Izinselele Abesifazane Abhekene Namuhla Emnothweni Ongaguquki

Abesifazane benza imali encane kunamadoda. Iningi labantu liyazi kakade ngaphandle kokubheka izibalo ukuthi abesifazane bathola imali encane kunamadoda, nokuthi abesifazane banamathuba ambalwa okuqashwa kanye namathuba okuthuthuka (naphezu kokuthi abesifazane abaningi banamabanga aphezulu kunamadoda), kepha nansi ezinye izindawo lapho abesifazane beswele khona ungase usazi ngalokhu ngalokhu:

• Imindeni eyisishiyagalolunye engama-10 engabodwa iholwa ngabesifazane.
• Abesifazane baningi amathuba okuba bangasebenzi ngesikhathi sezomnotho kunamadoda.

• Abesifazane bangase bahlehliswe uma izinkampani zinciphisa.
• Abesifazane abaningi kunamadoda basebenza amaholo aphansi, imisebenzi yesikhathi esithile.
• Abesifazane abambalwa kunamadoda abahlangabezana neziqu zokufaneleka ngenxa yokungaqashwa kwemisebenzi (ngoba bathola inkokhelo ephansi futhi ngokuvamile banikezwa amahora ayingxenye).
• Ngesikhathi sokunciphisa ngokwezimali, amaholo omphakathi aphakathi nendawo kodwa amaholo omama asevele ewehla u-3%.
• Kuwo wonke ama dollar umuntu othola ukusebenza isikhathi esigcwele, abasebenzi besifazane bayothola amasenti angu-77 kuphela emisebenzini efanayo.
• Abesifazane nabo bancane amathuba okuba bafanelekele izinzuzo zomsebenzi kanye nezinhlelo zokuthatha umhlalaphansi ezisekelwe emisebenzini njenge-401 (k).
• Ngokusho kocwaningo lweHarvard, ukubaluleka kwamanani angashadile kwabesifazane abangashadile kwakungu $ 12,900, uma kuqhathaniswa namadola angu-26,850 ngamadoda. Ucwaningo lubhekise igebe lomholo njengesizathu esiyinhloko salokhu okungalingani.
• Izinkokhelo ezingaphansi kanye nezindleko eziphakeme zisho ukuthi abesifazane banamalengiso namasheya ambalwa kunamadoda.

Izindleko zabesifazane zidlula lezo zaMadoda

Abesilisa nabesifazane bakhokha izintengo ezifanayo zokudla, igesi, kepha abesifazane bavame ukuthwala izindleko amadoda, ngezindleko eziphakeme, azikho.

Njengoba imindeni engabodwa engama-10 engabodwa eholwa ngabesifazane, yibo abesifazane okufanele balinganise imisebenzi emibili yomsebenzi kanye nomzali - hhayi amadoda. Lapho abafile-abashaya abahlukumezi behluleka ukukhokhela ukusekelwa kwabantwana, abesifazane abaningi kufanele bathathe ithebhu ngokuthatha imisebenzi eyengeziwe, abahola kancane ukuze bazame ukufeza.

Cishe wonke umbuso wase-US usuqede imali kanye nezinhlelo (futhi kuncishiswe ezingeni likahulumeni) okwakusiza abesifazane ukuba baqinise imiklomelo yabo yokusekela izingane, baqeqesha ukuba bangene kabusha abasebenzi, futhi iCongress iye yaqeda nakakhulu izibonelelo ezikhungweni zokuthuthukisa amabhizinisi abesifazane kusukela ngo-2009.

Ngenxa yezintambo, izinguquko emithethweni yokusekelwa kwengane, nezinsizakalo zomthetho ezincane ezithengekayo kubantu besifazane, inani elikhulayo lamadoda lihlehliswa ekusekeleni kwezingane. Lokhu kusho ukuthi abesifazane abaningi manje bakhokha konke, noma izimali ezingavumelani, ukuhlinzeka ngezidingo zezingane zabo.

Abesifazane bavame ukukhokhela izinkokhelo zomshuwalense ophezulu kanye nezindleko zokunakekelwa kwempilo ezingaphezu kwamadoda ngaphezu kwabesilisa, okudingeki bakhokhele ukulawulwa kokubeletha noma izinzuzo zokubeletha, futhi ngoba abesifazane abaningi bakhokhela umshuwalense wezempilo kubantwabakho kunamadoda.

Amanani esikweletu ngamabhinqa ngokuvamile alingana noma angcono kunamadoda, kodwa ngemali ephansi kanye nempahla encane, ukuthenga abesifazane besifazane kudingeka bahambe nge-subprime "mortgage 30-40% kaningi ngaphezu kwamadoda, okusho ukuthi ukukhokha okuphansi, kodwa izinkokhelo eziphezulu ngenyanga.

Ngokusho kuka-Erin Parrish eMinnesota Press, "Abesifazane bavame ukuhlukunyezwa ngemikhuba yokukhwabanisa, hhayi kuphela ngenxa yokuthi banamakhono okufunda ngokwezimali, kodwa futhi ngenxa yokuthi bahlinzekwa ngemali ephakeme ye-subprime kunamadoda. ngokuvamile kuvame ukucindezela abesifazane ekugcineni, bebaphoqa ukuba bakhethe phakathi kokudla imindeni yabo noma ukukhokha isikweletu. "

_{Umthombo:
U-Erin Parrish. Minnesota Women's Press. "I-MoneyFeature: Abesifazane bahlukunyezwa kakhulu emnothweni ongazinzile wanamuhla." Ngo-Agasti 7, 2008.}