Imisebenzi e-Primerica

Eyasungulwa ngo-1977, i-Primerica igxile ekuthengiseni umshuwalense wokuphila wesikhathi eside, izinqubomgomo ezihlinzeka ngokufaka isikhathi sokubeka isikhathi. Ukuphila kwesikhashana kuyindlela ekhangayo kubathengi abazikhathazayo, ikakhulukazi labo abafuna ukuhlinzekwa kuphela kuze kube yilapho izingane zabo ziba abantu abadala futhi zikwazi ukuzimela ngokwezimali.

I-Primerica iphawulwe ngokuba ne-sales force enkulu kunazo zonke emkhakheni womshuwalense wokuphila, cishe ema-92,000 umshwalense wokuthengisa umshwalense kusukela ngo-2011.

Iningi lala ma-agent liyingxenye-isikhathi.

Ngenkathi impilo yesikhashana ingumnikelo wayo oyinhloko, nakuba i-Primerica iphindwe yaba nezinye izigaba zomkhiqizo ezifana nomshuwalense wokunakekelwa isikhathi eside kanye nezinsizakalo zomthetho ezikhokhelwayo.

I-Primerica yatholwa ngumsunguli weCitigroup uSanford Weill ngo-1988. Nakuba u-Primerica ehlulwe ngo-2010 IPO, iCitigroup igcina isigxobo esingu-23% kusukela ngo-2011.

I-Primerica Sales Force Impikiswano

I-Primerica iqeqesha inombolo enkulu ye-agent yomshuwalense yokuthengisa. Ngokusho kweThe Wall Street Journal ("I-Insurer With Training Failing Agent Abaqeqeshi Abahlulekayo," 4/25/2011), cishe abangaba ngu-900 000 bahamba ngezinhlelo zabo zokuqeqesha eminyakeni emihlanu kusukela ngo-2005 kuya ku-2010, cishe izikhathi ezingu-43 eNew York Ukuphila, uqobo lwaba-insurers abakhulu kunazo zonke e-US Ngo-2010 kuphela, abangu-230,000 baqeqeshwe ngu-Primerica, kodwa kuphela u-20% waba nelayisense.

I-athikili efanayo ibonisa ukuthi, ngokungafani nabamncintisana nabo abaningi, okudinga ukuqinisekiswa okungenani okuncane emfundweni kanye nokuhlangenwe nakho phakathi kwama-inshuwalense abo abaqeqeshwayo, u-Primerica akakwenzi.

Esikhundleni salokho, u-Primerica wamukela cishe wonke umuntu ngaphandle kwerekhodi lobugebengu ozimisele ukukhokha imali engu-$ 99 yokuqeqeshwa kanye nezindleko zokulayisense. Abagxeki baphikisana ngokuthi amanani okupasa aphansi angaphansi kwama-Primerica abaqeqeshwayo ekuhlolwa kwelayisensi kahulumeni abonisa izinga eliphansi lokulinganisa labo abaqashiwe. I-Primerica iphendule ngokubamba iqhaza kumshuwalense wombuso wombuso ukuze kube lula ukuhlola kwabo, ukuphikisa ukuthi eziningi zazo zibizwe kabi, zingenakunzima futhi / noma zihlaselwe yizinkampani ezincane.

Ngokumelene nalesi sizinda, ukukhathazeka okukhulu komfakisicelo oqeqeshiwe kakhulu ngokucabangela isikhundla sokuthengisa e-Primerica kungengozi yokuziphendulela engabangela. Ngokufanayo, imisebenzi ehambisana nokuhambisana nenkampani efana no-Primerica ingaba inselele, ngoba izinkinga zekhwalithi ezinamandla okuthengisa zizoholela ezinkingeni ezingaphezu kwezinga eliphezulu zomthetho nezokulawula.