Thola Umsizi Wokubhalisa Umshwalense:
Sebenzisa leli thuluzi ukuze useshe ukuvuleka kwemisebenzi yamanje kule nkambu.
Imfundo:
IsiGanga seBachelor kulindeleke. Ukusebenza ngebhizinisi, ezezimali noma ukubalwa kwezimali kungaba usizo, kodwa akudingeki. Izinga eliphakeme lokufunda ulwazi lwekhomphyutha libaluleke nakakhulu ngoba ukuhlaziywa kwedatha okuhilelekile emisebenzini kuvamise ikhompyutha. I-MBA ingaba yi-credential ewusizo, kuye ngokuqinile.
IsiGanga seBachelor kulindeleke. Ukusebenza ngebhizinisi, ezezimali noma ukubalwa kwezimali kungaba usizo, kodwa akudingeki. Izinga eliphakeme lokufunda ulwazi lwekhomphyutha libaluleke nakakhulu ngoba ukuhlaziywa kwedatha okuhilelekile emisebenzini kuvamise ikhompyutha. I-MBA ingaba yi-credential ewusizo, kuye ngokuqinile.
Isiqinisekiso:
Imisebenzi yezinga lokungenayo ngokuvamile ayidingi ukuqeqeshwa okukhethekile noma isitifiketi. Noma kunjalo, ukuthola isitifiketi esisemthethweni ngokuvamile kubalulekile ukuqhubeka ensimini. IIA kanye ne-AICPCU (I-Insurance Institute of America kanye ne-American Institute for Chartered Properties and Casualty Underwriters, ngokulandelana) yibaholi bomshwalense wokuqeqeshwa okubhalwe phansi kanye nesitifiketi.
Ukuqinisekiswa okuhlonishwa kakhulu okunikezwayo yi-Chartered Property and Casualty Underwriter (CPCU). Kudinga izifundo eziyi-8 kwezingu-11 futhi okungenani kube neminyaka engama-3 yomkhakha we-inshuwalense efanele. I-CPCU inikezwa noma kumshuwalense wezohwebo noma kumuntu siqu.
Imisebenzi Nemithwalo Yemfanelo:
Kuye ngokuthi uhlobo lomshwalense luceliwe, abashayeli bomshuwalense bangaqhuba uphenyo oluzimele lwabafakizicelo, njengezikhredithi noma izikweletu zangemuva.
Futhi, uma kutholakala umshuwalense wempahla, ababhalisi bomshuwalense bangase badinge ukucela usizo lwabahloli bezobuchwepheshe.
Izindleko zihlola ubungozi ezingeni eliphezulu, zithole amaprimiyamu kanye nemigomo yenqubomgomo yezigaba ezibanzi zabantu ngabanye kanye nezakhiwo. Ababhalisi bomshuwalense basebenze ezingeni eliphansi, bahlaziya izicelo ezithile zomshuwalense, futhi babeka imigomo nemibandela ethile yomgomo ngamunye abamukelayo, ngaphakathi kwemikhombandlela ebekwe ngabathwali bomshuwalense. Phakathi kwale migomo nemibandela yi-premium okufanele ikhokhwe yi-insured.
Ishejuli Esijwayelekile:
Abaningi bomshwalense abasebenzisa umshwalense basebenza eduze nesonto elijwayelekile lamahora angu-40, ngokuvamile kusuka ezindaweni ezihleliwe zehhovisi. Kodwa-ke, eminye imisebenzi yomshuwalense wokubhalisa idinga amazinga ahlukahlukene okuhamba, afana nalawo ahlobene nokuqinisekiswa kwezindawo zokusebenza, izindawo zokwakha, imikhumbi, njll. Kulezi zimo, umgcini womshuwalense ngokuvamile uhlolisisa indawo yokuhlola ingozi.
Izinzuzo:
Umshwalense wokubhalisa uzobheka abantu abahlaziya. Futhi kungaholela ematheni ekuphathweni okujwayelekile embonini yomshuwalense.
Izinkinga:
Kwezinye izinto ezikhethekile, njengokubhala imigqa ehlukahlukene yomshwalense womuntu siqu, lapho ulungisa khona idatha endaweni ehleliwe yehhovisi, umsebenzi ungase ube ngendlela ejwayelekile futhi ephindaphindiwe.
Umholo Wemiholo:
Ngaphansi kwe-Bureau of Labor Statistics, isinxephezelo saminyaka yonke esiphezulu sasingama-dollar angu-52 000 kusukela ngo-May 2006, kanti i-10% ephezulu ihola imali engaphezu kwama-92,000.