Inani eliphakeme lemalimboleko yemalini ehlobene nenani lezibambiso ezisemthethweni libekwa yiBhodi leBhodi leSigungu.
Isiqiniseko ngasinye sikhululekile ukusebenzisa izinqubomgomo eziningi zokubolekisa ezinamandla kunalokho okushiwo yi-Fed.
Ingxenye yohwebo lokuhweba elingasetshenziselwa ukubolekwa kwemali elinganiselwe lingakhokhwa ngekheshi noma ngokuthumela ezinye izibambiso njengezibambiso. Uma izibambiso zithunyelwe njengezibambiso, inani labo kumele livame ukuba okungenani kabili inani lemali edingekayo ngenye indlela. I-"call call" imiphumela uma iwa ngamanani okugcina, noma izibambiso ezithengiwe nge-loan margin, noma izimfihlo ezithunyelwe njengezibambiso. Ikholi ye-margin idinga ukuthi umbolekisi athumele okunye okubambisene ngezimali noma izimali. Imithetho ehambisana nomngcele ingaba yinkimbinkimbi kunalokho. Ukuze uthole izibonelo, bheka le ngxoxo yeMargin 101.
- Okusemandleni: Ukusebenzisa ukuthenga ngokuthenga amasheya emkhakheni kungandisa kakhulu amandla okutshala izimali. Isibonelo, ukukhokha imali engu- $ 10,000 ngemali ukuze kube nokuphepha okuphindwe kabili ku-$ 20,000 okuletha inzuzo engu-100%, okukhethekile kwamakhomishana, izimali kanye nezintela. Ukuthenga ukuvikeleka okufanayo nge-50% ngokwezimali ($ 5,000) kanye no-50% otholwe ngemalimboleko yemali ($ 5,000) kuzokhipha inzuzo engama-200% (ngemuva kokukhokha imali engu-$ 5,000 yemalimboleko), okukhethekile kwamakhomishini, izimali, intela kanye nenzuzo ngemali mboleko.
- I-Downside Risk: Sebenzisa ukusika ngezindlela zombili. Uma inani lokuphepha kusibonelo sethu liwela kusuka ku-$ 10,000 kuya ku-$ 5,000, ikhasimende lamanzi lizolahlekelwa ngu-50%. Kodwa-ke, iklayenti elithenga ukuphepha ngamaphesenti angama-50% liyobhekana nokulahlekelwa okuphelele kwe-100%. Yonke imali engu-5,000 yenani elisele lezokuphepha lizodingeka liholele ekukhokheleni isikweletu semali, kanti imali engu-$ 5,000 ibeke phansi ngemali izolahleka ngokuphelele.
- Ukunciphisa Amaklayenti: Ngenxa yezingozi ezihilelekile, amaklayenti kufanele ahlolwe kakhulu ngokufaneleka kokubanika ukufinyelela kumkhawulo. Ngakho-ke, iminyango yokuhambisana nayo idinga amaphepha akhethekile nokucaciswa ukuze kuqinisekiswe ukuthi ama-akhawunti we-margin ahlinzekwa kuphela kumakhasimende aqonde ngokugcwele izingozi, futhi ngubani onayo imali yokuthola ukulahleka okungenzeka.
- I-Stock Loan: Imibhalo ejwayelekile yokuvula i-akhawunti ye-margin ngokuvamile ihlanganisa ulimi lapho iklayenti ivumela khona ukuboleka izimali ezigcinwe kuyo, ngokuqonda kwayo futhi kungenakho isinxephezelo kumthengi. Bheka izihloko zethu emalimboleko yesitokisi kanye ne- SEC Rule 15c3-3 ukuze uthole imininingwane eyengeziwe.
Futhi eyaziwa njenge: loan loan
Isibonelo sokusebenzisa i-Terminology: Ngathenge amasheya angu-100 e-IBM emkhakheni, ngesikweletu esivela ku-firm firm yami.