Online Broker Database
I-BrokerCheck iyisevisi ye- FINRA evumela ukuthi abatshalizimali bahlole izizinda zabathengi (abaningi, kodwa hhayi bonke, okubizwa ngokuthi abacebisi bezezimali ngalezi zinsuku) namabhizinisi omthengisi. Iqukethe futhi ulwazi lwababhalisile ababhalisiwe; Abaningi balaba bantu bangase basebenze emasimini noma amasimu okutshala izimali, ngakho-ke ulwazi mayelana nabo lungase lusetshenziselwe kubatshala izimali. Le nkonzo ikhululekile, futhi ukusesha kwedatha kungenziwa nge-website.
Imibiko yabathengi
Kubathengi ababhalisiwe ne-FINRA eminyakeni eyishumi edlule, kubandakanya abadayisi abangasebenzi okwamanje, umbiko we-BrokerCheck uqukethe:
- Idatha efingqiwe kumthengisi kanye nezimpawu zakhe
- Uhlu lokubhalisa kwakhe kwamanje, amalayisensi kanye nezivivinyo zezimboni zidlulile
- Ukubhaliswa nomlando wokuqashwa: zonke izinkampani ze-FINRA ezibhalisiwe ezibhalisiwe lapho ebhaliswe khona futhi futhi, eminyakeni eyishumi edlule, wonke umsebenzi (ngaphakathi nangaphandle kwemboni yezokuphepha), inkonzo yezempi, ukungasebenzi, kanye nesikhathi esigcwele imfundo
- Ukudalulwa mayelana nokuphikisana kwamakhasimende, izenzakalo zokugwema kanye nezindleko zezimali emrekhodini we-broker, noma ngabe umthengisi utholakale enecala noma cha
- Amazwana omthengisi osanda kuhanjiswa, uma kukhona
Qaphela ukuthi akuzona zonke izenzo kanye nezinsolo kumlando womdayisi empeleni kubonisa ukungalungi.
Uma umthengisi eyeke ukubhaliswa ne-FINRA eminyakeni engaphezu kwengu-10 eyedlule, umehluko kuphela kumbiko ojwayelekile we-BrokerCheck uqondene nesigaba esiphathelene nokudalulwa.
Ihlanganisa izenzo ezithile zobugebengu, ezokulawula, ezomthetho, noma izinkomba zomakhasimende ngokumelene nomthengisi. Imicimbi ifakiwe kulo mbiko uma umthengisi wayengu:
- Kuncike esenzweni sokugcina sokulawula
- Otholwe ngamacala (noma ephonswe enecala noma engekho emncintiswaneni)
- Ibekwe ngaphansi komyalo womphakathi obandakanya imisebenzi ehlobene nokutshala izimali
- Itholwe yinkantolo yomphakathi ukuthi iphule imithetho ephathelene nokutshala izimali noma imithethonqubo
- Ebizwa ngokuthi ummangalelwa noma ummangalelwa ngesenzo sokubambisana noma i-civil suit esho ukuthi uphule imigomo yokuthengisa, futhi okhiqize umklomelo noma isinqumo sokwahlulela ngaye
I-FINRA ihlunga umcimbi ngamunye njengoba kubikwa izilawuli zezokuphepha, umdayisi ngamunye, nanoma yiziphi izinkampani ezihilelekile.
Imibiko ye-Brokerage Firms
Umbiko we-BrokerCheck ojwayelekile kwi-firm brokerage iqukethe:
- Ukubuka kabanzi kwe-firm kanye nesizinda sawo
- Isikhathi futhi kuphi lapho kuqinisekiswa khona
- Abantu nezinhlangano ezinamasheya okulawula noma ithonya phezu kwemisebenzi ye-firm
- Umlando wokuhlanganisa, ukuthenga noma izinguquko zamagama
- Amalayisensi asebenzayo kanye nokubhalisa, izinhlobo zamabhizinisi awenzayo kanye neminye imininingwane ephathelene nokusebenza kwayo
- Ikwaziswa mayelana nanoma yimaphi imiklomelo yokubambisana, izenzakalo zokugwetshwa, kanye nezindaba zezimali emrekhodi we-firm
Qaphela ukuthi izinyathelo ezilindile noma ezingaxazululwa zingabandakanywa, futhi ukuba khona kwanoma yiziphi izenzo ezinjalo akusho ukuthi kubonisa ukungalungi.
Imithombo yolwazi
Ukwaziswa ku-BrokerCheck kuvela ku-Central Registration Depository (CRD), okuhlanganisa ukubhaliswa nokulayisense okufakwe amafayili omthengisi nabadayisi.
Abakwa-Regulators bahlinzeka ngolwazi ku-CRD mayelana nezinyathelo ezithile zokuqondisa izigwegwe ezibandakanya abadayisi kanye namafayili e-brokerage.
Imali Yokwaziswa
Abathengi ababhalisiwe namafemu okuhweba ngokuvamile kufanele bahambise izibuyekezo ku-CRD zingakapheli izinsuku ezingu-30 ngemuva kokuba yena / ufunda ngomcimbi. I-BrokerCheck ibonisa idatha entsha noma ebuyekeziwe ye-CRD ngokushesha. Imininingwane ngokuvamile ayibuyekezwa kumafemu angabhalisiwe ne-FINRA, noma kubadayisi abangabhalisiwe ne-FINRA.
Yini BrokerCheck Akubandakanyi
Izibonelo yizi:
- Izigwebo kanye nezixhumanisi ekuqaleni zibike ukuthi zilindele ukuthi ngokuhamba kwesikhathi zanelisekile
- Ukuqhutshwa kwezinkokhelo kufakwe eminyakeni engaphezu kwengu-10 edlule.
- Izinombolo Zokuphepha Komphakathi
- Ulwazi lomlando wokuhlala
- Ulwazi lokuchaza ngokomzimba
Ngokuvamile, i-BrokerCheck ayifaki noma iyiphi idatha engakaze ifike ku-CRD, futhi ayihlanganisi nolwazi olwenzile, kodwa alusekho.
I-FINRA ifuna ukuvikela imininingwane yamakhasimende eyimfihlo, ingabandakanyi ulimi oluhlaselayo noma oluhlambalaza, futhi lucindezele ulwazi oluphakamisa ukweba okuphawulekayo noma ukukhathazeka kwangasese.
Iziphakamiso ezintsha zokudalula
Ngonyaka ka-2012, i-FINRA isicubungula ukukhululwa okuveziwe ku-BrokerCheck, njengokuthi:
- Izizathu zamagama namazwana ahlobene nokuqedwa komthengisi
- Isizinda semfundo
- Ezinye izinkampani zobuchwepheshe, njenge- CFA noma i-CFP
- Imininingwane eminingi mayelana nezikhalazo zokutshala izimali ngokumelene nabathengi
Phakathi naleso sikhathi, izingcingo ezivela kubalimi bemali ukufaka izibalo ezitholakale ezivivinyweni ezifana neChungechunge 7 ziphikiswa yi-FINRA, futhi azijabuli kakhulu phakathi kwabadayisi. Ochwepheshe bacashunwe ku -Wall Street Journal ("Ukugcina Amaphuzu: Ababambisisi Bamalimi Bashayela Ukudalulwa Kwedluliselwa Kwedlulele, Kubandakanya Amabanga Ngezivivinyo," Ngomhlaka 29 Meyi 2012) bayibuza umbuzo wokusetshenziswa kwezibalo zokuhlolwa, njengoba kubonisa ukuthi akuhambisani nokusebenza kokutshalwa kwezimali esikhathini esizayo noma ikhwalithi yesevisi, abashayeli abakhulu bokunethezeka kwamakhasimende .