Funda ukuthi ungayifaka kanjani imigomo yokuqashisa yokuthengisa engalungile

Indlela Yokugwema Izivumelwano Ezifisa Umnikazi Wendawo

Ukubhalisa ukuqashiswa kwezebhizinisi kuyisibopho esikhulu sezimali. Uma uhlezi umninikhaya wakho angafika emva kwakho noma ibhizinisi lakho ukuze ukhokhele ukuqasha.

Kuyinto ebaluleke kakhulu ukuthi ubhalisele kuphela ukuqashisa ngemigomo oyiqondayo. Uma ungaqiniseki ngamazwi angokomthetho esivumelwaneni sokuqashisa kwezomnotho kufanelekile ukuba nommeli abukeze ngawo ngaphambi kokuba usayine noma yini. Nazi ezimbalwa izixwayiso "ezibomvu" ezikusiza ekuboneni ukuthi kungenzeka ukuthi uzokwenzela imali yokuqashisa.

Ukuqasha Iminyaka Engaphezu Kwengu-2

Ukubambelela ngokuqashisa isikhathi eside kuyisimo esibi kakhulu kubo bonke abanikazi bamabhizinisi amancane. Uma udinga ukuphula isivumelwano sokuqashisa nganoma yisiphi isizathu uzodingeka uqhubeke ukhokha ekuqashiselweni kuze kube yilapho umninikhaya angaqasha isikhala komunye umuntu. Njengoba uzinikezele ngokwezimali ngokweqile isikhathi sokuqashisa umninikhaya unesizathu esincane sokuthi uzame ukuthola enye indawo.

Ngesikhathi slumnotho, abanikazi bezindlu bafuna ukuqasha isikhala futhi bangase bazame ukukuphoqelela ekuzibophezelekeni kokuqashiswa kweminyaka emi-3 kuya kwengu-5. Ungenzi. Unyaka owodwa ukuqashisa nge-clause yokuvuselela okuhle kungcono ngezikhathi ezingaqiniseki. Kodwa uma umninikhaya wakho engazange athathe umqashi wonyaka owodwa futhi ufuna ngempela isikhala, hamba ukuqashisa iminyaka emibili - kodwa ungaze ube yisikhathi eside. Uma usuzinike isikhathi eside, ukwandisa ngokwengeziwe ibhizinisi lakho uma liphuma liqasha isikhala noma uma udinga ukushintsha izindawo nganoma yisiphi isizathu.

Izigatshana zokuvuselela ukuqeda isikhathi eside

Qaphela ukuqasha okukudingayo ukuthi uzinikele ekuvuseleleni iminyaka engaphezu kwemibili ngesikhathi. Ngaphandle kokuba usuvele uzimele ucebile ungenzi. Ibhizinisi lakho lingakhula, ungathutha, noma udinga ukuhlehlisa. Ukuqashiswa kweminyaka yokuqala yonyaka owodwa nge-clause yokuvuselela iminyaka emihlanu akuyona into enhle kumqashi.

Uzophoqeleka ukuba uhambe unyaka noma uzibophezele ukuhlala esikhaleni isikhathi eside, isikhathi eside.

Ukuvuselela Amagama Ayingcolile Noma Ayikho Inketho Yokuvuselela

Ungalokothi ubhalise ukuqashisa okungakunikezi ithuba lokuvuselela ngaphandle uma ufuna ngempela isikhala okwesikhashana. Izinketho zokuvuselela kufanele zichaze ngokucacile ukuthi uzodinga isikhathi esingakanani ukuvuselela ukuqasha kanye nesilinganiso esiqondile sokwanda kwenkokhelo uma uvuselela.

Ukulahlekelwa Amalungelo Ezomthetho

Kwezinye izimo, isivumelwano sokuthi amaqhinga noma ukuphoqa ukuthi ulahle amalungelo athile angeke senzeke. Kodwa kungani uthatha ithuba? Ungayeki ilungelo lakho lokuthatha isinyathelo somthetho kumninikhaya.

"Ungangethemba"

Ungalokothi uthembele umninikhaya (noma u-agent wohlu) ocela ukuthi uthembele ekuthengiseni ngomlomo futhi "uthembele." Yonke imigomo yokuqashisa kwakho kufanele ibhalwe phansi. Lokhu kukuvikela wena nomninikhaya wakho. Umninikhaya othi "ungakhathazeki, ngihlale ngilungisa izinto" kodwa angifaki esivumelwaneni ukuthi unesibopho saso ngeke silungise noma yini enelisekile. Lokhu kubuye kube ngokoqobo ekuvuseleleni imigomo. Ungalokothi uthembele ezithembisweni zekusasa. Uma udinga izinketho zokuvuselela kufanele ukuthi zibhaliswe kuqashiso lokuqala. Lena ibhizinisi. Umnikazi wezindlu ongahambanga kahle izinto akuyona umuntu omuhle webhizinisi.

Ukuqashiswa okuThathu okuNtela

Uma umninikhaya wakho ekucela ukuthi ukhokhe intela, nezintela zakhe, umshuwalense wakhe, kanye nemali yakhe yokugcina, ungenzi. Lokhu kwaziwa ngokuthi yi-lease "ye- net triple " (NNN) futhi njalo bayayithanda umninikhaya.

Izimali ezingavamile nezingavinjelwe

Abanye abanikazi bezindlu bangase bazame ukudlula izindleko eziqondile zokugcinwa kwezindawo ezivamile (CAM) nokulungiswa kwabanikazi babo. Noma yiziphi izimali ze-CAM okudingayo ukukhokha kumele zifakwe kuphrofayli yakho. Akufanele neze ukhokhe izindleko "ngezikhathi ezithile" noma ukwanda kwezindleko "ezingalindelekile." Lokhu kuhlanganisa ukukhokha amaholo omninikhaya noma abasebenzi bokuphathwa kwempahla noma izimali zesikontrakta, ukulungiswa okukhulu noma ukulungiswa (akudingeki ukhokhele uphahla olwehla ngokuzumayo), noma ibhilikhithi lentela elingalindelekile lomninikhaya.