Amalungu omndeni wezisebenzi zempi ezifa ngenkathi ekhonza emsebenzini, umsebenzi osebenzayo wokuqeqesha (ADT), noma ukuqeqeshwa komsebenzi wokuqala (IDT) angase afanelekele izinzuzo eziningana, amalungelo noma amalungelo.
Uma umndeni ukwaziswa ngokushona komuntu osebenza emsebenzini wezempi, babelwa uMmeleli Wokusiza Abaswelekile (i-CAR) umsebenzi wakhe owodwa wokusiza umndeni ngenqubo.
Uma i-CAR ingeke iphendule imibuzo yakho, izokudlulisela kumphathi wezempi ofanele noma ejensi likahulumeni, noma uthole impendulo kuwe.
Okulandelayo kubonisa izinzuzo, amalungelo, kanye namalungelo abasebenzi abasinda emndenini.
Izinzuzo zemali
Amalungu omndeni wezisebenzi zempi abafa njengomphumela oqondile noma ongacacile we-wartime noma inkonzo yesikhathi sokuthula banelungelo lokuthola izinhlobo eziningana zezinzuzo zikahulumeni. Izinzuzo kumlingani kanye nezingane zikhokhwa kungakhathaliseki ukuthi zidingekile ezomnotho, ngaphandle kwenkomfa yempesheni yokufa engaxhunyiwe. Izinzuzo zabazali okungenzeka ukuthi zifanelekile azikhokhelwa uma abazali benenzuzo engenayo imali ethile ngonyaka ngamunye. I-CAR yakho, i-VA eliseduzane noma i-Social Security office izochaza izinzuzo kuwe, imali engakhokhwa, futhi ikusize ugcwalise amafomu okufunwa adingekayo.
Ukufa Okukhululekile
Impi "yokufa mahhala" iyinkokhiso yokukhokhwa okungenakuqhathaniswa okwenziwa yizempi kuya kubazuzi abafanelekayo kwelungu elifa ku-Active Duty (AD), i-Active Duty Training (ADT), noma i- Initial Duty Training (IDT) Isikhathi sokulinda iNational Guard duty.
Inhloso yalo ukusiza abasindile ekulungiseni kwabo futhi babasize ekuhlangabezaneni nezindleko ezisheshayo ezenziwe. Ukukhokha mahhala ku-$ 12,420 futhi akukakhokhi intela. Kulabo ababulawa ukufa ngenxa yezenzo ezimbi futhi kwenzeka endaweni yokulwa ekhethiwe noma endaweni yokulwa noma ngenkathi beqeqeshwa empini noma benza umsebenzi onobungozi , ukukhokhelwa ngu-$ 100,000.
Ukufa okukhokhelwa mahhala kwenziwa kwabasindile bomuntu oshonile ngale ndlela:
- Oshade naye obesemthethweni ohlala naye. Inkokhelo ehanjiswe yi-CAR inikezwe ukubika noma usizo, kungakapheli amahora angu-24 kokufa kwelungu, ngaphandle uma oshade naye ethanda ezinye izinhlelo.
- Uma engekho oshade naye, ingane noma izingane zelungu, kungakhathaliseki ubudala noma isimo somshado, ngokwabelana ngamasheya alinganayo (imithetho yombuso ikhokhela izingane ezincane). Inkokhelo yezingane ezincane yenziwa yi-Defense Finance kanye ne-Accounting Service (DFAS) zingakapheli izinsuku ezingama-30 ngemuva kokuthola ifomu lesimangalo elidingekayo namaphepha asekelayo.
- Uma kungekho okunye okungenhla, kubazali, noma kubafowabo kanye / noma odade, noma kunoma iyiphi inhlanganisela njengoba kuchaziwe ilungu elifile. Inkokhelo ehanjiswe yi-CAR inikezelwe ukubika noma usizo, kungakapheli amahora angu-24 kokufa kwelungu, ngaphandle uma i-NOK ifuna ezinye izinyathelo.
Imali yokufa ayikhokhelwa kunoma yimuphi omunye umuntu uma kungekho nabasindile njengoba kubhalwe ngenhla. I-intando ayiyona inqubo yezomthetho yokushiswa kokufa ngenxa yokuthi ukukhokhelwa akuyona imali noma isikweletu ngenxa yelungu futhi angeke kube yingxenye yefa lomuntu. Ifomu lokufaka isicelo elidingekile ukufaka isicelo salesi sihlomulo i-DD Ifomu 397, Isiqinisekiso Sokumangalo kanye Nomthengi Wokukhokhelwa Ukukhululeka Kokufa .
I-Pay Nezibonelelo ezingakhokhiwe
Ngemuva kokufa kwelungu elisebenzayo, noma yikuphi ukukhokha kanye nezibonelelo ezifanele, kodwa kungakhokhwa ilungu, zikhokhwa kumzuzi oqokiwe obizwa ngeDD Form 93 , iRekhodi yeDatha Eziphuthumayo .
Inkokhelo engakhokhiwe kanye nezibonelelo zingabandakanya ukukhokha okuyisisekelo esingakhokhiwe, ukukhokha izinsuku ezingafinyelela ku-60 zekhefu elikhokhelwayo, imali edingekayo yokuhamba, izindleko zokukhokha, ukuthuthwa kwamalungu omndeni afanelekayo, ukuthengiswa kwezimpahla zasendlini, kanye nezitolimende ezingakhokhiwe zamabhonasi okubhalisa okungafani. Umlando wokukhokha we-decedent uhlolwe ngokuphelele yiNkampani YezokuPhepha Nezezimali, futhi isheke nganoma yiliphi inani elikhokhwayo likhishwa kumzuzi oqokiwe. Uma kungenalo igama elibhaliwe yilungu, noma yikuphi imali ekhokhwayo ikhokhwa kumamukeli wokuqala ovumelekile kulendlela elandelayo:
- Oshade naye obesemthethweni ohlala naye.
- Uma engekho oshade naye, ingane noma izingane zelungu kanye nenzalo yabantwana abafayo, egameni labo.
- Uma kungekho okunye okushiwo ngenhla, kubazali belungu elilinganayo ngokwabelana noma kumzali osaphila.
- Uma kungekho okunye okungenhla, kummeli oqokwe ngokomthetho wefa lomnikazi.
- Uma kungekho okunye okushiwo ngenhla, kumuntu (noma) umuntu onqume ukuthi unelungelo ngaphansi kwemithetho yombuso lapho ilunga lihlala khona.
Ifomu lokufaka isicelo elidingekile ukufaka isicelo salesi sihlomulo yiFomu ejwayelekile ye-1174, isimangalo sokuKhokhiswa okungakhokhiwe kweLungu elilahlekile lezinsizakalo ezingabanjwanga . I-CAR yakho izokusiza ukuqedela ifomu lesimangalo edingekayo.
Izindlu Zomndeni
Amalungu omndeni afanelekayo abamba izindlu zikahulumeni ngosuku lapho ilungu lifa lingase liqhubeke lihlala ezindlini ezinjalo ngaphandle kwenkokhelo isikhathi esiyizinsuku ezingama-365 okuhlinzekwa ukuthi ukufa kwabalungu kusemthethweni. Uma bephuma endlini kahulumeni ngaphambi kwezinsuku ezingama-180, i- Basic Allowance for Housing (BAH) , ikhokhwa ngezinsuku ezingasetshenzisiwe. Uma amalungu omndeni engaboni izindlu zikahulumeni, angathola i-BAH noma isibonelelo sezindlu zasemaphandleni izinsuku ezingu-180 ngemuva kokufa kwesilungu. I-CAR yakho izochazela leli lungelo futhi ikusize uqedele ifomu lesicelo elifunayo.
Umshuwalense Wokuphila Kweqembu Lama-Servicemembers (SGLI) . Ukukhokhwa kwe-SGLI yi-$ 400,000 ngaphandle kokuthi ilungu likhethwe inani elincanyana noma inqatshelwe ukubhala ngokubhala. Izinkokhelo zenyanga zama-premium ezingeni lekhasi elikhethwe yilungu lidonswa ngokuzenzakalelayo kumholo welungu. Ukunquma nokukhokhwa kwemali eyenziwe kwenziwa yiHhovisi le-Assicemembers 'Group Life Insurance ngaphansi koMnyango we-VA.
Ukukhokhwa kwemali kumuntu ozuzayo kukhululekile intela. Ilunga eliqinisekisiwe lingase likhethe njengelungelo lokuhlomula noma yimuphi umuntu, eqinile, inhlangano noma inhlangano esemthethweni, kuhlanganise nefa, ngabanye noma njengomphathi. Uma ilungu elinikezwe i-trust, libonise igama kanye nosuku lokuthembana ku-block beneficiary. Uma ilungu elikhethile ukuthembana nge-Will, lichaze "I-End Yokugcina neTestamente" ebhodini lozuzi.
Uma ilungu lakhetha ukungakhethi umzukulu othile kodwa likhethe ukuthi imali ekhokhwayo ikhokhwa ngendlela yokuhamba phambili, ilungu likhethiwe ngokuthi "Ngokwemithetho". Lapho igama elithi "By Law" lisetshenzisiwe, imali ekhokhwayo ikhokhwa ngokuzenzakalelayo kulokhu okulandelayo:
- Oshade naye obesemthethweni ohlala naye.
- Uma engekho oshade naye, ingane noma izingane zelungu elilinganayo ngamasheya alinganayo, ngesabelo somntwana oshonile okufanele asakazwe phakathi kwezinzalo zalowo mntwana.
- Uma kungekho okunye okushiwo ngenhla, kubazali belungu elilinganayo ngokwabelana noma kumzali osaphila.
- Uma kungekho okunye okushiwo ngenhla, kummeli oqokwe ngokusemthethweni noma umlawuli wefa lomlungu.
- Uma kungekho okunye okungenhla, kwesinye isihlobo esilandelayo.
Ifomu lokufaka isicelo elidingekayo ukufaka isicelo salesi sihlomulo i-VA Ifomu SGLV 8283, isimangalo Sezinzuzo Zokufa .
Plan Survivor Benefit Plan (SBP)
I-SBP yinkokhelo yanyanga zonke ekhokhelwa ibutho lempi kumuntu ohlala naye noma, kwezinye izimo, izingane ezifanelekile, zelungu elifa emsebenzini. Imali yokuqala eyakhokhwa kumlingani osaphila ilingana namaphesenti angama-55 emali ekhokhelwa umhlalaphansi lapho ilungu liyobe nelungelo ngokusekelwe eminyakeni emisebenzini esebenzayo uma ngabe umhlalaphansi ngosuku lokufa (uma ngabe ilunga lalingufanelekile umhlalaphansi).
I-annuity inciphisa inani lemali yokukhokhela i-DIC yanyanga zonke ekhishwe futhi ikhokhelwe kumlingani osaphila nguMnyango we-VA. Ngesikhathi umlingani osaphila efinyelela eminyakeni engu-62 ubudala, le mali iyancipha ibe ngamaphesenti angu-35. Inkokhelo ikhokhwa kuze kube yilapho oshade naye efa, kodwa imiswa lapho ephinde ashade ngaphambi kweminyaka yobudala engama-55. Ukukhokhela umlingani osaphila kungabuyiselwa uma umshado olandelayo usuphela ekufeni noma ehlukanisweni. Umuntu ohlukumezayo kufanele athumele ikhophi eqinisekisiwe yesimiso sohlukaniso noma isitifikedi sokufa ku-DFAS-DE ukuze ubuyiselwe imali. Uma inzuzo yesibili ye-SBP ibangelwa ukushada, lo wesifazane ohlala naye kumele akhethe ukuthi yiziphi izinzuzo ezimbili ze-SBP ozothola. Uma lowo oshade naye eshade naye eseneminyaka yobudala engama-55 noma ngaphezulu, lowo ozayo uzoqhubeka nokuthola imali yenyanga. Umlingani osaphila kufanele
azise i-DFAS-DE / FRB, 6760 E. Irvington Place, i-Denver CO 80279-6000, yanoma yiziphi izinguquko esimweni somshado. Ulwazi oluningiliziwe luzohlinzekwa yi-CAR yakho kanye nesikhungo se-DFAS-DE.
Uhlelo lweNdawo yokuPhumela iNdawo yokuPhepha (RCSBP)
Yimali ekhokhwa yinyanga yonke kumuntu ohlala naye noma, kwezinye izimo, izingane ezifanelekile, zeLungu leMpahla eliPhezulu elifa futhi seliqedile iminyaka egculisayo yenkonzo eyayifanelekela ilungu leholo lokuthatha umhlalaphansi eneminyaka engama-60. Ilunga kumelwe ukuba ukhethe ukhetho phakathi nezinsuku ezingu-90 ngemuva kokwaziswa kokufaneleka ukuhlanganyela kulolu hlelo. Amalungu e-Active Guard / Reserve 10211 (iphoyisa) noma 12310 (abhalisiwe), bayakufanelekela ukuba bahlanganyele ohlelweni. Ukuvota akunjalo ngaphandle kokuba ilungu lifa ngaphambi kwesikhathi sesishiyagalolunye esisungulwe ngumthetho. Imali yokuqala eyakhokhwa kumlingani osaphila ingalingana namaphesenti angama-55 emali ekhokhelwa umhlalaphansi lapho ilunga liyobe nelungelo lokuthola iminyaka engu-60, incishiswe yi-Reserve Portion Cost.
Ama-SBP nama-RCSBP Factors
Uma lowo oshade naye eshade naye ngaphambi kweminyaka yobudala engama-55, leyo mali iyakhokhwa ngamasheya alinganayo ezinganeni ezifanelekayo ezingaphansi kweminyaka eyi-18, noma ngaphansi kweminyaka engama-22 uma umfundi ogcwele isikhathi, ngaphandle uma ekhubazekile. Ukufakwa kwekhasi kuyama lapho kungekhozingane ezifanelekile. Ingane ethembekile ingaba ingane eyamukelwayo, ingane yokutholwa, umzukulu, umntanakho, noma owaziwayo ingane engokwemvelo ehlala nelungu lomshado wengane nomzali. Ingane ikhubazekile ngaphambi kweminyaka engama-18, noma ingakapheli iminyaka engu-22 uma ngabe umfundi ogcwele isikhathi lapho ukukhubazeka kwenzeka, ungumzuzi ofanelekile uma nje ukukhubazeka kukhona futhi ingane ingenakukwazi ukusekela. I-DFAS-DE iphinda ibuyele imali yengane lapho umntwana ophakathi kweminyaka engu-18 no-22 engena esikoleni isikhathi esigcwele, noma ukukhubazeka kwesimo sokukhubaza okwenza ingane ingakwazi ukusekela. Umshado nganoma yisiphi isikhathi uvala ukufaneleka kwengane. Imali engenayo yenyanga yabantwana ingamaphesenti angama-55 futhi ayancishiswa yi-DIC noma uma ingane ekhubazekile ifinyelela eminyakeni engu-62 ubudala. Umshado kunoma yimuphi umdala uqeda ukufaneleka kwengane.
Imali engenayo yokuthola imali iyinzuzo engenayo engenayo. Uzothola isitatimende sentela kuNsiza YezokuVikela Nezezimali ekupheleni konyaka. Isitatimende sizobonisa inani eligcwele lemali oyikhokhela imali kanye neyonke inani lentela eligcinwe phakathi nonyaka.
Ngaphandle kokuba ukhethe okuhlukile, inani lemali engenayo yombuso egcinwe (FITW) kuyoba njengokungathi ungumuntu oshadile ocela ukukhululwa okuthathu. Uma ufuna ukuthi i-FITW yakho ishintshwe ngosuku olulandelayo, kufanele uqedele i-TD-Form W-4P entsha, Isitifiketi sokugodla sePensheni noma i-Annuity Payments, ebonisa izinguquko, bese uyithumela ku-DFAS-DE / FRB, 6760 E. Irvington Place , Denver CO 80279-6000.
Insizakalo yezeMali yezokuVikela kanye neKwaZulu-mali ibambelela ngamaphesenti angu-30 intela yentela yaseHulumeni ngezinkokhelo ezikhokhwa kubafokazi abangewona abahlali ngaphandle uma umzuzi ehlala ezweni elinesivumelwano sentela ne-United States ekhomba izinga elihlukile lokugodla. Imibuzo yekheli kwi-Internal Revenue Service, uMkhomishinari Womsizi (International), ATTN: IN: C: TPS, 950 L'Enfant Plaza South, SW, Washington DC 20024-2123, noma thintana ne-Embassy yaseMelika esiseduze.
Imali engenayo ingase ibe ngaphansi kwentela ye-Federal estate. Abahlomuli kufanele bakhulume imibuzo yentela kwisiphathimandla sosizo lwezomthetho noma ihhovisi eliseduzane le-Internal Revenue Service.
Isitifiketi sefomu lokufaneleka elizoqhubeka lizothunyelwa kuwe unyaka ngamunye ngaphambi kokuzalwa kwakho. Gcwalisa uphinde ubuyisele ifomu ngokushesha ukuze uMnyango wezeMali wezokuPhepha nokuPhatha uqhubeke unyaka wakho ngaphandle kokuphazanyiswa. Funda imiyalo efomu bese uqinisekisa ukuthi uwuqedile kahle. Bhalisela i-Google + Izibuyekezo ze-Google Play manje zisebenzisa i-Google + ngakho-ke kulula ukubona imicabango yabantu esuka kubantu obakhathalelayo. Izibuyekezo ezintsha zixhunyaniswa ngokusesidlangalaleni kuphrofayeli yakho ye-Google +.
Ukuxhaswa Kwezindinganiso Nokuzikhokhela (DIC) Ukusethelwa
Insizakalo yezeMali yezokuVikela kanye neKwaBala i-Akhawunti yokuBamba i-Akhawunti yezokuVikela iyancipha umtjhado ohlala naye ngemali ye-DIC i-VA imiklomelo begodu ikhokhela umlingani ohlala naye. I-SBP annuity ayiyancishiswa inani lemvume yengane ye-DIC.
Amafomu okufaka isicelo adingekayo ukufaka isicelo salesi sihlomulo yiFD Ifomu 2656-4 (le fomu ayitholakali ngekhompyutha), i-TD-Form W-4P, isitifiketi sokubambelela sePensheni noma i-Payuity Payments , (etholakala kwi-Post Office noma i-IRS), futhi I-SF 1199A, ifomu le-Sign-Up le-Direct Deposit . Insizakalo yezeMali yezokuVikela kanye neKubhalisa ingadinga amadokhumenti engeziwe ukuze kutholakale imali (ie, imibhalo yokuPhathiswa yabaPhathi; isitifiketi sesikoleni; isitatimende somdokotela wezingane ezikhubazekile ngaphezulu kweminyaka engu-18).
Ukuxhaswa Kwezindinganiso Nokuzikhokhela (DIC)
Izinkokhelo ze-DIC zingagunyazwa ukuba zisinde abashadile abangashadile, izingane ezingashadile ezingaphansi kweminyaka engu-18, izingane ezikhubazekile, izingane ezineminyaka ephakathi kuka-18 no-23 uma zifunda esikoleni esivunyelwe yi-VA, nabazali abangenayo imali abasebenzayo abafa ngoku:
- Isifo noma ukulimala okwenziwe noma okwenyukayo ngenkathi umsebenzi osebenzayo noma umsebenzi osebenzayo wokuqeqesha.
- Ukulimala okwenziwe noma okugxilwe emgqeni womsebenzi ngenkathi kuqeqeshiwe umsebenzi wokusebenza .
- Ukukhubazeka kunakhokhelwa yi-Veterans 'Affairs.
I-DIC ikhokhelwe kumlingani osaphila ayincike ebangeni lokukhokhelwa kombutho wezempi. Inani elikhokhelwa umlingani nezingane eyodwa noma ngaphezulu zomuntu oshonile liyakhuliswa ingane ngayinye. Inani lokukhokhwa kwe-DIC kwabazali lihluka ngokuvumelana nenani labazali, inani lomholo wabo ngamunye noma ohlanganisiwe wonyaka ngamunye, nokuthi ngabe bahlala ndawonye noma uma bashada futhi, bahlala nomlingani. Umlingani osaphila nabazali abathola i-DIC banganikezwa isabelo esikhethekile sokusiza kanye nokufika uma isiguli sisendlini yabanakekeli, abakhubazekile, noma abayimpumputhe nezidingo noma badinga usizo oluvamile nokuya komunye umuntu. Uma bengakhubazekile kangako ukuze badinga usizo oluvamile kanye nokufika komunye umuntu kodwa, ngenxa yokukhubazeka, bangena endlini, banganikezwa izibonelelo ezengeziwe ezikhethekile. Izinkokhelo ze-DIC kumlingani osaphila zikhokhwa ukuphila, uma nje lowo oshade naye engashade naye. Ingabe lowo oshade naye kufanele aphinde aphinde aphinde ashade, izinkokhelo ziphelelwa isikhathi sokuphila? I-CAR yakho noma ihhovisi le-VA eliseduzane lizochaza inzuzo kuwe, imali engakhokhwa, futhi ikusize ugcwalise amafomu okufunwa adingekayo.
Ifomu lokufaka izicelo uma ufaka isicelo salo mhlomulo i- VA Ifomu 21-534 , Isicelo seNkxaso yokuHlonipha nokuKhokhelwa kweziKhwama noma UkuHlelwa kwePesheni yokuPhelelwa nguKuPhepha ngokuPhepha umlingani noma ingane , noma i- VA Ifomu 21-535 , Isicelo sokuxhaswa kanye nokuKhokhiswa kwesiKhwama sikaMzali (s) .
Ukulahlwa kwesimangalo se-DIC
Uma i-VA ephika isimangalo sakho sezinzuzo ze-DIC, ungafaka isikhalazo kwiBhodi labaBuyekezi be-Veterans. Isikhalazo kufanele sithunyelwe kungakapheli unyaka owodwa kusukela ngosuku lokukwaziswa kwesinqumo se-VA sokufaka isikhalazo. Isinyathelo sokuqala enkampanini yokudlulisa isikhalazo ukufaka isaziso esibhaliwe sokungavumelani nehhovisi le-VA lesifunda eliwenza isinqumo. Isitatimende esibhaliwe ukuthi awuvumelani nesinqumo sika-VA. Ngemva kokuthola isaziso esibhaliwe, i-VA izokunikeza "Isitatimende seNkantolo" echaza ukuthi yimaphi amaqiniso, imithetho nemithetho esetshenziselwa ukukhetha icala. Ukuze ugcwalise isicelo sokukhalaza, kufanele ufake i-"Appeal Substitution" ezinsukwini ezingu-60 kokuthunyelwa kweSitatimende seNkantolo, noma kungakapheli unyaka owodwa kusukela osukwini, i-VA yathumela isinqumo sayo, noma ngabe isikhathi siphelela nini. I-CAR yakho noma ihhovisi le-VA eliseduze lizokusiza ukuba ufake isaziso esibhaliwe sokungavumelani ne-VARO (i-Veteran Affairs Regional Office) esenze isinqumo.
Umhlalaphansi wokufa ohlangene noNonervice-Connected
Uma i-VARO inquma ukuthi awufanelekile ku-DIC, ungase uvumeleke ukufaka isicelo sephonsheni yokufa ehlangene nomsebenzi. Ukusinda abashadile nabantwana abangashadile abaneminyaka engaphansi kwengu-18 ubudala, abaneminyaka engu-23 uma befunda esikoleni esivunyelwe yi-VA, amalungu angasekho enkonzweni yempi angakwazi ukuthola le mpesheni uma ehlangabezana nokulinganiselwa kwemali enqunywe ngumthetho. Izingane ezifanelekayo ezingakwazi ukuzinakekela ngenxa yokukhubazeka ngaphambi kweminyaka eyi-18 zingase zifanele ukuthola impesheni uma nje isimo sikhona ngaphandle kokuba ingane ishade noma imali engenayo yengane idlula umkhawulo weholo. Izinga lempesheni lixhomeke enani lemali engenayo umlingani osaphila noma ingane etholakele eminye imithombo. Impesheni ayikhokhwa kulabo abanamagceke abo amakhulu kangangokuthi kunengqondo ukuthatha ifa lizoligcina ngokwezimali. Abasindile abafanelekayo kufanele benze isicelo ngehhovisi le-VA lendawo. I-VA izokhipha ukufaneleka kwakho.
Inzuzo Yokufa Kwemithetho Yomthetho ka-Grey Montgomery
I-VA izokhokha inzuzo ekhethekile yokufa komthetho we-Montgomery GI Bill kumuntu osindile oqokiwe uma kwenzeka ukuxhunyaniswa kwenkonzo yomuntu ngamunye ngenkathi esebenza ngokugcwele. Umuntu oshonile kumele abe nelungelo lokusiza ngosizo lwezemfundo ngaphansi kohlelo loMthethosivivinywa we-Bill of Montgomery , noma obambe iqhaza kulolu hlelo obengaba nelungelo elinjalo kepha idiploma yesikole esiphakeme noma ubude bemisebenzi. Inani elikhokhelwe lizolingana nokunciphisa ukukhokhelwa kwemali okwenziwe ilunga elifile kunoma yiziphi izinzuzo zemfundo ezikhokhwayo. Uma unelungelo lokuthola inzuzo yokufa, faka incwadi, kanye nobufakazi bokuhlobana kanye nekhophi ye-DD Ifomu 1300, Umbiko Wokulimala , kwi-VA Regional Office efanelekile. Inzuzo yokufa eyenziwa "ngomthetho kamasipala" imfashini kumlingani, izingane, nabazali, futhi ngeke ikhokhelwe kunoma ubani omunye emgqeni "womthetho". I-CAR yakho noma ihhovisi le-VA eliseduze lingakusiza ukuthi ufake isicelo sokubuyisela imali.
Izinkokhelo Zokuphepha Komphakathi
Izinzuzo zenyanga zokuphepha kwezenhlalakahle zikhokhwa kumlingani wakho noma oshade naye ohlukanisile, oneminyaka engu-60 noma ngaphezulu; oshade naye noma oshade naye ohlukanisile kungakhathaliseki ukuthi uneminyaka yobudala nengane ye-decedent engaphansi kweminyaka engu-16 noma abakhubazekile ekunakekeleni kwabo nokuhlangabezana nezidingo zokuphepha komphakathi.
Umlingani ohlukanisile kumelwe ukuba washada nelungu levisi okungenani iminyaka eyishumi. Izinkokhelo zenyanga zikhokhelwe izingane kuze kube yiminyaka engu-18 noma engu-19 uma umfundi ogcwele isikhathi esikoleni samabanga aphansi noma esikoleni esiphakeme, noma eneminyaka engu-18 noma ngaphezulu futhi ekhubazekile ngaphambi kweminyaka engu-18. Abashadile balinde kuze kube neminyaka engu-65 ukufaka isicelo se-Social Security bathole izinzuzo eziphezulu. Noma kunjalo, bangathola izinkokhelo zokunciphisa ezokuhlaliswa komphakathi phakathi kweminyaka engama-60 no-65.
Abazali abalondekile banelungelo lokuthola izinzuzo ezineminyaka engama-62 uma bengaphezu kwamaphesenti angama-50 bancike kulungu lezezidingo zokufa ngenxa yokusekelwa kwabo. Inani elikhokhwayo linganqunywa kuphela yi-Social Security Administration, elinomlando wemali eyitholwa yilungu ngesikhathi sokubili umsebenzi wezempi nomphakathi ngaphansi kohlelo lwezokuThuthukiswa koMphakathi. Ukuze uthole le nzuzo, abasindile abafanelekile kufanele benze isicelo kwihhovisi eliseduzane lezokuPhepha koMphakathi. Bachachazela inzuzo, banqume ukufaneleka kwakho, amanani angakhokhwa, futhi akusize ugcwalise amafomu okufunwa adingekayo. Kufanele usebenzise kusenesikhathi, ngoba umthetho uvumela ukuthi izinkokhelo eziphindaphindiwe ezinyangeni ezingu-12 zivunyelwe.
Inkokhelo yokuThuthukiswa kokuThuthukiswa kweNhlalakahle yomphakathi
I-Social Security Administration ikhokhela ukukhokha kokufa, kuze kufike ku-$ 255, kumlingani osaphila ohlala nelungu ngesikhathi sokufa. Ukuhlukaniswa ngenxa yenkonzo yempi , kuthathwa njengokuhlala ndawonye. Uma kungekho oshade naye osaphila, ukhokhwa kumntwana omdala ongufanelekile noma onelungelo lokuthola izinzuzo zokuphepha kwezenhlalakahle enyangeni yokufa, ngokusekelwe emalini yomholo oshonile. Akekho omunye osindile anelungelo lokuthola le nzuzo. Le nzuzo ikhokhwa kungakhathaliseki ukuthi ukuboshwa, umngcwabo, noma izinsizakalo zezikhumbuzo bakhokhelwa yimpi. Ukuze uthole le nzuzo, abasindile abafanelekile kumele benze isicelo kwihhovisi eliseduzane lezokuHlaliswa koMphakathi. Bachachazela inzuzo, banqume ukufaneleka kwakho, inani elingakhokhwa, futhi likusize ugcwalise amafomu okufunwa adingekayo.