Umthethosivivinywa we-GI we-Montgomery wamaLungu wezindawo ezikhethiwe

I-Nell King / US Army

Izindaba ezinhle, ngokungafani ne- Active Duty Montgomery GI Bill (ADMGIB) , ukuba iqhaza kwi-Bill ye-Selective Reserves Montgomery GI Bill (SRMGIB), ongenakho ukukhokhelwa kwehle ngo-$ 100 ngenyanga ngezinyanga eziyishumi nambili zokuqala. Futhi, umuntu angaqala ukusebenzisa izinzuzo ngokushesha ngemuva kwe-IADT ( Initial Active Duty for Training ), okuvame ukuthi kusho ngemuva kokuqeda ukuqeqeshwa okuyisisekelo nesikole sokuqeqeshwa komsebenzi wezempi.

Izindaba ezimbi ukuthi i-SRMGIB ikhokha kakhulu, okungenani ngaphansi kwezinzuzo zemfundo. I-SRMGIB ikhokhela inani lezinzuzo zemfundo eziyizigidi ezingu-11,844, uma kuqhathaniswa nezinzuzo eziphelele ezingaphezu kwamaRandi 47,000 ohlelweni lomsebenzi osebenzayo.

Njenge-ADMGIB, i-SRMGIB ayiphethwe yizinsizakalo ngabanye. Uhlelo lulawulwa yi-Veterans Administration (VA), ngaphansi kwemithetho eyenziwe yiCongress. Lolu hlelo luqondene namalungu e-Selected Reserve of the Army, Navy, Air Force , Marine Corps , nase-Coast Guard, ne-Army and Air National Guard. "Izindawo ezikhethiwe" kusho labo bantu abamba okungenani ngesonto elilodwa ngenyanga, namaviki amabili ngonyaka (ngakho-ke, akubandakanyi "izindawo zokugcina ezingasebenzi," ezingaboni).

Ukufaneleka

Ufanelekile ku-SRMGIB uma uhlangabezana nezidingo ezilandelayo:

Izithibelo

Inqolobane yakho noma i-Guard yakho yenza izinqumo mayelana nokufaneleka kwakho. I-VA ayinalo igunya ngaphansi komthetho ukwenza noma ukuguqula ukufaneleka kokunqunywa. Uma isimo sakho sokufaneleka silungisiwe, i-VA izokhokha izinzuzo ngezikhathi lapho ufanelekile.

Ukuphelelwa yisikhathi kweziNzuzo

I-SRMGIB isetshenziselwe ukuphelelwa yisikhathi eminyakeni engu-14 emva kokuba umuntu afaneleke, noma uma ekhishwa e-Reserved Reserves, noma yikuphi okwenzeka kuqala.

Noma kunjalo, lokhu kushintshwe nguMthetho we-FY 2008 Wokugunyazwa Kwezokuvikela. Izinzuzo ze-MGIB manje seziphelelwa yisikhathi eminyakeni engu-10 ngemuva kokukhishwa okuhloniphekile ku-Reserved Reserves.

Qaphela: I-Congress yenza ukuthuthukiswa okuphawulekayo kuMthethosivivinywa we-GI wamalungu ezempi ( umsebenzi osebenzayo , i-Guard, ne-Reserves) nge-post ye-9/11 yokusebenza komsebenzi osebenzayo. Ukuze uthole imininingwane, bheka isihloko, i- Congress Revamps GI Bill .

Amanani

I-VA isebenzisa igama elithi "ilungelo" lokusho izinombolo zezinzuzo ongazithola. Ngaphansi kwe-ADMGIB, omunye unelungelo lezinyanga ezingu-36 ezifanele izinzuzo zesikhathi esigcwele. Ngakho-ke, ukuze uthole ilungelo eliphakeme, omunye uthatha inkokhelo enkulu ngenyanga futhi uyayandisa ngo-36.

Izindleko ezingenhla zizokhokhwa kuze kube yilapho inzuzo yakho yonke ($ 11,844) isetshenziswa.

Ngamanye amazwi, abafundi besikhathi esigcwele bayothola 329.00 ngenyanga ngezinyanga ezingu-36, abafundi be-1/2 bayothola u-$ 246.00 ngenyanga ngezinyanga ezingu-72, njll.

Isikhathi esigcwele ngokuvamile kusho ukuthatha okungenani amahora angu-12 esikweletu esikhathini noma amahora amahora angu-24 ngesonto. Isikhathi 3/4 ngokuvamile kusho ukuthatha okungenani amahora angu-9 esikweletu esikhathini noma amahora amahora angu-18 ngesonto. Isikhathi sesikhathi ngokuvamile sisho ukuthatha okungenani amahora ayisithupha esikweletu esikhathini noma amahora amahora angu-12 ngesonto.

Ngezinhlelo ezivunyelwe ezikoleni zasekolishi nasezifundweni noma zobuchwepheshe, izinkokhelo eziyisisekelo zikhokhwa nyangazonke futhi amazinga asekelwe esikhathini sakho sokuqeqesha. Ukuqeqeshwa okusemsebenzini (OJT) kanye nezinhlelo zokufunda , amazinga akhokhwa nyanga zonke futhi usekelwe esikhathini sakho esimisweni. Amanani akho e-MGIB ancipha njengoba inkokhelo yakho ikhuphuka ngokwemigomo yemali evunyelwe. Ngezifundo zokuxhumana, uthola u-55% wezindleko ezivunyelwe zenkambo.

Ngokuqeqeshwa kwezindiza, uthola ama-60% wezindleko ezivunyelwe zenkambo. Izindleko eziyisisekelo zamanyanga zenyanga zikhuphuka ngo-Okthoba 1 njalo ngonyaka ngenyuka ye-Consumer Price Index (CPI). Bangase bakhule ngezikhathi ezithile ngesenzo seCongress.

Ikhuphuka Ngaphezulu Kwalezi Amanani

Uma useyunithi elibucayi noma unekhono lomsebenzi obalulekile, ungase ube nelungelo lemali eyengeziwe, eyaziwa ngokuthi "ukukhahlela." I-"kicker," iyinani lemali eyengeziwe eyandisa inzuzo yakho yansuku zonke ye-MGIB futhi ihlanganiswe nokukhokha kwakho kwe-VA.

Isibonelo. Ake sithi unayo i-SRMGIB ne "kicker" ye $ 5,000. Imisebenzi yakho yonke yemfundo yi-SRMGIB ($ 11,844), kanye ne "kicker" ($ 5,000), noma inani elilodwa lamaRandi 16,844. Hlukanisa leyo nombolo ngo-36 futhi uthola izinzuzo zemfundo yesikhathi esigcwele engu- $ 467.88, ngenyanga, izinyanga ezingu-36. Lokhu kungakanani ongayithola uma uye esikoleni isikhathi esigcwele ngenkathi ku-Reserved Reserves.

Ukuguqula uMthethosivivinywa we-GI osebenzayo

Uma usebenze ngaphansi kweSitifiketi se-US US futhi usebenze emsebenzini oqhubekayo izinyanga ezingu-24, manje usungakwazi ukuhlomula ngezinzuzo ze-ADMGIB (Bheka isihloko esilandelayo ). Ukuze ufaneleke, kufanele:

Izinzuzo Eziningi

Ungase ufanelekele inzuzo engaphezulu kweyodwa ye-VA yemfundo . Uma kunjalo, kufanele ukhethe ukuthi iyiphi inzuzo oyothola. Awukwazi ukuthola inkokhelo ngenzuzo engaphezu kweyodwa ngesikhathi. Ezinye izinzuzo ziyi:

QAPHELA: Awukwazi ukusebenzisa isikhathi esifanayo senkonzo ukuthola ukufaneleka kokubili i-SRMGIB ne-ADMGIB.

Izinzuzo ezinkulu

Ungathola izinyanga ezingu-48 zezinzuzo ezingaphansi kohlelo olulodwa lwezemfundo lwe-VA. Isibonelo, uma usebenzisa izinyanga ezingu-30 zezinzuzo ngaphansi kwe-ADMGIB futhi ufanelekile ku-SRMGIB, ungaba nezinyanga ezingu-18 zokufaneleka.

Ukuqeqeshwa Okugunyaziwe

Ungathola izinzuzo zokuqeqeshwa okuhlukahlukene, kuhlanganise:

Ukuqapha: I-ejenti likahulumeni noma i-VA kufanele ivume uhlelo olunikezwa isikole noma inkampani.

Imingcele Yokuqeqesha

Ngeke uthole izinzuzo zezifundo ezilandelayo:

Ezinye izivimbelo

Ukulungiswa, Ukwehluleka noma Ukuqeqeshwa Ukuvuselela

Ungase ufanelekele izinzuzo zokwenza izixazululo, ukwehluleka, nokuvuselela. Ungathola izinzuzo zokulungisa noma ukulahlekelwa izifundo uma udinga ukuba zikusize ekunqobeni ubuthakathaka endaweni ethile yokutadisha. Izifundo kumele zidingeke ohlelweni lwakho lwemfundo.

Ukuqeqeshwa okuqabulayo kungenxa yentuthuko yezobuchwepheshe ezenzeke emkhakheni wokuqashwa. Itholakala kuphela uma ususebenza emsebenzini. Ukuthuthukiswa kwezobuchwepheshe kufanele kwenzeke ngenkathi ususebenza emsebenzini noma emva kokuhlukana kwakho. I-VA kumele ikhokhise amalungelo okulezi zifundo.

Usizo Lokufundisa

Ungathola isabelo esikhethekile sokufundiswa ngabanye uma uqeqesha esikoleni ngesikhathi esisodwa noma ngaphezulu. Ukuze ufaneleke, kufanele ube nobuthakathaka esifundweni, okwenza kube khona ukufundisa okudingekayo. Isikole kumele siqinisekise iziqu zomfundisi kanye namahora wokufundisa.

Uma kufanelekile, ungathola inkokhelo enkulu ngenyanga ngenyanga ka $ 100. Inzuzo ephelele yenani liyi-$ 1,200. I-VA ngeke ikukhokhise ilungelo lokuthola usizo lokuqala lokufunda ngo-$ 600. Ukuze uthole izinkokhelo ezingaphezu kuka-$ 600, bafaka icala lakho lokukhokha ngokuhlukanisa inani abakhokhelwayo ngezinga lakho lesikhathi esigcwele sokufunda.

Izinzuzo Zokufunda Umsebenzi

Ungase ufanelekele isabelo esengeziwe ngaphansi kohlelo lokutadisha umsebenzi. Ngaphansi kohlelo lokutadisha umsebenzi, usebenzela i-VA futhi uthola umholo wehora. Ungase wenze umsebenzi wokufinyelela ngaphansi kokuqondiswa komsebenzi we-VA, ulungiselele futhi usebenze amaphepha e-VA, usebenze esikhungweni sezokwelapha se-VA, noma eminye imisebenzi evunyelwe.

Kumele uqeqeqe ekota lesithathu noma isilinganiso sesikhathi esigcwele. Inombolo enkulu yamahora ongasebenza ngayo izikhathi ezingu-25 inani lamasonto ngesikhathi sakho sokubhalisa. Izinkokhelo zizobe zisezingeni eliphansi le-Federal noma State, noma yikuphi okukhulu.

Ukushintsha Izinhlelo

Ungathola izinzuzo zenguquko eyodwa yohlelo ngaphandle kwe-VA imvume yokushintsha uma ukuhamba kwakho, ukuziphatha, kanye nenqubekela phambili ohlelweni lokugcina kwakunelisekile. I-VA ingavuma izinguquko ezengeziwe uma izinhlelo ezihlongozwayo zifanelekile emakhono akho, amakhono, kanye nezithakazelo. I-VA ngeke ikhokhise "ushintsho lwehlelo" uma ubhalisa ohlelweni olusha uma ugcwalise ngempumelelo uhlelo lwakho lokugcina.

Intuthuko Enganelisekile

Uma usuqala ukuthola izinzuzo, kufanele ugcine ukuhlanganyela okugculisayo, ukuziphatha nokuthuthuka. Uma ungahlangabezani namazinga esikoleni sakho, isikhulu sokuqinisekisa kumele, ngokomthetho, sazise i-VA. I-VA, ngokomthetho, kumele imise izinzuzo zakho uma isikole sibika ukungena, ukungena, noma ukuqhubeka.

I-VA ingabuye ibuyele izinzuzo uma uphinde ungenele uhlelo olufanayo esikoleni esifanayo, futhi isikole sakho sivumela ukubuyela kwakho futhi siqiniseke ku-VA. Uma ungaphindi ufake uhlelo olufanayo esikoleni esifanayo, bangase baqale kabusha izinzuzo uma imbangela yokungena kwakho okungathandeki, ukuziphatha, noma intuthuko isusiwe. I-VA nayo kumele ithole ukuthi uhlelo ohlose ukuyithatha lufanelekile emakhono akho, amakhono, kanye nezithakazelo.

Ukuhambisa isicelo sezinzuzo

Ungathola futhi uthumele isicelo (VA Ifomu 22-1990) ngezindlela eziningana:

Ukufaka isicelo sezinzuzo

Uma unqume ohlelweni ofuna ukuyithatha, landela lezi zinyathelo ukufaka izinzuzo:

Okokuqala, hlola isikhulu sezikole noma esikoleni sokuqeqeshwa esiqinisekisa ukuthi ukubhaliswa kwe-VA kunenzuzo. Esikoleni, lesi sikhulu singase sibe kwelinye lamahhovisi alandelayo: Usizo Lwezezimali, Abaqaphi Bombutho, Umbhalisi, Abakwa-Admissions, Ukululekwa, noma elinye ihhovisi. Ku-OJT noma ukufundela, isikhulu singase sibe ku-Training, Finance, Personnel, noma kwenye ihhovisi.

Qaphela: Isiphathimandla sokuqinisekisa akuyona umsebenzi we-VA.

Isikhulu singakutshela ukuthi uhlelo ofuna ukuyithatha luvunyelwe izinzuzo ze-VA. Uma lolu hlelo luvunyiwe, isikhulu kumele sithumele ulwazi lwakho lokubhalisa ku-VA. Okwesibili, gcwalisa iphakethe lesicelo se-VA izinzuzo bese uyithumela ehhovisi le-VA lesifunda.

Qaphela: Isiphathimandla sokuqinisekisa singakusiza ngalesi sinyathelo. Izakhiwo eziningi zizokuthumela iphakheji lesicelo, kuhlanganise nesicelo sakho nesitifiketi sokubhalisa kwakho. Kungumqondo omuhle ngoba ungagwema ukubambezeleka kokuthola izinzuzo zakho ziqale uma i-VA ithola konke okudingekayo ngesikhathi esisodwa. Iphakheji liqukethe: