Njengoba kwenziwa amasheya esitolo eNew York Stock Exchange, izikweletu zokukhiqiza ngokuvamile zilingana nomthamo wekhomishini ekhokhelwa iklayenti. Ngenxa yalesi sizathu, futhi ngenxa yokuthi ukuhwebelana kokulingana okunjalo kwe-NYSE kwakhiwa ngokuyinhloko kokusakazwa kwemali (kanye nokukhishwa kwemali) okwenziwe ngabeluleki abaningi bezezimali, kwaba yindawo evamile ukuhlanganisa izikweletu zokukhiqiza nama-commissions ngokusetshenziswa okuvamile.
Izikweletu zokukhiqiza ngokuvamile zilingana, noma okungenani ngokulingana kakhulu, izindleko zokuthengisa ezihlanganisiwe ekuthengiseleni okunikeziwe okuqinisekisiwe. Lokhu kufaka phakathi, isibonelo:
Amakhomishini akhokhelwe iklayenti ngokuthengiselana lapho inkampani yokuhweba isebenza njenge-ejenti, noma iqhuba ukuhweba ngokushintshaniswa kwamasheya noma kwenye inkampani eyenza imakethe kulokho kuvikeleka. Uma kwenzeka amakhasimende akhokhela ngezimpahla , kunokuba amakhomishini athengiswe ngabanye, izikweletu zokukhiqiza ngokuvamile zizolingana nalezi zimali ezisekelwe kumpahla.
I-markup noma i-markdown eyakhokhwa iklayenti ngokuthengiselana lapho inkampani yokuhweba ibamba njengenhloko, igcwalisa umyalo kusuka ekuqoqweni kwezimfihlo ezithathayo nokuzilawula. Ukuthengwa kwamaklayenti nokuthengwa kwamaklayenti ngokuvamile kubalwa ngendlela efana namakhomishini okuthengiswa kwe-agency.
Kuthengisa ukuvunyelwa ezindabeni ezintsha zezimfihlo. Intengo yenkinga entsha yokulingana noma isikweletu ngokuvamile ihlanganisa ukuthengiswa kwezimpahla kanye nemali yokubhalisa ekhonjelwe ngaphezulu kwenani lemali elizokhipha umklomelo. Ukuthengiswa kwemali kudayiswa abantu abadayisayo (njengabeluleki bezezimali) ekutholeni abatshalizimali abazimisele ukuthenga kule nkinga. Imali yokubhalisa phansi inxephezela abanini bezimali zokutshala izimali kanye nabanamasheya abathumelayo abakha isamba, futhi ngubani ongase abe nengozi ethile uma engathengisi ngentengo echazwe.
Amashaji wokuthengisa afakiwe emithethweni yezimali zomphakathi. Ezinye izimali zethengiselwano zithengiswa ngamacala okuthengisa okucacile ukuthi iklayenti ingazibona kalula, kanti ezinye azikho. Esikhundleni sezimali zomphakathi, ukukhokhiswa kwezindleko ngokuvamile sekubizwa ngokuthi imithwalo yokuthengisa. Kusukela ngawo-1980, izinkampani zesikhwama sokubambisana zilokhu ziphendukela emithwalweni ebizwa nge-back end ekhokhwa iklayenti ngesikhathi sokuthengisa, kunokuba ngesikhathi sokuthenga. Kukhona futhi okuthiwa yizikhwama zokulayisha ezingeni lapho inkokhelo yokuthengisa (evame ukubizwa ngokuthi imali engu-12b1, ngemuva komthetho owuvumelekile) ifakwe emalini yokusebenza wonyaka wesikhwama. Lezi zinhlelo zenzelwe ukuvimbela ukuthandwa kwezimali ezingekho kwempahla ezithengiswa ngokuqondile kumtshali-zimali yenkampani ye-mutual fund, kunokuba kusetshenziswe amafemu okudayiswa kwamasheya nabathengisi njengabeluleki bezezimali.
Ngokufaka imithwalo yokugcina ekugcineni (imithwalo yendabuko ehlolwe ngesikhathi sokuthengisa) ngemithwalo yokulibaziseka, izimali ezihlanganyelwe nezindleko zokuthengisa zithole indlela yokunqoba ukumelana nokutshala izimali.
Amanye amaKhredithi okuKhredithi okuKhiqiza: Izikweletu zokukhiqiza nazo zingahle zinikezwe ngomsebenzi ongewona owenziwe ngumeluleki wezezimali, njengokuthi uthinte iklayenti ukuba ibe nesimiso semali esihleliwe esilungiswe yi-firm.
I-Flavor of the Month: Amafemu avame ukuba namashayela okukhangisa ahlukile kusukela ngenyanga kuya enyangeni, okuyiziphi izikweletu zokukhiqiza ezengeziwe, ngenhla nangaphezulu kwalokho okujwayelekile, zinikezwa ukubamba iqhaza. Imikhankaso enjalo ivame ukubizwa ngokuthi "ukunambitheka kwenyanga," okunye okuthintekayo, ngoba abeluleki bezezimali abavame ukubona noma yikuphi ukubaluleka kwesikhathi eside ekubambeni iqhaza, kodwa bayokwenzela ukwandisa isinxephezelo sabo.
Uma kwenzeka amafemu asebenza njengabenzi bemakethe, angase afake amakhredithi okukhiqiza ibhonasi ukuze akhuthaze ukuthengiswa kwemfihlo ethile ebebeyibophezele ngayo yokusungula ngokweqile.
Futhi ebizwa ngokuthi: Amakhomishini
Okunye okuphenywayo: ama-PC
Izibonelo: Umeluleki wezezimali uthole ama-Credits angu-250 wokukhiqiza kulo msebenzi.