Ngezinye izikhathi izinkontileka ezizimele zibizwa nge-ICs, abacebisi, ama-freelancers, ama-agent noma ama-contractors. Kungakhathaliseki ukuthi yilebula, bonke bazisebenzisela ukukhokhela intela e-US futhi basuke benza okufanayo ekusebenzeni.
Ngokuphathelene nezintela, i-Internal Revenue Service inezinhlangothi ezimbili kuphela: isikontrakta esizimele noma umsebenzi.
Okuningi mayelana nalokhu kulandela.
Izinzuzo Zokusebenza NjengeContrakta Ezimele
Njengonkontileka ozimele, ungumphathi wakho. Yisizathu esikhulu esenza abantu banqume ukusetha isitolo sabo. Uma unkontileka, ungase usebenze ngokubambisana nabasebenzi benkampani osebenza nabo. Kodwa laba bantu abasibo abaphathi bakho, bangamakhasimende akho. Njengalokhu, angeke aqondise umsebenzi wakho njengoba angase aqondise lowo wesisebenzi.
Amaklayenti akho angakwazi, kodwa, adinga imiphumela ethile ekubuyiseleni imali ekhokha ngayo. Kodwa uthola ukuthi unquma nini, kuphi nokuthi umsebenzi usuphelile kanjani. NgokweMithetho Yomthetho Ejwayelekile ephoqelelwe yi-IRS kanye noMthetho WezemiSebenzi WezeMisebenzi KaHulumeni okhishwe uMnyango Wezabasebenzi, umehluko phakathi kwesisebenzi kanye nontkontileka ngokuyinhloko ukuxhaswa ngezinga lokulawula nokuzimela okunikezwe iklayenti.
Abontrakti abazimele bahlinzeka ngamathuluzi abo. Uma amaklayenti akho ahlinzeka ngamathuluzi, enye yezinkampani zokuphoqelela ingase ibenze izigwegwe ngokukuhlukumeza njengonkontileka ozimele uma kufanele uhlukaniswe njengesisebenzi.
Njengonkontileka ozimele, uzovame ukwenza imali engaphezu kokuthi ngabe uyisisebenzi. Izinkampani zizimisele ukukhokhela izinkontileka ezizimele ngoba zingenayo ukuzinikela okubizayo, ezesikhathi eside noma ukukhokha noma yiziphi ezinye ezengeziwe, njengezinzuzo zezempilo , isinxephezelo sokungasebenzi, kanye nezintela ze-Social Security nemithi ye-Medicare.
Abakhuphoni abazimele bangase bathathe izindleko zebhizinisi ezingaphezu kwalabo abasebenza ngokujwayelekile. Ngokungafani nabasebenzi, izinkontileka ezizimele zidingeke ukuba zibeke izintela zabo zentela, zombuso nezendawo.
Umsebenti Wokusebenza Njengomqambi Ozimele
Ezimweni eziningi, abontonkontileka abafanelekile izinzuzo zokungasebenzi emsebenzini, ngoba zizisebenzisayo, futhi kumele bazikhokhele ama-akhawunti abo abahlala emsebenzini. Izinga lempilo yomshuwalense kanye nemfanelo yomshuwalense kubantu abazisebenzayo ngokuvamile ziphakeme kunezibalo zabaqashi abangakwazi ukuvikela abasebenzi babo. Amanye amaklayenti angadinga ukuthi uthwale umshuwalense wemfanelo.
Izinkampani ngokuvamile azikwazi ukukhokhela izinkontileka ezizimele zezindleko ezingaphandle kwezindleko, ngakho kufanele uzibheke kulezi zindleko lapho uthola amanani akho.
Ngenxa yezimpikiswano ezingase ziphakame ukuthi ngabe isisebenzi isisebenzi noma umkhontikisi, abanye abaqashi abaqashile ngeke baqashe izinkontileka abasebenzisa izinombolo zabo zokuphepha kwezenhlalakahle njengabazisi bentela. Uma umqashi ebika inzuzo yesikontrakta ngaphansi kwenombolo yomuntu yokuvikeleka komphakathi, kungabangela ifulegi elibomvu ku-IRS, elingase liqalise ukuhlolwa kwamabhuku ngaphansi kokusola ukuthi umqashi ulahlekisa abasebenzi njengezinkontileka ezizimele ukugwema ukugwema intela nokunikeza izinzuzo .
Ukuze uphephe inkinga, thola inombolo yomsebenzisi oqashwe ngumqashi (EIN) bese uhambisa ukuthi esikhundleni senombolo yakho yokuphepha yomphakathi. I-ID yomkhokhi wentela yombuso (uma kudingeka) ingakusiza imali ngokukuvumela ukuthi uthenge izinto ku-wholesale futhi mahhala intela yokuthengisa, uma nje uhlose ukuthengisa kabusha impahla. Ihhovisi Lendawo Yokuphatha Amabhizinisi Amancane lendawo lingakusiza ukuthi uqalise nalezi nezinye izindaba zebhizinisi futhi, mahhala.
Amathiphu Okuba Ngomqambi Omele Ngempumelelo
Ukuze sikusize inethiwekhi, thola ubuchwepheshe futhi uthole izaphulelo kumshuwalense kanye nezinye izindleko zokuziqhafaza, cabanga ngokujoyina izinhlangano zobuchwepheshe ezifana neNational Association for the Self-Employed. Uzothola i-bevy yemithombo kwiwebhusayithi ye-US Small Business Administration. Uma uqala, sebenzisa ama-ejensi angakuxhuma ngomsebenzi wesivumelwano.
Kodwa-ke, khumbula ukuthi lezi zinkampani zingavimba intela futhi ziqoqe ezinye izinkokhelo ezikhokhweni zakho, kuye ngokuthi ubuhlobo bakho obusebenzayo ne-firm. Ama-akhawunti angakukhokhisa ikhomishana, ezokwenza ukunciphisa isinxephezelo sakho (nakuba ungayidlulisela embuyisweni yakho yentela).
Ukubeka ibhizinisi lakho njenge-contractor omele kudinga ukutshalwa kwezimali isikhathi namandla, kodwa ingozi ingakhokha kahle. Kulabo abanomoya wokudala nokuhweba, imivuzo iyoba ngaphezu kwezimali kuphela.