Ukuchazwa koMthetho wama-80 no-
Izinhlelo zokuthatha umhlalaphansi zikaHulumeni ziyisisekelo sokufaneleka komhlalaphansi ngezici ezimbili: iminyaka neminyaka yenkonzo.
Cishe yonke inqubo kahulumeni yokuthatha umhlalaphansi inomboro emele inani lomsebenzi kanye neminyaka yenkonzo eyifinyelele isenza isisebenzi sikwazi ukuthatha umhlalaphansi.
Umthetho wama-80
Izindlela eziningi zisebenzisa umthetho wama-80. Lokhu kusho ukuthi uma uneminyaka yobudala bomsebenzi neminyaka engu-80 yenkonzo, isisebenzi sifanele ukuthatha umhlalaphansi. Nasi isibonelo. Isisebenzi siqala ukusebenza nenhlangano kahulumeni eneminyaka engu-27 ubudala. Uhlelo lokuthatha umhlalaphansi lwenhlangano lusebenza ngaphansi kokubusa kwama-80. Njengoba kunikezwe lesi sikhundla somsebenzi kanye nokubusa kuka-80, isisebenzi sizofaneleka ukuhlala umhlalaphansi eminyakeni engu-53 1/2 ngemuva kuka-26 1 / Iminyaka emibili yenkonzo.
Le minyaka yobudala yokuthatha umhlalaphansi inika isisebenzi esinengi seminyaka esisebenzayo esishiye ukuphishekela umsebenzi wesibili noma ubuyele enkonzweni yomphakathi ukuze idilize kabili. Ukungena kabili kungukuthi isisebenzi sithatha umhlalaphansi futhi sidonsela imali kodwa sisebenza futhi sithola umholo enhlanganweni ebamba iqhaza ohlelweni lomhlalaphansi olufanayo.
Izinhlelo zokuthatha umhlalaphansi zivame ukuba nezinhlinzeko kulabo abaqala emisebenzini yomphakathi ngasekupheleni kwemisebenzi yabo. Izinhlelo zingase zithole isikhathi sokuthatha umhlalaphansi lapho abantu bengakwazi ukuhlala khona ngisho noma bengakafiki umbuso wama-80. Izinhlelo eziningi zivumela abasebenzi abaneminyaka engama-65 ukuba bathathe umhlalaphansi kungakhathaliseki iminyaka yabo yokusebenza. Laba bantu bathola i-annuities encane ngenxa yeminyaka yabo embalwa ohlelweni, futhi bangase bangabi nezinzuzo ezifanayo zokunakekelwa kwezempilo njengalabo abafinyelela ekubuseni kwama-80 ngaphambi kokuthatha umhlalaphansi.
Ukwandisa inani labasebenzi abangenelela ohlelweni nokunciphisa inani labaqashile abasuke kulo, ezinye izinhlelo zokuthatha umhlalaphansi zikhuphuke kusukela ekubuseni kuka-80 kuya ekulawulweni kuka-85 noma ngisho nase-90. Uma lokhu kwenzeka, abasebenzi abakhona bavame ukuzala imithetho yasendulo, nabasebenzi abasha kumele bahlangabezane nezidingo ezintsha.
Ugogo
Ukubeletha kwenza uhlelo lokuthatha umhlalaphansi lushintshe ngaphezulu kwabasebenzi abakhona. Abasebenzi bazizwa behlaselwa phansi, behluleka futhi bekhohliswa lapho uhlelo lokuthatha umhlalaphansi luyashintsha. Abasebenzi bekusasa abanalo lutho kulolu daba ngoba akekho owaziyo ukuthi abani.
Ngenkathi u-grandfathering wenza kube lula ukuthengisa, kudala imithwalo yokuphatha. Izinhlelo zokuthatha umhlalaphansi kufanele zigcine izimiso ezimbili, ngaphezulu, amafomu, usizo lwamadokhumenti nokunye okunjalo. Izindleko zokondliwa okwandisiwe ziqhubeka ngokuqhubekayo kuze kube yilapho abaqashile ngaphansi kwezimiso ezindala bafa.
Umthetho we-90
Tshela isisebenzi esineminyaka engu-27 ubudala esibonelweni sokuqala somhlalaphansi esisebenza ngokubusa kuka-90 esikhundleni sokubusa kuka-80. Ngenxa yalolu shintsho olulodwa, lesi sisebenzi sizokwazi ukuthola umhlalaphansi eminyakeni engu-58 1/2 neminyaka engu-31 1/2 yenkonzo.
Izinhlelo zokuthatha umhlalaphansi zivame ukuba nemithetho eqinile ngokudlulisa isikweletu somsebenzi kusuka ohlelweni lomhlalaphansi oluya kwesinye.
Lapho abasebenzi behamba phakathi kwemisebenzi ngaphansi kwezinhlelo ezahlukene zomhlalaphansi, bangase balahlekelwe isikweletu somsebenzi. Abasebenzi bakaHulumeni kufanele baphenye ngalokhu kungenzeka lapho becabangela umsebenzi omusha.
Uma isikweletu sesevisi singadlulisi, abasebenzi bangase babe nokukhetha ukushiya lokho abanakho ohlelweni lokuthatha umhlalaphansi esidala lapho bese uqala kabusha ohlelweni olusha. Isisebenzi singasuka ngezinsuku ezahlukene zomhlalaphansi phakathi kwezinhlelo ezimbili noma ngaphezulu. Khona-ke, izinsuku zokuthatha umhlalaphansi ziyizinsuku nje lapho isisebenzi singathola izinzuzo zezimali, kodwa abasebenzi bangakhetha ukuqala ukufinyelela zonke izinzuzo zabo ngesikhathi esifanayo.