Umthetho Wamabhizinisi Amancane uhlanganisa nabesifazane
Indlela uMthetho Webhizinisi Lincane Lichaza Ngabantu Abaningi Ngomphakathi kanye Nezomnotho
Ngokucacile, uhulumeni wase-United States uhulumeni uchaza "abantu abahluphekile emphakathini nasemnothweni" ngaphansi koMthetho Wezamabhizinisi Amancane (15 USC 637) ngokuthi:
(5) Abantu abahluphekile emphakathini yilabo abaye babhekana nobandlululo lobuhlanga noma lobuzwe noma ukuthanda amasiko ngenxa yobunikazi babo njengelungu leqembu ngaphandle kokubheka izimfanelo zabo.(6) (A) Abantu abahluphekile ngokwezomnotho yibo bantu abahluphekile emphakathini abanekhono labo lokuncintisana ohlelweni lwebhizinisi elikhululekile ngenxa yokunciphisa amathuba emali kanye namathuba esikweletu uma kuqhathaniswa nabanye endaweni efanayo yebhizinisi abangenalo umphakathi. Ekunqumeni izinga lokukhishwa kwekhredithi kanye namathuba okubambisana, u-Administration uzocubungula, kodwa kungagcini, impahla kanye nenani elifanele lalabo bantu abahluphekile emphakathini.
Lokhu kuhlanganisa kubandakanya izakhamuzi zase-United States ezingenhlalakahle nezomnotho, noma labo abavunyelwe ngokomthetho ukuhlala eMelika ngokugcwele. Abanye abantu abangaqashiwe ngokuqondile noma abakhonjisiwe esenzweni bangahle bacatshangelwe uma kwenzeka icala.
Abantu ababalulwe ngokuqondile bahlanganisa:
- Abamnyama baseMelika
- AmaSpanishi aseMelika, kungakhathaliseki ukuthi uhlanga, isiko noma imvelaphi
- Ama-Asian-Pacific Amerika namazwe ase-Asia aseMelika
- AmaMelika aseMelika ahlanganisa amaNdiya aseHawaii, ama-Eskimos, ama-Aleuts namaNdiya aseMelika
Ingabe Abesifazane Bakucatshangelwa Ngokwezenhlalo Nezomnotho Abahluphekile Ngaphansi Kwe-SBA?
Abesifazane bacatshangwa ukuthi bahlanganiswe ngaphansi kwesenzo ngenxa yezenhlalakahle, ngakho-ke, abesifazane abahluphekile, abahluphekile bahlangana njalo.
Kodwa-ke, izincazelo ezengeziwe ze-'-owned-owned' zihlinzeka ngezidingo zazo siqu. Isibonelo, ibhizinisi elinamakhosikazi kumele libe yiningi inabanikazi kanye / noma abasebenza ngabesifazane. Ungafunda kabanzi mayelana nezimfuneko zezokuPhathwa kweBhizinisi Lwabancane ukuze umnikazi webhizinisi / ibhizinisi uthathwe njengezihluphekile ngokwezomnotho kwiwebhusayithi ye-SBA.
Kubalulekile ukukhumbula ukuthi, nakuba i-Small Business Administration ihambisana nezincazelo ze-SBA, zisadingeka bonke abafakizicelo ukuba baqinisekise ukuthi bahlangabezana nencazelo. Ngamanye amazwi, ukumane nje ungowesifazane, noma umuntu onemibala, akubonakali ngokuphelele ukulimala komnotho, ngakho-ke lungele ukunikeza idatha yezimali kanye nokwaziswa okujwayelekile mayelana nebhizinisi lakho.
Ungafunda kabanzi mayelana nokuqinisekisa njengebhizinisi elinamakhosikazi, futhi lezo zidingo ezihlokweni ezilandelayo:
Ingabe kubaluleke kakhulu kuma-MOB kanye nama-WOB?
Uma uxhumano olukhulu nezinsiza ongase ucabange ukuveza njengebhizinisi elinomuntu wesifazane (WOB) noma ibhizinisi elincane (MOB) akubalulekile, kodwa ngaphambi kokubhala ukubheka izinsiza, izinhlangano, izinhlelo noma izitifiketi khumbula ukuthi I-WOB noma i-MOB ehlonishwe ngokusemthethweni ingakusiza ukuba ufanelekele izivumelwano zikahulumeni (federal, state, kanye nomasipala basendaweni) ukuthi ungase ube nesikhathi esinzima kakhulu esifaneleka ngoba nje iningi lezinkontileka zikahulumeni liya ebhizinisini labesilisa.