Imali engenayo yemali ngokuvamile ibhekiselwa esikhathini esithile, njengenzuzo engenayo yekota noma imali engenayo yonyaka.
I-Distinction Between Sales kanye neRevenue Gross
Kubalulekile ukuhlukanisa phakathi kwenani lemali engenayo kanye nenombolo yokuthengisa yangempela ezinhlanganweni lapho kunezinhlobo eziningi zemali engenayo kubandakanya ukuthengisa, inzalo kanye neminye imisebenzi. Inombolo yokuthengisa yonke ivela kumakhasimende ngokuhlinzekwa kwezimpahla namasevisi, ngaphansi kwanoma yiziphi izindleko ezihlobene nokuthengisa. Lokhu kuvame ukubhekwa njengemali engenayo noma yokusebenza. Imali engenayo yonke ibonisa inani eliphelele lenkontileka yokuthengisa, ngenkathi inzuzo engenayo ibonisa inani elikhokhwa kumakhasimende ngaleso sikhathi ngesikhathi.
Ukuhlaziywa Kwezinombolo Zokuthengisa
Kubalulekile ukukhomba inombolo ebonisa ukuthengiswa kwangempela okwenziwe ngokuhlinzekwa kwezimpahla nezinsizakalo kuzo zonke izikhathi zokuqhathanisa uma uhlola ukusebenza komkampani futhi uqhathanisa nezikhathi zangaphambili.
Imali engenayo noma esebenzayo iyasiza ekuhloleni izitayela kanye nezinyathelo ezihlukahlukene kanye nezilinganiso zokusebenza komzamo wokuthengisa nokuthengisa. Amanye ama-ratios ahlanganisa imali engenayo.
Amamethrikhi amaningi wezimali aphindaphindiwe ahlanganisa izimali zentengo zihlanganisa:
- Ukukhula kwezokuthengisa
- Izinga lokukhula ngonyaka ngonyaka ekwenzeni ukuthengisa (CAGR)
- Amaphesenti amakhulu futhi enenzuzo
- Ukuthengisa izindleko, jikelele kanye nokuphatha (SGA) ekuthengiseni
- Ukulinganisa kokusebenza kwezindleko
- Ukubuyiswa kwama-akhawunti okutholakele
- Ingqikithi yenani lempahla
- Ukubuyiswa kwefa okuhleliwe
Lokhu kanye namanye ama-ratios afaka izinombolo zentela ezihlolisiswa ngokucophelela ngabaphathi be-firm, kanye nabahlaziyi bangaphandle, ukukala impilo yonke yemisebenzi yokukhiqiza imali.
Qaphela Imithetho Yokuqaphela Imbuyiselo
Ingeniso ehlonziwe yinani lemali engenayo evunyelwe ukuba ihlonishwe esikhathini samanje njengoba ilawulwa yimigomo yokubheka ngokuvamile evunyelwe. Ezimabhizinisi ezithembele ezinkontileka zesikhathi eside noma ezenzakalweni zokubhalisa ilayisense noma izinhlelo zokulondoloza ilayisensi software, isithombe sangempela sempilo yinani lemali engenayo ekwazi ukubonakala ngaleso sikhathi.
Isibonelo, inhlangano ingenza isivumelwano sokuthengiswa ngenani lemali eyizigidi ezingu-3 zamaRandi ngaphezu kweminyaka emithathu, kodwa ivunyelwe kuphela ukuthi iqaphele ukuthi imali engenayo ngonyaka owodwa weminyaka eyi-$ 1 million. Ilayisensi yesofthiwe ingase ifake imali yokugcinwa kwe $ 30,000 ngaphezu kweminyaka emithathu, kodwa inkampani ingakwazi ukubona kuphela imali engenayo eminwe yonyaka owodwa, inyanga eyodwa ngesikhathi.
Uma isivumelwano sokulondoloza sisungulwa emakethe ayisithupha ezinyangeni ngonyaka #, i-firm ingakwazi ukubona kuphela i-1/2 yemali yonyaka, noma i-6/12 yemali yonyaka owodwa we-$ 10,000, noma i-$ 5,000 yonyaka onjalo.
Njalo uxhumane nabaxhumanisi abafanelekayo ukuthola imithetho efanele yokuqashelwa kwemali yebhizinisi lakho.