Iyini i-COLA?
Ukwehla kwamandla emali kusebenza ngokumelene namandla okuthenga we-dollar yonke. Amanani wezimpahla namasevisi akhula ngokuhamba kwesikhathi, ngakho-ke imali engenayo ishaqedile ngokuhamba kwesikhathi. I-COLA isebenza ngokumelene nokuthenga kwamandla emali ukuze kugcinwe amandla okuthenga amaholo noma imali.
Ama-COLA awavuki ukuphakama okusekelwe ekufanelekeleni. Zivame ukusetshenziselwa yonke inhlangano noma isibalo sabanxusa. Ukungaqapheli okuphawulekayo kungaba izinkampani nezisebenzi ezisakaze kulo lonke elase-US noma emhlabeni. Kulezo zimo, inkampani ingabheka i-COLAs ehlukana nesifundazwe.
Ama-COLA angaxhomeke ekulinganisweni kwenhloso alahlekelwe ukuthi angabi nelungelo lokugcina amandla okuthenga noma aphakeme ngokungadingekile; Ngakho-ke, kungaba yinto engafanele ukubiza labo abaphakamisa i-COLAs.
Isilinganiso esivamile kakhulu senhloso esetshenziselwa ukucacisa inani le-COLA yinani lentengo labathengi labahola abahola emadolobheni nabasebenzi bezenkolo (CPI-W). I-US Social Security Administration idingwa ngumthetho ukusebenzisa i-CPI-W ukubala i-COLA yawo yonyaka kumanxusa abo. I-CPI-W ibalwa yi-US Bureau of Labor Statistics.
Ama-COLA kaHulumeni wase-US
I-COLA yezisebenzi zikahulumeni kufanele igunyazwe ngumthetho.
I-COLA yezisebenzi zasemakhaya kanye nabasebenzi bezempi kubhekwa njengecala yiCongress. Uma omunye kula maqembu amabili ethola i-COLA, elinye iqembu liqala ngokushesha ukubambelela iCongress ukuze linikeze i-COLA efanayo. Ngezinye izikhathi ama-COLA awafani nawo wonke amaqembu, futhi lokhu kungaholela ekunganeliseki kwesisebenzi.
Ama-COLA angabuye anikezwe abaqashile ngaphansi kwesifundazwe ngaphansi kohlelo lwe- Federal Employees Retirement System noma uhlelo lomhlalaphansi lwezisebenzi zikahulumeni.
I-Private Sector COLAs
Amabhizinisi ase-US awadingeki ukuba anikeze abasebenzi babo nge-COLAs; Nokho, abaningi benza. Amakethe emisebenzi emakethe asebenza ngokushesha ngokumelene nabaqashi abangalondolozi imiholo yabasebenzi babo.
Ngezinye izikhathi izinkontileka zezinyunyana zinezindleko zokulungiswa kokuphila ezakhiwe kuzo. Abaholi beNyunyana bafuna izinombolo eziphelele ezingxoxweni, ngakho-ke baye baqinisekisa ukunyuka kwamaholo. Ngenkathi ukuphathwa kunomthelela wokwazi kahle ukuthi imali eyokhokhwa kanjani inkokhelo ngonyaka, i-COLA ngokusekelwe emigomeni yemigomo iqinisekisa ukuthi abaphathi ngeke bakhokhe imali yokwenza imali ngokuzenzekelayo.