Ukwenza Ukuguqulwa Kusuka Ekukhutshaziwe kuya Ekuthathe umhlalaphansi
Umbuzo ovamile kulabo abasondela eminyakeni yobudala bomhlalaphansi, kodwa abaye bathola izinzuzo zokukhubazeka kwezenhlalakahle (SSDI), yilokho okuzokwenzeka uma befanelekele izinzuzo zomhlalaphansi. Ngezizathu eziningi, abadala bangase babe nokugula, ukulimala, noma esinye isimo sezokwelapha esenza kube nzima ukuba basebenze, ngakho-ke bangathola izinzuzo zomshuwalense ezikhubazekile ezikhokhela izindleko zokuphila.
Bangase bafanelekele ne-Medicaid, okuyinto uhlelo lokunakekelwa kwempilo yomphakathi elikhokhela ukuvakashelwa udokotela, izinsizakalo zezokwelapha, nemithi yokwelashwa.
Uma Umuntu Okhubazekile Efanelekile Ukuthatha Umhlalaphansi
Impendulo ilula. Izinzuzo zokukhubazeka kwezenhlalakahle zizoshintshela ngokuzenzakalelayo kwizinzuzo zomhlalaphansi zokuphepha komphakathi uma umuntu efinyelela eminyakeni yakhe efanelekile yomhlalaphansi, ngokujwayelekile cishe ku-62 kuya ku-70 kuye ngokuthi bazalwa nini. Uma zifanelekile izinzuzo zomshado womndeni, zizokuthola le nkokhelo inyanga ngayinye (kodwa kumele ifake isicelo salokhu). Ezimweni eziningi, imali ekhokhwa ngenyanga ngeke ishintshe okuningi, futhi ingakhula kuye ngokuthi isebenza isikhathi esingakanani, uma kukhona impesheni yanyanga zonke, nokuthi ingakanani imali eyitholiwe ngaphambi kokuba ikhubazeke.
Isimiso Sokuvumela Isibopho Sokukhokhelwa Kwezokukhubazeka
Kunezinye izimo ezikhethekile kubantu abamukela izinzuzo zokukhubazeka kwezenhlalakahle.
Ngaphansi kokuzimisela okubambisene "Izibonelelo Zomusa," i-Social Security Administration inganikeza izibonelelo ezengeziwe kanye nezinzuzo ezisheshayo kulabo abakhubazekile kakhulu futhi bahlangabezana nezimiso ezithile zezokwelapha. Isibonelo, umuntu obhekene nesifo esongela impilo futhi osondela eminyakeni yobudala bomhlalaphansi angase afanelekele lokhu kuzimisela.
Indlela Yokufanelekela Izinzuzo Zokukhubazeka Zokuphepha Komphakathi
Ukufanelekela izinzuzo zokukhubazeka kwezenhlalakahle kuxhomeke ezintweni ezimbalwa. Umuntu kumele abe esebenze okungenani iminyaka eyi-10, futhi abe nesimo sezokwelapha esinqunyiwe sokuba ukukhubazeka kwangempela ngaphansi kwemithetho yezokuphepha kwezenhlalakahle. Lokhu kungafaka ukulimala okubi noma ukugula, ukulimala ngokomzimba noma kwengqondo, noma esinye isimo sezokwelapha esivimbela umuntu ukuba abe nomsebenzi onenjongo. Ummeli wezokukhubazeka wezenhlalakahle angasiza ukuchaza lezi zici ukuqinisekisa ukuthi umuntu angathola le nzuzo, futhi kungathatha iminyaka embalwa ukuqala ukuthola amasheke okukhubazeka ngenyanga.
Ukuthatha Umhlalaphansi Ekuqaleni Noma Cha?
Uma umuntu ethatha isinqumo sokuthatha umhlalaphansi ekuseni, eneminyaka engu-62 ubudala, ukukhokha kwabo ukukhubazeka kungase kuqhubeke ngesikhathi esifanayo njengezinzuzo zabo zomhlalaphansi, kodwa ngenani elincishisiwe. Isibonelo, uma ususeduze nonyaka wokuthatha umhlalaphansi futhi wanquma ukuthatha umhlalaphansi ekuseni ngenxa yezinkinga zempilo ezingapheli, ungafaka isicelo somshuwalense wokukhubazeka. Uma ufinyelela ku-65, ukukhokha kwakho ukukhubazeka kuzokwenqabela. Ukuphathwa kwezokuThuthukiswa koMphakathi kuzokwenza umehluko phakathi kokukhubazeka nezinzuzo zomhlalaphansi isikhathi esifushane kanti lokhu kuguquka kwenzeka.
Kungani Kuthatha Umhlalaphansi Ekuqaleni?
- Isifiso sokuphuma emsebenzini futhi ujabulele ibhizinisi lokuzilibazisa noma umsebenzi
- Ukucindezela izindaba zezempilo ngenxa yomsebenzi ocindezelayo noma imboni
- Ukuguquka kwesimo somndeni okudinga isidingo sokuthatha umhlalaphansi ngokushesha
- Izimo zezomnotho ezenza umhlalaphansi kungenzeka (isib. Ukukhokha indlu)
- Oshade naye osevele esethathe umhlalaphansi futhi udinga ukuxhumana noma ukunakekelwa
- Omkhulu noma abanye abaxhomekile bafuna isikhathi sakho
Isinqumo sokuthatha umhlalaphansi singaphezulu komuntu ngamunye. Kunconywa ukuthi ukhulume nommeli onolwazi nomeluleki wezezimali ngaphambi kokuthatha lesi sinyathelo.