I-capital-start-up (esebenza njengemali esebenzayo) kufanele ihlanganise izindleko zebhizinisi okungenani unyaka owodwa noma kuze kube yilapho ibhizinisi lingakwazi ukukhiqiza imali eyanele yokuzigcina.
Imali yokusebenza iyadingeka kuwo wonke amabhizinisi amasha ukukhokhela amalayisensi nezinye izimali zomthetho, imishini yokuthenga, isikhala sokuqashisa, ukukhangisa kokuqala, amaholo, kanye nazo zonke ezinye izindleko ezidingeke zihlanganiswe kuze kube yilapho amabhange akho ebhizinisi azofihla futhi adlule zonke izindleko.
Izindlela Zokuvuselela Ukusebenza Ngenkampani Uma Ibhizinisi Lakho Lingenzi Imali Yokukhiqiza
Ngaphambi kokubheka izindlela zokuthola imali yokusebenza, qiniseka ukuthi uqala ukusika zonke izindleko ezikhona. Izindleko zakho eziphansi, imali encane yokusebenza oyodinga ukuyiphakamisa.
Imali yokusebenza ingabonakaliswa njengenombolo enhle noma engalungile kuye ngokuthi ingakanani isikweletu esithwala ibhizinisi. Ifomula yokubalwa kwemali esetshenziselwa ukubala imali ekhona yokusebenza yebhizinisi yilezi:
Impahla Yamanje - Amathente Amanje = I-Capital Capital
Uma uqhuba le fomula bese ufika nenombolo engalungile, udinga imali enkulu yokusebenza.
Ukuze unqume ukuthi ingakanani imali eyengeziwe yokusebenza oyidingayo ukuqala ngenombolo engalungile (ukuthi usuvele ukhona emgodini) futhi uyayandisa nge-1.5 engalungile. Le fomula yezimbalo ithatha ukwehluleka kwakho futhi ineza imali engu-50% eyengeziwe yokusebenza. Lona inani elincane lomsebenzi osebenzayo udinga ukubuyela emuva.
Ngokwesibonelo:
Impahla yamanje ye $ 5,000 - Izikweletu zamanje ze $ 12,000 = ($ 7,000) (usemgodini wemali osebenzayo ngu $ 7,000)
(- $ 7,000) * (-1.50) = $ 10,500
Uma unamanye amaphrojekthi akhethekile adinga ukuxhaswa ngemali engeza leyo mali futhi.
Kuphi Ukusebenza Kwezingqalasizinda Ezivela Kuzo?
Kusukela ekubonweni kokuphendula, imali esebenzayo ivela ku:
- Umholo ophelele;
- Imalimboleko yesikhathi eside (izikweletu ezingekho zamanje);
- Ukuthengiswa kwezimpahla ezinkulu (okungezona okwamanje); futhi
- Izikhwama zanikelwa ngabanikazi nabatshalizimali (abanikazi bamasheya).
Ngokombono osebenzayo, imali encane esebenzayo onayo manje, kunzima kakhulu ukuqiniseka ukuthi isikhungo sokubolekisa sinikeza izikweletu noma isikweletu. Ungase ube nempumelelo engcono nge-angel angel investor noma othile owaziyo.
Izindlela ezingenzeka zokukhulisa imali enkulu yokusebenza:
- Indlela Yokubuza Umndeni Nabangane Ngayo Imali Yebhizinisi Lakho Elincane
- I-Capital Capital - Okungafanele Ukwenze Uma Ibhizinisi Lakho Likhathele
- Imibono yokuqoqa imali kanye nezinsiza zamabhizinisi amancane
- Izimali Zenkxaso Yebhizinisi Yabesifazane