Incazelo yomsebenzi:
I-actuary ihlola amathuba okuba izenzakalo zenzeka futhi kusiza umqashi wakhe ukuba anciphise izindleko zabo. Usebenzisa isofthiwe yedatha, ukuhlaziywa kwezibalo kanye nesofthiwe yokufanekisa. Abaningi bama-actuaries basebenzela izinkampani zomshuwalense, bezisiza ukuba bakhe izinqubomgomo bese beka ama-premium. Abanye basiza izimali zempesheni ukucacisa ukuthi bazokwazi yini ukuhlangabezana nezibopho zabo kubazuzi babo.
Amaqiniso okuqashwa:
Kwakukhona abasebenzisi abangu-22,000 abaqashwe ngonyaka ka-2010. Abaningi basebenza embonini yomshuwalense kubaphathi, ama-ejenti kanye nama-brokerages. Ukubonisana amafemu asebenzisa abanye. Abambalwa babeziqashile.
Imisebenzi eminingi kule nsimu yizikhundla ezigcwele isikhathi. Izindleko zivame ukusebenza emahhovisi. Labo abasebenzela amafemu okubonisana nabo basebenzisa isikhathi sokuhambela amaklayenti.
Izidingo zezemfundo:
Ukusebenza njenge-actuary kudinga i-bachelor degree kwizibalo, izibalo, isayensi yamanje noma ibhizinisi. Inkambo ejwayelekile ihlanganisa ucwaningo, izibalo ezifakiwe, izimali, ukubalwa kwezimali , ukubala kanye nesayensi yekhompyutha .
Kungani Kudingeka Ukwazi Ngezidingo Zezemfundo?
Ezinye izidingo:
Ukuze usebenze njenge-actuary kufanele uthole i-actuarial designation evela ku-Society of Actuaries (SOA) noma i-Casualty Actuarial Society (CAS). Ukuze wenze lokhu kufanele udlulise uchungechunge lwezivivinyo, ufeze izidingo ezithile zemfundo futhi uthathe izifundo ezidingekayo ze-intanethi kufaka phakathi i-seminar ekufundeni.
I-SOA iqinisekisa ama-actuaries asebenza ezindaweni zezempilo nempilo yomshuwalense, izimali, izinzuzo zomhlalaphansi kanye nokutshalwa kwezimali ngenkathi i-CAS iqinisekisa labo abaqashiwe emkhakheni womshuwalensi wokulimala. Izivivinyo ezine zokuqala ochungechungeni lwezivivinyo zivame kuzo zombili izinhlangano nakuba zihamba ngeziqu ezihlukahlukene.
Bobabili baziwa njengezivivinyo zokuqala. I-SOA kudinga ukudlulisa izivivinyo ezimbili ezengeziwe ngenkathi ukhetho lwe-CAS kufanele ludlulise ezinye izivivinyo ezintathu. Kungathatha phakathi kweminyaka eyisithupha neshumi ukudlula zonke izivivinyo kodwa omunye angasebenza njengomsizi we-actuarial ngemuva kokudlula kuphela kokuqala kokubili (Imininingwane Esheshayo Ngezikhathi Zokugcina). Abaningi baqala ukuthatha izivivinyo ngenkathi besesikoleni. Uma ugcwalisa zonke izidingo umuntu uba ngumlingani we-SOA noma i-CAS. Ngemuva kokufeza isimo somngane, uma kungenzeka uqhubeke nokufeza isimo somunye ngokugcwalisa izidingo endaweni ekhethekile.
Labo abafisa kulo msebenzi kumele babe namakhono ahlukahlukene ngaphezu kwalokho abafunda ekilasini. Izindleko zithembele ekuhlaziyeni okuqinile, izibalo namakhompiyutha ukuze zihlaziye idatha, zilinganisa ingozi futhi zenze ezinye izici zemisebenzi yazo. Ukuze ubone izingozi bese usiza amabhizinisi ukuthi awaphathe, kufanele abe ama-solvers enhle. Amakhono amahle asebenzisana nabo asebenza njengamalungu noma abaholi bamaqembu. Amakhono okukhuluma aqinile namakhono okubhala nawo adingekayo.
Amathuba okuthuthukisa:
Abantu bayakhuthazwa njengoba bedlula izivivinyo. Labo abaye bazuza isimo sokubambisana phakathi kwe-ASA noma i-CAS, bangase bathuthukiswe ezindaweni zokuphatha.
Imisebenzi eyenza imisebenzi yayo kahle futhi ingabonisa ulwazi olunzulu ngemali yomshuwalense, impesheni, ukutshalwa kwezimali noma umsebenzi wezinsizakalo zingaqhubeka nezikhundla eziphezulu njengeMphathi Omkhulu Wengozi noma Isikhulu Esiyinhloko Sezezimali.
Kungani Kudingeka Ukwazi Ngokuthuthuka?
UJobe Outlook:
I-US Bureau of Labor Statistics ibikezela umsebenzi omuhle kakhulu wokusebenza kwabasebenzi. Umsebenzi uzokhula ngokushesha kunomphakathi kuwo wonke umsebenzi phakathi kuka-2020 kanye nokufunwa kwabasebenzi abasebenza ngokukhethekile emnothweni nasemiphakathini yomshwalense kanye nokulimala okumele kulindeleke ukuba kube okuphezulu. Labo abasebenza ngokusemthethweni umshuwalense wokuphila ngeke baphumelele. Naphezu kokubheka imisebenzi enamandla, abadlali bazobhekana nokuncintisana okukhulu kwemisebenzi.
Kungani Kudingeka Ukwazi NgoJobe Outlook?
Izinzuzo:
Izindleko zathola umholo wonyaka waminyaka yonke wamaRandi ayizigidi ezingu-91,060 kanye nomholo wehora ophakathi kwamahora angama-$ 43.78 ngo-2011 (US).
Sebenzisa i-Salary Wizard ku-Salary.com ukuthola ukuthi ingakanani i-actuary eyitholayo edolobheni lakho.
Usuku Empilo Yokuphila Kwemvelo:
Ngosuku olujwayelekile imisebenzi ye-actuary ingafaka:
- ukuhlaziya imininingwane yezibalo ukucacisa izingozi zezenzakalo ezithile ezenzekayo
- ukunquma izinqubomgomo zenkampani ukunciphisa izindleko zezingozi
- ukubala ama-premium rates
- ukusiza amafemu ezemali ukuphatha izingozi nokukhulisa izinzuzo
Imithombo:
I-Bureau of Labor Statistics, uMnyango Wezabasebenzi wase-US, i- Occupational Outlook Handbook , Umagazini ka-2010-11, ama- Actuaries , kwi-intanethi ku-http: //www.bls.gov/ooh/math/actuaries.htm (yavakashela ngoFebhuwari 27, 2013).
Ukuphathwa Kwemisebenzi Nokuqeqesha, uMnyango Wezabasebenzi wase-US, i- O * NET Online , i- Actuaries , kwi-intanethi ku-http: //www.onetonline.org/link/details/15-2011.00 (yavakashela ngoFebhuwari 27, 2013).