AmaFemu Aphezulu Okuphatha Impahla

by Mark Kolakowski

Lezi femu ezingu-10 zenza inzuzo enkulu

Uma usenkonzweni yokukhetha inkampani engcono kakhulu yokuphathwa kwengcebo ukuze usebenze, enye indlela enengqondo yokunciphisa insimu ukugxila emafenini aphezulu ngokusho kokuzuza. Ukuphathwa kwezimpahla ngokwemvelo kunikezwa ukusakazwa okunomthelela ngokwengeziwe kwemali kanye nezinzuzo kunezinkokhelo ezinomthelela futhi ezincane zokutshalwa kwemali nokutshalwa kwemali .

Lolu hlu lwabadlali abaphezulu kule nsimu lubekwe inani lemali yentela engaphambi kwentela eyenziwe yizigaba zabo zokuphathwa kwengcebo. Nakuba incazelo yezimakethe zengcebo iyinkimbinkimbi kakhulu futhi ingahluka ngokuqinile, ukuhluka okujwayelekile okuvunyelwe kufaka amaklayenti okungenani amaRandi ayizigidi ezingu-1 ezimpahla zezimali, kodwa amafemu amaningi abeka ibha ephansi kuma $ 250,000.

01 UBS

I-UBS ikhiqiza cishe ama-dollar ayizigidi eziyizigidi ezingu-3 ($ 3 billion) ngenzuzo yangaphambi kwentela evela emisebenzini yokuphathwa kwengcebo ekhethekile ngezinto ezingavamile zokulahlekelwa okungagunyaziwe kokuhweba. Lokhu kubonisa ngaphezu kwesigamu se-pre-intela yenzuzo yangempela yentela yonke.

Ngenkathi i-UBS ibilokhu ikhona ezindabeni zezezimali ngenxa yezindleko ezinobudlova nokukhwabanisa eminyakeni yamuva, lezi zinyathelo zihloswe ukubuyisela emuva ukugcinwa kwebhange lokutshalwa kwezimali kanye nokuhweba ukugcinwa kwezimpahla zokubambisana ukuze kube nokugxila okugxile ekugxileni ekuphathweni kwengcebo.

I-UBS inezinyathelo ezinkulu phakathi kwamaklayenti okuphathwa kwengcebo emazweni aseMelika ngenxenye yesigamu sayo yonke impahla yezindleko zayo ezivela kumakhasimende entshonalanga yezwe. Amaphesenti angama-10 empahla avela amaklayenti aseSwitzerland nama-25 amaphesenti avela kwamanye amaYurophu.

02 Bank of America

I-Bank of America ukudayiswa okuncane kuyinto engavamile. © Big Stock Photo

I-Bank of America yinkampani yomzali ka- Merrill Lynch , futhi ihlanganisa nokuhlukaniswa kwayo kwe-US Trust ne-Bank of America Private Wealth Management esigabeni sayo sokubika kwe-Global Wealth and Investment Management. UMerrill Lynch noMorgan Stanley basemncintiswaneni oseduze kakhulu wezezimali zezezimali emakethe yase-US abanamaphesenti angaba ngu-15 000 ngamunye, kodwa uMerrill Lynch unabacebisi bezemali abakhiqizayo kakhulu. Bayalinganisa imali eyizigidi ezingu- $ 1 ngenzuzo ngayinye.

03 Wells Fargo

U-Wells Fargo uyingxenye yesithathu nge $ 2 billion ngaphezulu kokuphathwa kwengcebo ngaphambi kokukhokhelwa intela. Imisebenzi yayo yasebhange inkulu kakhulu kangangokuba lokhu kumelela ngaphansi kwamaphesenti ayishumi yenani lebhizinisi. Ukuthengwa kweWachovia kwenza uWelss Fargo ube ngumdlali omkhulu kazwelonke ekuthengisweni kwemfihlo.

04 Credit Suisse

I-Credit Suisse ihola insimu ngokuqondene nephesenti yenzuzo ephelele yentela engenayo yentela evela ekuphathweni kwengcebo-amaphesenti angu-75 anamandla. Umdlali oyinhloko ebhange langasese kanye nokuthengiswa kwemali yesibambiso, i-Credit Suisse inebhizinisi lezokuphathwa kwengcebo ehlukahlukene.

05 JPMorgan Chase

I-JPMorgan Chase ihlanganisa i-Banc One, i-Chase Bank kanye ne-Old Street line yokutshala izimali zeBall Street kanye ne-firm management firm JP Morgan & Co Ithola imali engamaRandi 1.5 billion ezinkambisweni zangaphambi kwentela ezivela emisebenzini yokuphathwa kwengcebo, okubalwa cishe ngamaphesenti angu-6 inani lenkampani.

06 Morgan Stanley

Imisebenzi yokuphathwa kwezimpahla zikaMorgan Stanley iye yakhuliswa kakhulu ngokutholakala kukaSmith Barney waseCitigroup. Ukuhlukaniswa kokuphathwa kwengcebo kunika amaphesenti angaphezu kwangu-50 yenani lentengo ngaphambi kokukhokha intela. UMorgan Stanley ukwandise isabelo sakhe kubomasipala base Smith Smith owayengumnikazi wamaphesenti angu-100.

07 HSBC

I-HSBC iyinhloko enkulu yebhange ehola ibhange elingama-dollar ayi-1 billion ezinkambisweni zangaphambi kwentela kusuka ekuphathweni kwengcebo, kodwa lokho kumelela amaphesenti angu-5 kuphela omholo wayo.

08 Deutsche Bank

I-Deutsche Bank ibhange laseFrankfurt elisekelwe e-garner mayelana namaphesenti ayisishiyagalolunye emali yenzuzo yalo engaphambili yentela kusuka ekuphathweni kwengcebo, noma ngaphansi kuka-$ 500 million.

09 Barclays

Ehhovisi laseLondon, iBarclays idala cishe amaRandi ayizigidi ezingu-400 ezinkampanini zentela zangaphambi kwentela ezivela ekuphathweni kwengcebo, noma ezingamaphesenti angama-7 ezansi.

10 BNP Paribas

I-Unit Management Wezinkampani BNP Paribas ibizwe ngokuthi ibhange elingasese elizimele eFrance kanye nebhange elingcono kakhulu emhlabeni jikelele ngezinkonzo zokusiza, ngokusho kweMigomo Yomhlaba Yomhlaba Wonke Ebanjwe Ngamanye amazwe ehlelwe ngokuhlelwa ngumagazini weBhange and Professional Wealth Management .

I-firm reports ibiza cishe amaRandi ayizigidi eziyizigidi ezingu-300 emindenini yokuphathwa kwengcebo ngaphambi kokukhokhelwa ngamaphesenti angaba ngu-3 enkampanini yenkampani.

Izithonya Ngezinzuzo

Izinzuzo ezibhekiswe ekuhlukaniseni ukuphathwa kwezimpahla zala mafemu zingathonywa kakhulu yizinqubomgomo nezinqubo zangaphakathi zokudlulisela izintengo. Izimo zithi ukuthengiselana okuvela kumaklayenti okuphathwa kwengcebo kungabamba iqhaza ezinkambisweni ezinkulu ezibhekiswe kwezinye izigaba zala mafemu, njengebhange lokutshala izimali kanye nokuhweba ukugcina izimali.