Hlela phambili
Umkhankaso wokuthengisa ophumelelayo udinga ukuhlelwa nokuhlela kwangaphambili.
Isinyathelo sokuqala ukunquma ngemigomo yakho yomkhankaso. Khona-ke kufanele usethe imingcele yakho yomkhankaso - ukuthi uzochitha imali engakanani ezintweni zokwakha, yiziphi iziteshi zokuthengisa ozisebenzisayo, uhlobo lunikelo olukhethekile oluzobe lunalo phakathi nomkhankaso, luzoba isikhathi esingakanani, futhi kungenzeka imigomo eyengeziwe namabhonasi wethimba lokuthengisa.
Uma ubeka imigomo yakho , yiba necacile. Ngokuvamile kusiza ukusetha umgomo oyinhloko nomgomo owehlisiwe - isibonelo, umgomo oyinhloko kungenzeka ukuthi uthengise amayunithi angu-5,000 womkhiqizo wakho omusha, futhi umgomo odelayo kungenzeka ukuthengisa amayunithi angu-8,000. Imigomo yakho izosiza ekunqumeni wonke amanye amafomu omkhankaso ngoba uma wazi ukuthi ufuna ukuthini, uzokwazi ukuthi kufanele uthathe isikhathi esingakanani ukuze ufinyelele leyo migomo (futhi ngaleyo ndlela umkhankaso uzosebenza kanjani) kanye nokuthi ingakanani imali okwenzayo ingqondo yokuchitha emkhankasweni wakho.
Uma umgomo wakho wezinyunithi ezingu-5,000 ezithengisiwe ngeke usebenzise ama-dollar angu-50,000 enzuzo, kungengqondo ukuchitha u-$ 2,000 ukuhlela umkhankaso wakho - kodwa akusizwanga ukuchitha imali engu-R40,000 kusukela lokho kungasusa kahle inzuzo yakho ngisho noma ufezekisa umgomo wakho .
Yenza ama-Educated Offers
Izinzuzo zakho ezilindelekile nazo zizocacisa uhlobo lwesipho esikhethekile uma kunoma yikuphi, enikeza amakhasimende abazoba khona. Noma yimuphi umkhankaso uzokwenza kangcono uma ungakwazi ukunikeza isivumelwano kusukela kunoma yikuphi "ukunikezwa kwesikhathi esilinganiselwe" kunezela umuzwa wokuphuthuma okhuthaza ithemba lokuthenga masinyane. Ibuye ifake nesifiso semvelo sokuthola lutho - noma okungenani, okuthile okungenani kakhulu kunalokho okufanelekile.
Kodwa kuzodingeka ukhethe isipho esikhethekile esingeke sigxume kakhulu ezinzuzo zakho. Ngaphandle kwalomthetho ngumkhankaso "wokuhola ukulahlekelwa". Lolu hlobo lwemikhankaso yokuthengisa lenzelwe ukwenza imali kodwa ukuheha amathuba okuba amakhasimende, noma ngabe inkampani ayizuzi ngokushesha. Umkhankaso wabaholi wokulahlekelwa usebenza kahle uma uneminye imikhiqizo ongayithengisa kumakhasimende akhona azokwenza imali eningi.
Isibonelo esisodwa se-classic i-akhawunti yokuhlola. Amabhange azohlinzeka ngemali noma izipho kumakhasimende uma evula i-akhawunti yokuhlola ngoba ayazi ukuthi ikhasimende kungenzeka livule amanye ama-akhawunti, njengokugcina imali nemikhiqizo yokutshala izimali, nalawo ma-akhawunti lapho amabhange enza khona imali.
Ukugqugquzela Kuyisihluthulelo
Uma usuqumile ngemigomo yomkhankaso, kuzodingeka ucabange ukuthi ungashukumisa kanjani ithimba lakho lokuthengisa ukwenza umkhankaso uphumelele. Ngaphandle kokubambisana kwabathengisi emathangeni, ngisho nomkhankaso ohleliwe kahle uzohluleka. Ngakho imikhankaso eminingi yokuthengisa ingcono kakhulu ihambisane nesinxephezelo esengeziwe seqembu lokuthengisa.
Ithuluzi elula futhi elishukumisayo kakhulu, yiqiniso, imali. Isibonelo, uma umkhankaso wakho uhlose ukuthuthukisa umkhiqizo wakho omusha, unganikeza ithimba lokuthengisa kabili ikhomishana yabo evamile yalo mkhiqizo kuphela.
Noma ungase uhlele umncintiswano, lapho umthengisi othengisa amayunithi amaningi omkhiqizo omusha athola ibhonasi enkulu. Uma izimali zisebenza kancane, ungazama futhi ezinye izikweletu ezingekhozimali. Uma ungaqiniseki ukuthi yini ongayinikeza ithimba lokuthengisa, iya emthonjeni - cela abadayisi bakho ukuthi yiziphi izinhlobo zokuvuza (ngaphandle kwekheshi) abangathanda ukukuthola.