Ngabe Isikhathi Esincane Sokuthatha Umhlalaphansi Abasebenzi Bakahulumeni?
I- Federal Employees Retirement System, noma i-FERS , ine-minimum age yobudala yomhlalaphansi, noma i-MRA, engaphansi kwama-65. I-MRA isungula iminyaka encane kunazo zonke lapho umsebenzi wesifunda angahlala khona.
Kubasebenzi abaningi base-federal, i-MRA yabo ingu-57. Abasebenzi abazalelwa ngaphambi kuka-1970 bangahlala emsebenzini ngaphambi kwesikhathi. Ngokuqondile ukuthi kungakanani ngaphambili kuncike ekutheni bangakanani ubudala. I-MRA ephansi kunama-55 abantu abazalwa ngaphambi kuka-1948.
Njengezinhlelo eziningi zokuthatha umhlalaphansi, i-FERS isebenzisa ukubusa kwe-80. Lo mthetho uthi ukuze ufanelekele umhlalaphansi isisebenzi kumele sifinyelele eminyakeni engu-80 ehlangene lapho sengeza iminyaka nemisebenzi yenhlangano. Uma uhlola lo mthetho, kulula ukubona ukuthi kungani i-FERS ine-MRA.
Isibonelo sendlela okubheke ngayo umlando wokusebenza komhlalaphansi ophansi
Nasi isibonelo sokuthi i-FERS MRA isebenza kanjani . Sitshele ukuthi umsebenzi uqala umsebenzi wezepolitiki ngemuva kwekolishi eneminyaka engama-22. Emva kweminyaka engu-29 yokusebenza, isisebenzi sifike eminyakeni yobudala engama-51. Isisebenzi sikwanelisa umthetho we-80; Kodwa-ke, lesi sisebenzi asizange sifinyelele eminyakeni eyisithupha yokuthatha umhlalaphansi. Ku-MRA oneminyaka engu-57, isisebenzi sineminye iminyaka eyisithupha kuze kufike ukufaneleka komhlalaphansi. Uma sicabanga ukuthi isisebenzi sethu sifuna ukuthatha umhlalaphansi ngokushesha uma efaneleka, ama-FERS athola iminyaka eyisithupha yeminikelo yomhlalaphansi evela kulesi sisebenzi futhi anikeze izinkokhelo zeminyaka eyisithupha kulo msebenzi ngokuphoqelela abasebenzi ukuba balinde kuze kube yiminyaka engu-57.
Lapho uneminyaka engu-51 ubudala, umhlalaphansi uzama. Isisebenzi singakhetha ukwenza okuhlukile futhi sibe nesikhathi esanele sokwenza umsebenzi wangempela kuwo. Lapho useneminyaka engu-57 ubudala, umhlalaphansi usazama, kodwa abasebenzi abaningi bakhetha ukuphuma enkonzweni kuze kube yilapho behlala khona eminyakeni engama-60. I-Social Security Administration ivumela izakhamizi ukuba zithathe umhlalaphansi ngaphambi kweminyaka engu-62, ngakho-ke 62 iyinhlangano ethandwayo yokuthatha umhlalaphansi phakathi kwezinceku zomphakathi kuwo wonke amazinga kahulumeni .