Amaphesenti Aphakathi Amanani Akhokhelwa Ukuqashiswa Kwezebhizinisi

Amaphesenti Ukuqashisa Ngokuvamile Ngezingamaphesenti angu-7

Ukuqashiswa kwephesenti yinye okudinga ukukhokha " isisekelo sokuqasha ," bese iphesenti ngaphezulu kwalokho ngokusekelwe ezinyangeni zenyanga zokuthengisa. Amaphesenti okuqashisa avame ukubulawa ezindaweni zokudayisa ezitolo. Indawo kanye nemvelo yebhizinisi lakho kungaba nomthelela omkhulu emalini wepesenti.

Lolu hlobo lwesivumelwane sokuqashisa luvame kakhulu emabhizinisini athengisa kakhulu ukuthengisa, kodwa ngisho nebhizinisi elincane elifuna ukuthatha indawo yokuhlala kungase libe ngaphansi kwalo.

Amaphesenti Wokuthengisa

Amaphesenti okuqashisa akuthathi iphesenti yazo zonke izimpahla. Zihlanganisa iphesenti ekhokhelwe umninimzi noma engaphansi uma umqashi esebenzile imali ethile futhi adlula umkhawulo othile wokuthengisa kunoma iyiphi inyanga enikeziwe. Isibonelo, ukuqashiswa kwamaphesenti kungadinga ukuthi umqashi akhokhele amaphesenti angu-7 azo zonke izimpahla ezidlula ngaphezulu kwama-$ 25,000 kunoma iyiphi inyanga enikeziwe. Amaphesenti ayisikhombisa yisilinganiso esivamile sokuqashiswa kwepesenti.

I-Breakpoint

Ukuphawula kwakho yiyona iphuzu lapho umninikhaya efuna khona ukuthi uqale ukukhokha intela yepesenti. Yilapho iphuzu lakho lokuqashisa lilingana nokuqashiswa kwesisekelo sakho. Ungakwazi ukubala ngokuhlukanisa isisekelo sakho sokuqashiswa ngephesenti umninikhaya wakho ofuna ukukukhokhisa. Isibonelo, ukuqasha kwakho isisekelo kungase kube ngu- $ 4,000 ngenyanga. Uma uhlukanisa lelo nani ngamaphesenti angu-7, liphuma ku-$ 57,142. Leli phuzu lapho uzoqala ukukhokha intela yokuqashisa - uma amaresidi akho amakhulu edlula lo maka.

Kumele ukhokhe amaphesenti angu-7 e-dollar ngayinye ekuthengiseni ngale mali.

Kubalulekile ukuqaphela ukuthi amaresidi akho amancane yilokho okubalwa lapha - imali yakho ngaphambi kokukhokha ezinye izindleko. Kungenzeka ukuthi noma yimuphi umninikhaya onokuthi uzocela ukuthengisa kwakho okungenani ngonyaka bese ubala isamba sakho sokuqasha kulolu lwazi

Xoxa

Kungase kungabi negumbi elikhulu lokuxoxisana ngemali yephesenti, nakuba ungathola ukuthi umninikhaya uvulekile ukuxoxa ngesibalo sokuthengisa emva kwalokho esikukhahlelayo. Ngokusobala, okuphakeme kakhulu, kungcono kuwe. Kuze uze ufinyelele leli phuzu, akudingeki ukuthi wabelane ngemali yakho - imali yonke eyakho.

Qaphela

Akufanele nanini usayine noma iyiphi inkontileka ngaphandle kokuzama ukuxoxisana nemibandela engcono . Amaphesenti amashadi ayinkimbinkimbi futhi angakudla imali eningi emgwaqeni, ngakho-ke ukhokhela ukuba ummeli abukeze noma yisiphi isivumelwano ngaphambi kokuba usayine.