Ingabe Ingcebo Engaphezu Kokucabanga Okungaphezu Kwezenzo?
Ochwepheshe abaningi bezezimali bayavuma ukuthi ukuhlelwa kwesabelomali kanye nokuphathwa kwemali akukhona ngamaqhinga. Kuyinkinga yengqondo. Ngamanye amazwi, amasu namathiphu abaluleke kakhulu kunezinguquko zomqondo jikelele umuntu okudingeka azenze ukuze aphathe kahle izimali zakhe.
Yilokho okushiwo le ncwadi nguSteve Siebold, ukuthi abantu abacebile bacabanga kanjani . Wathatha iminyaka engu-26 ukuxoxa nabanye abantu abacebile kakhulu emhlabeni ukubhala le ncwadi.
Isiphetho sakhe: ukuceba, kwadingeka acabange njengomuntu ocebile. Ngenkathi ungase ungafisi ukuba "ucebile," kodwa kufanele ufune ukuba ngcono ekulawuleni imali yakho. Leli bhuku linikeza ukuqonda ekushintsheni kwengqondo okungakusiza ukufezekisa lokhu.
Phuma ku-Broke Mindset
Eminyakeni engu-25 yokuqala yokuphila kwakhe, uSiebold wacabanga ngemali ngendlela abantu abaningi abayenza ngayo. Uthi uma eshintsha indlela ayecabanga ngemali, yaqala ukugeleza kuye. Ngenkathi lokhu kungahle kwenzeke noma kungabi yiqiniso, eminye imininingwane yakhe iyathandeka futhi kufanelekile ukuyihlola.
Isahluko ngasinye encwadini yakhe (kunezinkulungwane ezingu-100) sigcizelela umehluko phakathi kwendlela abantu abaningi abaphakathi ngayo bacabanga ngemali ngokulandela indlela abacebile bacabanga ngayo ngemali. Isibonelo, ngokusho kukaSiebold:
- Isigaba esiphakathi sigxile ekusindiseni imali. Abacebile bagxila ekuzuzeni.
- Isigaba esiphakathi sikholelwa ukuthi imali iyinkimbinkimbi. Abacebile bakholelwa ukuthi kulula.
- Isigaba esiphakathi sikholelwa ukuthi abantu abacebile bayinkohlakalo. Abacebile bakholelwa ukuthi abantu abacebile baqhutshwa.
- Isigaba esiphakathi sikhathazeka ngemali. Iphupho elicebile mayelana nalo.
- Isigaba esiphakathi sikholelwa ukuthi ukuthola umsebenzi kuyindlela ephephile kakhulu yokuthola imali. Abacebile bakholelwa ukuba ngumculi ovelele kuyindlela ephephile yokuyizuza.
- Isigaba esiphakathi sicabanga ngokuchitha. Abacebile bacabanga ngokutshala izimali.
- Isigaba esiphakathi sikholelwa ukuthi ingcebo ivela emfundweni esemthethweni. Abacebile bakholelwa ukuthi kubangelwa ukuba yingcweti.
- Isigaba esiphakathi sicabanga ukuthi imali iphathelene nokuthola izinto. Abacebile bacabanga ukuthi inkululeko.
- Isigaba esiphakathi sicabanga ukuthi abacebile kufanele basekele abampofu. Abacebile bakholelwa ekuziphatheni kwabo.
- Isigaba esiphakathi asiqondi kahle ukuxhumana phakathi kwemali nempilo. Abacebileyo bazi imali bangasindisa impilo yakho.
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Lezi zibonelo kanye nokunye okuningi kuhlanganiswe ezahlukweni ezimbili kuya kwamatsatfu ubude. Isahluko ngasinye siqala ngesibonelo esifana nalawo angenhla. Izibonelo zilandelwa yikhasi noma ezimbili ezichaza ngalombono. Isahluko ngasinye siphelela ngesicatshulwa esidumile, isisetshenziswa esikhombisayo lapho abantu bengaya khona ukuze bafunde kabanzi ngalelo phuzu, umbuzo obalulekile wokucabanga, nesinyathelo sokuthatha isinyathelo.
Ngokusobala, umbono kaSiebold awumele wonke izinhlobo zengcebo, futhi awubhekiseli bonke abantu abacebile. Kodwa-ke, kungase kukunikeze ukuqonda ukuthi abanye abantu bomcebo bazuza kanjani, bajabulele futhi bacabange ngemali. Kungenza futhi ube nethemba elincane kakhulu; ngemuva kwalokho, ngokusho kukaSiebold: "Abantu abakholelwa ezinsukwini zabo ezinhle kakhulu emva kwabo bavame ukuba abacebile, futhi bavame ukulwa nokungajabuli nokucindezeleka. Izigidi ezizenzayo zicebile ngoba zizimisele ukuzithengela ngokwazo futhi zifeze amaphupho abo, imigomo yabo , nemibono esikhathini esizayo esingaziwa. "