Lungela Ukuvuselelwa Kwamuva Kwezokuhlalisana Komphakathi kanye nokubuyekezwa kwemithi
Okhetho lukaMongameli bonke bebekhuluma ngemibono yabo ekushintsheni kwenqubomgomo ye-US Social Security Administration - kuyisihloko esithandwayo namuhla. Kodwa lokho abanye abantu abangaqapheli ukuthi kukhona kakade izinguquko eziningana nezithuthukisayo ezenzekayo, eziningi zazo zizoqala ukusebenza ngo-2016. Ezinye zalezi zinguquko zizobathinta abahlala emakhaya manje, kanti abanye bangase bangasebenzi noma ubani baze bafike eminyakeni yobudala, kodwa kuhle ukwazi labo abacabanga ngokuthatha umhlalaphansi.
Nansi i-rundown.
Ngo-2016, ayikho izindleko ezihleliwe zokukhulisa izinzuzo zezenhlalakahle zokuphepha kwezenhlalakahle
Lesi yisikhathi sesithathu kusukela izindleko ezizenzekelayo zokulungiswa kokusebenza zaqala ukusebenza ngo-1975 ukuthi akuzange kube nokwehla kwamandla emali okwenyuka ukunikeza ukwanda kwezinzuzo. Izikhathi zokugcina lokhu kwenzeka ngo-2010 nango-2011, kodwa ngo-2015 bekukhona izindleko zokuphila ezibalelwa kumaphesenti angu-1.7.
Umkhawulo wokuhola uzohlala ufanelwe nabamukeli bezenhlalakahle
Abantu abaneminyaka engama-65 abasebenza futhi bathola izinzuzo bangakwazi ukuthola imali engu-$ 15,720 ngonyaka ngaphandle kokuhlawuliswa, futhi labo abangama-66 nangaphezulu bangathola imali engaba ngu-$ 41,880 - okusho ukuthi kungaba yisikhathi sokuqala ibhizinisi elincane noma umsebenzi wesikhashana.
Kanye nomkhawulo wokuthola imali uhlale ufana, inani eliphezulu lemali engenayo abahola kumele bakhokhe intela yezokuphepha kwezenhlalakahle ngu-$ 118,500. Imali engaphezulu kwalokhu ayitholakali intela yokukhokha kwezenhlalakahle, kodwa abakhokhi abakhulu bangalindela ukukhokha intela yentela kanye nezinhlelo zokulondoloza umhlalaphansi.
Ngonyaka we-2016, inzuzo engcono kakhulu inciphisa yi-$ 24 kusukela ngonyaka odlule
Lesi sibalo somuntu oneminyaka engu-66 ubudala osebenzayo obhalisa izinzuzo zomhlalaphansi wezenhlalakahle ngo-2016. Ngonyaka odlule, kwakukhona izindleko zokulungiswa kwenkomba yokuphila ku-$ 2,663, kodwa ngo-2016 lokhu kungu-$ 2,639 ngoba akukho ukulungiswa kulo nyaka.
Uhlelo lokusebenza oluvinjelwe luqedwa
Njengamanje, uma umuntu efaneleka kokubili umhlomulo womshado kanye nomhlomulo wokuthatha umhlalaphansi (ngokusekelwe kwirekhodi lomsebenzi), bangakhetha kuphela umhlomulo womshado uma befika eminyakeni yobudala yokuthatha umhlalaphansi, beqoqa ngezinga eliphakeme kamuva. Manje, kuphela labo abazalwa ngo-1/1/54 noma ngaphambili abangasebenzisa lolu khetho. Abantu abasha bayothola inani elikhulu ngokuzenzekelayo.
Abathola izibonelelo zokukhubazeka kwezinhlalakahle ngeke babone ukunciphisa okuhleliwe ngo-2016
Lezi zindaba ezimnandi njengoba izinto zibukeka zibukeka lapho i-Social Security Administration yamemezela ukuthi lesi sikhwama siphelelwa yikota yesine ka-2016. Umthetho omusha wokukhokhelwa kwemali ukhombisa imali kusukela esikhwameni sase-Old Age kanye nabasindile esikhungweni se-Disability Insurance Trust Fund, ukuze ukuvikela abantu ekulahlekelweni izinzuzo zabo.
Izindleko ze-Medicare Part B premium ziyahla
Ngonyaka odlule, abahlomulo beMedare babheka amaphesenti angu-50 noma ngaphezulu ukuhamba ngezinyathelo zemishanguzo ye-Medicare B yomshwalense wabo wezokwelapha kulo nyaka. Lokhu kuzobe kuthinte abantu abangaba yizigidi ezingu-17. Izindaba ezinhle ukuthi amaphrimiyamu e-Medicare Part B kulindeleke ukuthi abe ngu-104.90 kuya ku-119 ngenyanga (esikhundleni se-$ 159.30) nokuthi kukhona imali encane e-$ 3 ekhokha imali ebolekwa uhulumeni ku-Medicare.
I-deductible yonyaka izoba ngu-$ 166 we-Medicare Part B ababhalisa ngo-2016.
Ochwepheshe bacebisa ukuthi noma ubani osondelene neminyaka yobudala kufanele asebenzise ngokunakekelwa kwalokhu kugcinwa kwezindleko ngonyaka ozayo ngokubhalisa ngokushesha ngangokunokwenzeka ngonyaka. Kungenzeka ukuthi uqhubeke usebenza ngenkathi uthola inzuzo yenyanga, uthola ukufinyelela kwezinzuzo zemithi yezokwelapha kanye neyomuthi, nokwakha imali yokugcina umhlalaphansi ngesikhathi esifanayo.