Abasebenzi abaningi baseSweden bacabanga phambili futhi balungiselela umhlalaphansi. Ngenxa yalesi sizathu, uMnyango Wezokuvikela ungathanda ukuthatha leli thuba ukuhlinzeka ngolwazi olubalulekile kulabo abenze inkonzo yempi ehloniphekile ngemuva kukaDisemba 31, 1956. Le nsizakalo ingahle ikwazi ukukhokhelwa ngezinhloso zomhlalaphansi. Kusukela ngoJanuwari 1, 1957, inkonzo yezempi yaba ngaphansi kwentela yezokuphepha komphakathi.
Ngenxa yalokho, le nsizakalo isetshenziselwa ukunquma ilungelo lokuhlomula komuntu ngamunye. Ngokuvamile, inkonzo yezempi eyenziwe ngaphambi kukaJanuwari 1, 1957 kumele ibalwe ekuqhathaneni nomhlalaphansi noma umhlalaphansi. I-Social Security Administration (SSA) ayikwazi ukusebenzisa umsebenzi wezempi wangaphambi kuka-1957 ukubalwa izinzuzo uma inzuzo yomhlalaphansi noma umhlalaphansi inzuzo isekelwe kulolu hlelo. Umuntu akanakho ukukhetha ukuthi iyiphi inzuzo yokubalwa kwenzuzo ihlanganisa inkonzo yangaphambi kuka-1957 yempi (kukhona okuhlukile kwabaningi abasinda). Ngenhloso ye- Civil Service Retirement System (CSRS), ukudalulwa kokusebenza kwezempi ka-1956 kuncike kulokhu okulandelayo:
Ukuqashwa kwe-Federal Ngaphambi komhlaka-1 Okthoba 82. Ngokuvamile, uma usuqashwe kuqala endaweni ehlanganiswe yi-CSRS ngaphambi kuka-Okthoba 1, 1982, ungathola isikweletu ngesevisi yakho yempi ka-1956 uma usuhlala emsebenzini ngaphandle komphakathi oneminyaka engama-62.
Kodwa-ke, uma ungenzi idiphozi yezempi ngaphambi kokuba uhlukaniswe nomsebenzi wase-Federal, umsebenzi wezempi uzoqedwa kusukela ekubalweni kwe-CSRS annuity uma ufinyelela eminyakeni engu-62, uma unelungelo lokuthola izinzuzo zokuphepha kwezenhlalakahle.
Ukuqashwa kwe-Federal emva komhlaka-1 Okthoba 82. Ngokuvamile, uma uqala ukusebenza endaweni ehlanganiswe yi-CSRS noma ngemuva komhla ka-Okthoba 1, 1982, awuzukuthola isikweletu ngenkonzo yezempi yeposi ka-1956 nganoma yimuphi umgomo wokuthatha umhlalaphansi ngaphandle kokuthi wenze idiphozi yempi ngaphambi ukuhlukaniswa nokuqashwa kukahulumeni.
Inani lediphozi isamba esilingana namaphesenti angu-7 (izisebenzi ezikhethekile zesigaba zingakhokha imali ephakeme) yokukhokhelwa kwezempi eziyisisekelo okwenziwe ngenkathi yenkonzo yempi, kanye nesithakazelo.
Ngenhloso ye-Federal Employee Retirement System (FERS), ukudalulwa kokusebenza kwezempi ka-1956 kuncike kulokhu okulandelayo:
Ngokuvamile, uma uhlanganiswa ngokuzenzakalelayo ngaphansi kohlelo lwe- Federal Employees Retirement System (FERS) ngoJanuwari 1, 1987 noma nganoma yisiphi isikhathi ngemva kwalokho, kufanele wenze idiphozi yempi ngaphambi kokuhlukaniswa nomsebenzi we-Federal ukuze uthole isikweletu nganoma iyiphi injongo yomhlalaphansi. Isevisi yezempi ikhonjiswe ngaphansi kwe-FERS imithetho uma kwenziwa ngemuva kokuba uhlanganiswe yi-FERS noma uneminyaka engaphansi kuka-5 yenkonzo yomphakathi (ngaphandle kwevisi ye-CSRS yesikhashana noma ye-Offset) uma ihlanganiswa yi-FERS.
Inani lediphozi isamba esilingana namaphesenti angu-3 (izisebenzi ezikhethekile zesigaba zingakhokha inani eliphakeme) lokukhokhelwa kwezempi eziyisisekelo okwenziwe ngenkathi yenkonzo yezempi, kanye nesithakazelo.
Uma uthola inkokhelo yempi yomhlalaphansi noma yokugcina imali, ngeke uthola isikweletu nganoma iyiphi insizakalo yempi ngaphandle kokuthi izimo ezithile zifinyelelwe noma zisebenzise.
Kunezizathu ezithile ezinhle zokucabangela ukwenza idiphozi.
Ukwenza idiphozi yokuthunyelwa kwamasosha e-1956 ikuvumela ukuba uthole isikweletu esingunaphakade senkonzo yezempi ngaphansi kwesistimu yakho yokuthatha umhlalaphansi e-Federal, futhi umsebenzi wezempi uhlala unesibopho sezinhloso zokuphepha kwezenhlalakahle. Ukwenza idiphozithi kusenesikhathi kusiza ukugwema ukubalwa kwesithakazelo esengeziwe. Isilinganiso senzalo ethintekayo ekuthunyelwe kuka-1956 sigcina izinguquko minyaka yonke. Le nzalo ithola futhi ihlanganiswe njalo ngonyaka ngosuku lwakho lwe-Interest Accrual (IAD). IAD yakho yokuqala ngukuthi unyaka ongu-1 ngemuva kosuku okuphelelwa yisikhathi isikhathi somusa esingenasithakazelo.
Uzonikezwa ithuba lokwenza idiphozi ngesamba esisodwa noma ngokudonswa kwemali. Yonke imisebenzi yokuthunyelwa kwezempi yama-post-56 kufanele yenziwe kwi-Defense Finance and Accounting Service (DFAS) ngaphambi kokuhlukaniswa nokuqashwa kukahulumeni. Ngisho noma ungahle uhlele ukuthatha umhlalaphansi noma ushiye inkonzo yaseSweden maduzane, umqondo omuhle kakhulu ukuthola okungenani inani lemali oyihola lempi ukuze idiphozi ikwazi ukubalwa kalula.
Ukucubungula idiphozi, singasebenzisa izaphulelo zakho zokukhokha ezempi ngezikhathi eziphelele zemisebenzi yezempi ekukhokheni idiphozi yesibhamu noma ungathola ukulinganisa okuqinisekisiwe kwemali yakho yemali ekhokhelwa ezempi kusuka egatsheni lezinsiza ezifanele. I-DLA Human Resources Centre, Amahhovisi Okusekela Amakhasimende (i-CSO) anganikeza imiyalelo yokuthola isilinganiso esiqinisekisiwe.
Uma usuqedile idiphozi, i-DFAS i-ofisi yokukhokha izokuthumela irisidi ekhombisa ukuthi idiphozi yakho ikhokhwe ngokugcwele, inani elikhokhwayo kanye nesikhathi sokusebenza idiphozi ifihla. Uma uthola irisidi kuzomele udlulisele ikhophi ehhovisi le-CSO ukuthi izinsizakalo wena nazo zizofakwa kwiFolda Yakho Yomsebenzi njengamarekhodi angunaphakade. Ihhovisi lethu lidinga lolu lwazi kuwe ukuze lithole ukuthi ungathola yini isikweletu ku-CSRS yakho noma ku- FERS inzuzo yomhlalaphansi.
Uma umuntu eshiya inkonzo yase-Federal noma ehambisa kwenye amahhovisi e-payroll esebenza, amarekhodi abo okukhokha avaliwe futhi athunyelwa ku-Office of Personnel Management (OPM).
I-OPM izogcina la marekhodi kuze kube yilapho umuntu efaka isicelo somhlalaphansi, ecela ukubuyiselwa kwemali noma efa.
Sicela uqaphele ukuthi lokhu kuyisifinyeto esifushane sezinhlinzeko zokwenza idiphozi ukuthola isikweletu ngenkonzo yezempi yase-1956 ngezinzuzo zomhlalaphansi. Ngaphansi kwezimo ezithile, inkonzo yezempi ekhuthele eyenziwe emva kuka-Agasti 1, 1990, ephazamisa umsebenzi wesikweletu (isib. Ukuxhaswa kweDesert Shield / iDesert Storm, njll.) Idiphozi ekhethekile ingasebenza ngenxa yoMthetho we- Uniformed Services Employment and Reemployment Rights Act ka-1994 (USERRA) umthetho.
Ukwaziswa Okuphezulu Kwamalungelo Omnyango Wezokuvikela