Ingxenye 1 - Izidingo ze-Capital-Start-Up
Inhloso YeSifundo Sokwethenjelwa Kwezezimali
Ucwaningo lwezezimali lwe-feasibility ukuhlolwa kwezici zezezimali zento ethile. Uma leli cala, ukuqala nokuqhuba ibhizinisi.
Lubheka izinto eziningi kuhlanganise nentengo yokuqala, izindleko, izimali, nezindleko zokutshala izimali kanye nokukhokha imali. Ezinye izingxenye zesifundo sokufeza ukufeza okuphelele sizofaka idatha ekutadisheni kwakho okuyisisekelo kwezezimali.
Ucwaningo lwezinzuzo zezezimali lungagxila kwenye iphrojekthi ethile noma endaweni ethile, noma eqenjini lamaphrojekthi (njengemikhankaso yokukhangisa). Kodwa-ke, ngenhloso yokusungula ibhizinisi noma ukuheha abashalizimali, kufanele ufake okungenani izinto ezintathu eziyinhloko esifundweni sakho esinzulu sokufinyeleleka kwezezimali:
- Izidingo ze-Capital-Start,
- Imithombo Eyinhloko Yokuqalisa, futhi
- Ukubuyisela Okungenzeka Kwabatshalizimali.
Izidingo ze-Capital-Start
Imali eyisiqalo sokuqala ingakanani imali oyidingayo ukuze uqale ibhizinisi lakho futhi uligcine ligijima kuze kube yilapho lizinakekela. Kumele uhlanganise izimali ezinkulu zemali (ukheshi, noma ukutholakala ukheshi) ukuqhuba ibhizinisi iminyaka eyodwa kuya kwemibili.
Ukuthola Imithombo Yemali Eyinhloko Yokuqalisa Imali
Kunezindlela eziningi zokukhulisa imali ebhizinisini lakho, kodwa kungakhathaliseki ukuthi uthatha umzila, abatshalizimali banamathuba amaningi okutshala izimali, amabhange angase avumele ukubolekisa imali, futhi izinkampani ezinkulu zinamathuba amaningi okukunikeza izivumelwano uma uzifaka ibhizinisi ngokwakho.
Uma wenza uhlu lwemithombo yezimali, qiniseka ukuthi ufaka noma yini ongayenza ebhizinisini, kubandakanya umsebenzi wamahhala. Uma uqala inhlangano engenzi inzuzo, isikhathi sakho somsebenzi ozinikele singase sibe intela ekhishwe kuwe.
Ukubuyiselwa Okungenzeka Kwokufundwa Kwezimali Zomnotho Wezentengiselwano
Abatshalizimali bangaba abangane, amalungu omndeni, abangane abaqeqeshiwe, iklayenti, abalingani, abanikazi bezabelo, noma izikhungo zokutshala izimali.
Noma yiliphi ibhizinisi noma umuntu ofuna ukukunika ukheshi kungaba ngumtshali wezimali. Abatshalizimali banikeza imali ngokuqonda ukuthi bayothola "ukubuyiselwa" ekutshalweni kwabo, okungukuthi, ngaphezu kwenani elitshaliwe bayothola iphesenti yenzuzo.
Ukuze ukhohlise abatshalizimali kudingeka ukhombise ukuthi ibhizinisi lakho lizokwenza kanjani inzuzo, lapho lizoqala ukwenza inzuzo, inzuzo engakanani okuyoyenza, nokuthi yiziphi izimali ezizothola ekutshalweni kwazo. Isigaba sokubuyisa utshalomali kufanele sinikeze kokubili incazelo yokuthi abatshalizimali bazohileleka kanjani futhi baxoxe ngezinhlobonhlobo ezihlukahlukene ezizophazamisa inzuzo yebhizinisi lakho, zinikeze okungaphezu kwesinye isimo.
Indlela Okumele Uyikhokhe Ngayo Abatshalizimali
Ukuthi abatshalizimali bazokhokhwa kanjani kuzohluka ngokusho okunikezwayo ngabathengi ngabanye. Funda konke okunikezwayo ngokucophelela kakhulu - akubona bonke abatshalizimali abafanele ibhizinisi lakho.
Isigaba sokutshalwa kwezimali sakho sokutadisha ukufinyeleleka kwezezimali akufanele senze izipesheli ezithile noma ezibophezela kubatshali. Ungasho ukuthi abatshalizimali bazokhokhwa idoli elithile ngamanani athile. Esikhundleni salokho, bhala imikhuba ejwayelekile yokuthi ukubuyiselwa kwezimali kuzosakazwa kanjani, ucabange ngezimo ezehlukene zebhizinisi.
Isibonelo, ungase utshele ukuthi abatshalizimali bazokhokhwa X inani lemali noma i-X% ekutshalweni kwabo ekupheleni kwanoma yiliphi ikota lebhizinisi lapho inzuzo idlula khona emngceleni othize.
Imali engenayo yeprojekthi, ukukhipha izindleko zebhizinisi , bese kuthi kusukela emalini esele, sinqume ukuthi yimaphi amaphesenti azosakazwa kubatshalizimali. Akufanele neze uthembise imali engu-100% yabalimi. Udinga ukugcina imali esandleni ukuze uqhubeke usebenza ibhizinisi lakho, ukukhulisa ibhizinisi lakho, nokwakha izinqolobane.
Iningi lentela yokutshala izimali kuhanjiswa ngokuphindwe kabili, ngonyaka, noma ngonyaka. Cabanga ngendlela imijikelezo eyahlukahlukene yokusabalalisa ingayithinta kanjani ukuhamba kwebhizinisi lakho ngesikhathi seminyaka emibili yokuqala yokusebenza. Ngamanye amazwi, musa nje ukugijima izinombolo ezilodwa zezinombolo, hlola uhlobo olunye lokusatshalaliswa nokusekelwa ukuthi kungani ucabanga ukuthi ukhetho olukhethayo lungcono kakhulu.