ongawenziwanga
- Ukwandisa amakhono okuqhubekayo ukuze uthole umsebenzi
- Ukuhleka ngamanga ngomngane noma ilungu lomndeni
Nakuba lezi zingezona izibonelo zokuziphatha okuhle, awuphuli ngempela imithetho lapha.
Uvele uphumule ikhodi yakho yokuziphatha ukuze uthole lokho okufunayo.
Okufanayo kungaba ngebhizinisi. Isibonelo, udokotela noma wamazinyo okuthandana nesiguli akahambisani nomthetho, kodwa nakanjani kubhekwa njengokungabi namasiko. Noma, uma inkampani ibuza umsebenzi okhokhelwayo ukuthi asebenze isikhathi esingaphezu kwamahora angu-40 ngesonto ngesonto, emshiywe ekhathele futhi egxilile kakhulu, lokho akuyona indlela yokuziphatha.
Ngakho-ke, manje njengoba sesisungule lapho kukhishwe khona umugqa, nansi ezinye izibonelo zendlela abakhangisi, abathengisi, namabhizinisi abahamba ngayo lo mkhakha omuhle wokuziphatha okungekho emthethweni, kodwa okungekho emthethweni.
Noma yisiphi isikhangiso sokukhokha "Cash Advance" noma "Payday"
Ake sicacise ngempela lapha. Amafemu alandela lezi mboleko awaphuli imithetho. Noma kunjalo, ukukhangisa kwabo kubandakanya abantu abadinga imali kakhulu ukukhokhela ukudla, izikweletu, nokunye okudingekayo kokuthenga okubalulekile. Imali engenayo yonyaka yesikweletu somthengi we-payday ejwayelekile ingaphansi kuka-$ 23,000.
Lezi mboleko ziwuhlobo olusemthethweni lwe-"loan sharking," olunikeza imali esheshayo futhi elula kodwa efihla amanani entengo ephezulu angenakho ukunyathelisa emncintiswaneni omncane wezomthetho ngaphansi kweskhangiso. Kuphakeme kangakanani? Imalimboleko ejwayelekile yokukhokhela inkokhelo ifika ngesilinganiso senzalo phakathi kwamaphesenti angu-391 no-521. Yebo, ngeke ubone lokho okukhangisiwe ngokuvelele. Futhi lokho kokubili kuyisimangaliso nokuziphatha ngokweqile.
Iningi lokukhangisa kwezombangazwe
Futhi, izikhangiso zezombusazwe aziphuli imithetho. Yebo, akekho ongashushiswa noma kunjalo. Kodwa izikhangiso eziningi zezombusazwe zibizwa ngokuthi "izikhangiso zokuhlaselwa," futhi zidweba isithombe esibi kakhulu sezombangazwe ophikisayo. Lezi zikhangiso zenzelwe ukwesaba abantu ukuthi bavotele isombusazwe obhekene nesilengiso, okwenza kubonakale sengathi umhlaba wonke uzophela uma ukhetha umuntu ongalungile.
Yiqiniso, akukho lutho olungaqhubeka luvela eqinisweni. E-USA, amaqembu ezombangazwe aphikisanayo ahlukaniswe yizinkinga zomshado (umshado wesilisa omncane, ukukhipha isisu, amalungelo esibhamu), kodwa uma kuziwa ezindabeni ezithinta ngempela ukusebenza kwezwe, zisesimeni esifanayo kakhulu. Ngokudabukisayo, lokhu akunakwenzeka ukushintsha noma kunini ngokushesha. Ukuhlaselwa kwezikhangiso, ngenkathi kungenzi kahle, kuboniswe ukuthi kusebenza njalo. Ngempela, abantu abaningi abavote ukhetho lokugcina bathi abavotanga ngempela uDonald Trump, babengafuni nje ukuthi uHillary Clinton abe namandla. Kwakuyi-anti-ivoti, esekelwe uchungechunge lwezikhangiso ezinamandla zokuhlasela eziqhutshwa umkhankaso weTrump.
Noma yini Ekhuthaza Ukuziphatha Okungekho Emihle
Into ebuye ibuyele emgqeni ukugqugquzelwa kokuziphatha okungcolile noma okungekho emthethweni. Isibonelo sakamuva salokhu yisikhangiso seReebok esasijabule kakhulu ukukhuthaza ukungathembeki.
Isihloko esithi "Ukukopela intombazane yakho, hhayi ekusebenzeni kwakho." Kungase kube lula ukufunda ukuthi "Ukuzivocavoca kufana nentombazane - awukhohlisi kuso." Kodwa i-ad ejensi kanye noReebok bacabanga ukuthi enye indlela yayiyi-edgier. Mhlawumbe, kodwa futhi akuyona indlela yokuziphatha. Ungafaka kulolu hlu okulandelayo: ukushayela okuyingozi, ukuphuza ngokweqile, ukuziphatha okungavumelekile noma okuphikisana nomphakathi; ukuhlukumeza izilwane; ukunganaki izingane.
Ukusebenzisa Ukwesaba Njengomgqugquzeli
Izwi elidala "uma liphuma, liholela" alisebenzisi kuphela kwi-journalism. Ama-ejenti wokukhangisa namakhasimende athanda amaqhinga wokwesaba. Kodwa, ukuwasebenzisa ngaphandle kokulungiswa okulungile akuyona indlela yokuziphatha. Uma uzama ukugqugquzela into ezosindisa izimpilo, njengokulwa nokuphuza nokushayela, ukulwa nokuqeda, izingozi zodlame lwasekhaya, ukubhema ukubhema, noma yini enye eyokwenza kahle umphakathi, khona-ke ukwesaba kulungile.
Noma kunjalo, ezinye izinhlangano zisebenzisa ukwesaba kuzo zonke izindawo ezingalungile. Isibonelo, ukutshela abantu ukuthi impilo yabo iyodabukisa kangakanani uma bengenayo uhlobo oluthile lomshuwalense. Noma, hinting ukuthi ngaphandle kwaloluhlobo lwe-alamu empilweni yakho, uzohlushwa futhi ubulawe ekuhlaselweni kwekhaya. Akufanele ukwesabise abantu ukuthi bathenge noma yini; ukusebenzisa ukwesaba okungenabulungisa kuyinto ephikisayo nje.
Izimangalo ezidukisayo
Ekugcineni, sifika ekugqibeleni okukhulu kweqiniso . Khumbula lapho i-KFC inquma ukuziphindisela ngokwakho njengeCuisine Fresh Chicken, ngoba ukudla okuthosiwe kwakunguDeveli? Akugcini nje ukudukisa abantu, ngokuyinhloko kukhuthazwa inkukhu ethosiwe njengendlela yokudla okunempilo okumele idle. Ini?! Sonke siyazi ukuthi i-KFC iyini, futhi akuyona ukudla kwezempilo. Uma kunoma yikuphi ukukhangisa kwenza izinsolo ezivele zidukise ngokuphelele umphakathi, ngakho-ke akuyona into ehlelekile. Yiqiniso, kukhona futhi umugqa ophakathi kokudukisa, nokwedlulisa ubuqili. Akekho owake wakucabangela ukuthi uma uphambanisa izingalo zakho nge-deodorant uzoxoshwa emgwaqweni ngamanothi amaningi kaVictoria's Secret. Kodwa-ke, uma uthi i-deodorant yakho izokugcina uhlanzekile futhi uyomile isonto, uma empeleni isebenza kuphela ngosuku, lokho akukona kuphela ukudukisa kodwa kungenzeka ukuthi icala lesenzo lesigaba ekwenzeni.